Comparison

RTB Mobile vs IIB Smart Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RTB Mobile

Access your bank accounts, view balances and history, and manage loans on the go. This secure mobile banking app allows you to request cheque books, check exchange rates, and find nearby ATMs or branches. Available in English and Arabic for iOS devices.

Highlights
  • View account balances and history
  • Inquire about loan details and installments
  • Request a cheque book
  • Check currency exchange rates
  • Locate nearest ATM or branch
  • Change login and transfer passwords
Features
Read full description

Region Trade Bank Mobile Banking Manage your money on the move and around the clock with this secured mobile banking app from RT bank for IOS devices. ‘RTB Mobile’ is a mobile banking solution that enables you to use your smart phones and/or tablets to access your accounts. It is available in both Arabic and English. To View the application in Arabic, ensure that your device’s language is set to Arabic. With more updates and features on the way you currently can: - View your account(s) balances, details and history - Inquire about your loan(s) details and installments - Request a cheque book - Inquire about currency and exchange rates - Locate the nearest ATM or Branch - Change your login and transfer passwords To find out more about RTB Mobile: Email : info@rtb.iq Call RT Bank Call Center: +964 750 7779777

About

IIB Smart Mobile Banking

Manage your bank accounts, initiate transfers, request cheque books, and open new accounts online. This app offers a comprehensive suite of banking services, including currency exchange rates and ATM locators.

Highlights
  • Account management and statement generation
  • Various transfer options (local, international)
  • Cheque book requests and follow-up
  • Online time deposit and sub-account opening
  • Branch and ATM locator
  • Currency exchange rates
  • Debit card management
Features
Read full description

The new IIB Smart Mobile Banking will provide you the following service - Accounts Service 1-Display Accounts 2-Display Balances 3-Display Transactions 4-Dispaly Transaction Details 5-Display Account Statement 6-DsplayTransaction Charts 7-Display IBAN number 8-Set Account Nickname 9-QR Generation account 10-Display Account Details 11- Generate Account Sttatement in different formats. - Transfer Service 1-Transfer Between Customer Accounts 2-Transfer Between Bank Customers (A/C,IBAN,QR Code) 3-Local Transfer (RTGS) 4-International Transfer -Beneficiaries -Cheques Books (Request, Follow-up , Cancel) -Time Deposit 1-Open online Time Deposit 2-Time Deposit Inquires -Open Online Sub Account -Display Standing Instructions -Display Post-dated Cheques -Workflow -Display Customer Information -Branches And ATMs Locator -Currencies Exchange Rates And More - Online Customer Onboarding - Depit Cards Management - View Murabaha - Emergency Payment. and you can Register online in IIB Smart Mobile Banking

Screenshots

RTB Mobile4 screens
IIB Smart Mobile Banking4 screens

Verdict

The call

The clearest difference is update cadence: IIB Smart Mobile Banking at every 3 weeks against RTB Mobile's every 5 months. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IIB Smart Mobile Banking holds the better App Store score, 3.0 against 2.8. Both are backed by a comparable volume of ratings — 162 and 61 respectively. Written reviews point the same way: 11% of RTB Mobile's written reviews are positive against 14% of IIB Smart Mobile Banking's.

UpkeepUpdate frequency

RTB Mobile ships an update every 5 months, IIB Smart Mobile Banking every 3 weeks. The most recent releases landed on November 13, 2026 and November 14, 2026 respectively.

Scorecard1 real difference · 9 level
RTB Mobile versus IIB Smart Mobile Banking: the parameters behind the verdict, then further details
ParameterRTB MobileIIB Smart Mobile Banking
PriceFreeFree
Rating2.8 (162 ratings)3.0 (61 ratings) — better
Positive reviews10.7% of reviews14.3% of reviews — better
Number of ratings162 — better61
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size73 MB61 MB
Age rating4+17+
DeveloperRT Bank MobileIraqi Islamic Bank For Investment & Development

Customer experience

RTB Mobile

All ratings151 ratings
Positive44.4%
Neutral0.7%
Negative55.0%
Written reviews28 reviews
Positive10.7%
Neutral0.0%
Negative89.3%

IIB Smart Mobile Banking

All ratings61 ratings
Positive47.5%
Neutral4.9%
Negative47.5%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

In-app purchases

None

RTB Mobile

No in-app purchases

None

IIB Smart Mobile Banking

No in-app purchases

Questions

Is RTB Mobile free?
RTB Mobile is free to download, with no in-app purchases.
Is IIB Smart Mobile Banking free?
IIB Smart Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, RTB Mobile or IIB Smart Mobile Banking?
IIB Smart Mobile Banking is rated higher. RTB Mobile averages 2.8 out of 5 from 162 ratings, while IIB Smart Mobile Banking averages 3.0 from 61 ratings.
Do RTB Mobile or IIB Smart Mobile Banking have ads?
Neither RTB Mobile nor IIB Smart Mobile Banking shows ads.
Which is updated more often, RTB Mobile or IIB Smart Mobile Banking?
RTB Mobile ships an update every 5 months, and IIB Smart Mobile Banking every 3 weeks. Most recently, RTB Mobile was updated on November 13, 2026 and IIB Smart Mobile Banking on November 14, 2026.

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