Comparison

SaveIN for Business vs Divvi

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SaveIN for Business

Features
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SaveIN is India’s leading multi-domain checkout finance platform, dedicated to making high-value services and products accessible through its easy EMI offerings. Backed by Y-Combinator, the fintech pioneer is transforming the consumer credit landscape by offering instant financing at the point of sale across healthcare, wellness, lifestyle, travel, and mobility categories. Give your customers the flexibility to pay in No-cost EMIs, while you get paid seamlessly and take your business growth to the next level. With SaveIN, you can: - Offer No-cost EMI options to your customers - Enable instant, 100% digital financing with quick approvals - Increase conversions and average ticket sizes - Give customers more flexibility to purchase Why partner with SaveIN? - Zero onboarding fee - Zero annual charges - Zero liability on you for customer loans - Quick and easy registration - Seamless transaction and payment tracking - Manage multiple business locations from one login - Access digital reports and customer transaction records Whether you run a clinic, retail store, furniture business, education institute, wellness centre, home improvement business, travel, or any other customer-facing business, SaveIN helps you make high-value purchases more affordable and drive more sales. After sign up, in order to delete your account and associated data, you can visit https://partner.savein.money/delete-account

About

Divvi

Features
Read full description

Divvi splits the bill and then gets out of the way. Dinner, rent, a weekend trip, the shared taxi β€” add the expense, pick who was in, and Divvi works out who owes what. Split it equally or set custom shares. The maths is done in whole units of money, so the numbers always add up: no missing rupee, no stray cent. As people pay you back, tick them off. Each split shows what is still outstanding and what is settled, so you can see at a glance whether anything is still open. When it is done, share a receipt image. It renders as a picture, so it drops straight into WhatsApp, iMessage, Signal, or wherever the group already talks. Nobody you are splitting with has to install anything. NO ACCOUNT, NO SERVER Divvi has no sign-up, no login, and no backend. Your splits live on your iPhone. If you are signed in to iCloud, they sync privately across your own devices through your personal iCloud account β€” Divvi cannot read that data, and it is never sent to us. We do not run a server to send it to. This also means Divvi does not sync a split between you and the other people in it. Divvi is your own record of who owes what, not a shared group ledger. WHAT YOU GET β€’ Equal shares on any expense, plus exact amounts and percentages with Divvi Pro β€’ Whole-unit money maths, so totals always reconcile β€’ Per-person settle-up tracking with a clear settled and unsettled view β€’ A shareable receipt image β€” the one export, and it works everywhere β€’ Private iCloud sync across your own devices, with no account required β€’ Works fully offline ADS AND DIVVI PRO Divvi is free. Equal splits and up to 3 active splits at a time cost nothing, and Divvi shows a few ads: a card on the Home screen and an occasional full-screen ad at a natural pause, never while you are entering an expense. Divvi Pro is a one-time in-app purchase, not a subscription: it removes every ad and unlocks exact amounts, percentages and unlimited active splits. Or watch one short ad for a Divvi Pass, which unlocks the Pro features for 24 hours. Nothing you have already saved is ever locked. Divvi is built for iPhone.

Screenshots

SaveIN for Business4 screens
Divvi4 screens

Verdict

The call

The clearest difference is in-app purchases: SaveIN for Business at none against Divvi's 1. SaveIN for Business also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Divvi sells 1 one-off in-app purchase. SaveIN for Business asks for nothing beyond the download.

UpkeepUpdate frequency

SaveIN for Business ships an update every 3 weeks, Divvi fortnightly. The most recent releases landed on October 30, 2026 and November 1, 2026 respectively.

Scorecard2 real differences Β· 4 level
SaveIN for Business versus Divvi: the parameters behind the verdict, then further details
ParameterSaveIN for BusinessDivvi
PriceFreeFree
Update frequencyEvery 3 weeksFortnightly β€” better
AdsNo β€” betterYes
In-app purchasesNo β€” betterYes
DevicesiPhoneiPhone
Requires iOS16.6 β€” better17.0
Further details β€” not scored
Size43 MB28 MB
Age rating17+4+
DeveloperSaveIN Fintech Private LimitedRahul M

In-app purchases

None

SaveIN for Business

No in-app purchases

1 purchases

Divvi

One-time1
  • Divvi Pro$19.99

Questions

Is SaveIN for Business free?
SaveIN for Business is free to download, with no in-app purchases.
Is Divvi free?
Divvi is free to download, with in-app purchases available.
Do SaveIN for Business or Divvi have ads?
Divvi shows ads; SaveIN for Business does not.
Which is updated more often, SaveIN for Business or Divvi?
SaveIN for Business ships an update every 3 weeks, and Divvi fortnightly. Most recently, SaveIN for Business was updated on October 30, 2026 and Divvi on November 1, 2026.

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