Comparison

KARMITRA PMC vs LIC Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KARMITRA PMC

This app provides a convenient way to manage municipal services, including paying property and water taxes. Users can access past bills, download important documents, and recover login credentials using their mobile devices.

Highlights
  • Property tax payment
  • Water bill payment
  • View past bills
  • Download tax receipts
  • Password recovery
  • Emergency contacts
Features
Read full description

A PMC initiative to do something that makes citizen's life easier, so we build PMC Tax for responsive governance. Various Channels as part of PMC initiative: Since the advent of technology, internet is the way to the future. Be it IOS, all cater to a wide variety of needs. PMC aims to integrate all its services and facilities on to the mobile in the releases to come. Let’s find out what is being offered in PMC 1. One Stop Solution: Cannot remember your username and password; At your ease forget the username and password, we still have all set for you - use your mobile to log-in. 2. Services a) pay property tax. Look for all previous bills paid b) pay water bill payment. c) Download notice, Tax Valuation receipt for properties & water bill payment. 3. Emergency contacts We are use sub paisa payment gateways for Property tax and Water Tax payment.

About

LIC Digital

Access comprehensive information about life insurance products and portal services. Features include product details, plan brochures, premium calculation, benefit illustrations, and an office locator.

Highlights
  • Product information
  • Plan brochure downloads
  • Premium calculator
  • Benefit illustration
  • Apply for policy
  • Office locator
Features
Read full description

"OFFICIAL IOS APP FROM LIFE INSURANCE CORPORATION OF INDIA" This app is developed for LIC’s esteemed customers. Now all information about LIC products & portal services are at your fingertips. Options for viewing Product information, downloading Plan brochures of LIC, Premium calculator, Benefit illustration, Apply for Policy, LIC Office Locator, etc.

Screenshots

KARMITRA PMC4 screens
LIC Digital4 screens

Verdict

The call

The clearest difference is rating: LIC Digital at 4.8 against KARMITRA PMC's 3.3. LIC Digital also leads on ratings volume (1.6K vs 21). KARMITRA PMC's advantage is review sentiment (44% vs 13%) and iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LIC Digital holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: LIC Digital has 1.6K ratings behind it against 21, so its average is the more settled of the two. Written reviews complicate that: 44% of KARMITRA PMC's written reviews are positive against 13% of LIC Digital's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

KARMITRA PMC ships an update every 6 weeks, LIC Digital every 3 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
KARMITRA PMC versus LIC Digital: the parameters behind the verdict, then further details
ParameterKARMITRA PMCLIC Digital
PriceFreeFree
Rating3.3 (21 ratings)4.8 (1.6K ratings) — better
Positive reviews44.4% of reviews — better13.0% of reviews
Number of ratings211.6K — better
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size108 MB105 MB
Age rating4+4+
DeveloperSthapatya consultants PRIVATE LIMITEDLife Insurance Corporation of India

Customer experience

KARMITRA PMC

All ratings21 ratings
Positive61.9%
Neutral4.8%
Negative33.3%
Written reviews9 reviews
Positive44.4%
Neutral0.0%
Negative55.6%

LIC Digital

All ratings1,618 ratings
Positive94.4%
Neutral1.6%
Negative4.0%
Written reviews77 reviews
Positive13.0%
Neutral9.1%
Negative77.9%

Bugs and requests

KARMITRA PMC

Not enough reviews yet to summarise bugs or requests.

LIC Digital

Reported bugs

3 issues
  • App redirects to App Store to install NRI version when already installed
  • Date input field not working properly
  • Inability to proceed with online claims and payments

Requested features

4 requests
  • Improve app stability and performance
  • Make the app more user-friendly and intuitive
  • Enhance functionality for international users
  • Provide better customer support

In-app purchases

None

KARMITRA PMC

No in-app purchases

None

LIC Digital

No in-app purchases

Questions

Is KARMITRA PMC free?
KARMITRA PMC is free to download, with no in-app purchases.
Is LIC Digital free?
LIC Digital is free to download, with no in-app purchases.
Which has better reviews, KARMITRA PMC or LIC Digital?
LIC Digital is rated higher. KARMITRA PMC averages 3.3 out of 5 from 21 ratings, while LIC Digital averages 4.8 from 1.6K ratings.
Do KARMITRA PMC or LIC Digital have ads?
Neither KARMITRA PMC nor LIC Digital shows ads.
Which is updated more often, KARMITRA PMC or LIC Digital?
KARMITRA PMC ships an update every 6 weeks, and LIC Digital every 3 months. Most recently, KARMITRA PMC was updated on November 3, 2026 and LIC Digital on November 4, 2026.

Other comparisons