LIC Digital User Reviews

LIC Digital - NRI
LIC Digital - NRI
Life Insurance Corporation of India

Customer Experience

Positive experience17.2% of reviews
Neutral12.1% of reviews
Negative experience70.7% of reviews

~ Based on 58 written reviews from the US App Store.

What users say

Is LIC Digital Safe?

LIC Digital - NRI appears safe based on user ratings. AppsHunter Safety Score for LIC Digital is 96/100.

This assessment is based on 1,578 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.3% of ratings point to a safe experience
1.6% of ratings suggest some concerns
3.0% of ratings point to a risky experience

~ Based on 1,578 App Store ratings for LIC Digital.

Is LIC Digital Legit?

LIC Digital - NRI appears to be a legitimate app. AppsHunter Legitimacy Score for LIC Digital is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Worst app

Worst app I ever experienced tried to login with forgot password, once you request for OTP it supposed to receive instantly and app itself says its validity is for 15 minutes but the OTP receives next day in your mail. Ha ha

Date of birth only allows numbers

Trying to login is a tougher.
MPIN never works.
Login with OTP - can’t enter date of birth with ‘/‘ in the date field very difficult

Very Poor App

Very baad very poor application

No data available

I am not sure what has happened, all the data has been removed. I am not able to see any policy data. This needs to be fixed asap.

Billing info not there

Not showing the billing info and policy details. Unnecessary information all over the place.

Always shows technical error

Unable to change password

Worst service and worst app

Not allowing me to login with correct login credentials for Nri

Wrost login experience

This has been an extremely frustrating experience. I’ve been trying for several days to pay my LIC policy online, and every single time I attempt to log in, I’m greeted with the same generic error message: “Apologies, we are experiencing a technical issue. Please try one of the alternate login methods.”

None of the suggested alternatives actually work, which makes the message feel meaningless and unhelpful. For a service that deals with something as important as insurance payments, this level of unreliability is unacceptable.

There is no proper explanation, no clear resolution timeline, and no effective support provided. Customers should not have to struggle repeatedly just to complete a basic transaction. This issue needs urgent attention, and the system must be fixed to ensure a smooth and dependable user experience.
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Would give this app 0 star if there was an option

One of the most stupid application. Takes hours to login and keeps spinning like a never ending serial.

Even their support link gives a cloudflare block what a stupid application


Also their app has a password policy that expires and asks to reset. Once you try to reset it will send an otp to registered email. The problem is the OTP either never comes or it comes a day later. What a waste of application
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App

Worst app experience I’ve ever had. I’ve been trying to log in for the last 2 months and every single time it shows “technical problem, try after some time.” Nothing gets fixed. What’s the point of an insurance app if customers can’t even access their account? Very disappointing.

Not able to reset password

The app is ok as it allows me to view my policies and make premium payments but I am not able to reset my password and keep getting error

Many Critical Features Missing

The app/website doesn’t alert you in a timely manner, of a bill when it is due. So they charge the customer a late payment penalty. Next, their UPI doesn’t work for NRI and Net Banking payment option results in time out error and they make you wait 30 minutes after each attempt even when it is their technical fault. The app times out while you’re actively working in it. It is very slow; every click makes us wait several seconds.
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Worst app

During password reset if there is an error we need to request OTP again and again, but in email it says OTP valid for 15 mins. While trying to pay premium with out login it says check internet connection. Worst experience

User experience and response time

It’s not intuitive and relatively slow compared to any other site

Mr

Excellent and handy. Very easy to use.

Worst app

This is the worst app ever created! Worst design, never works fast, most of the time end up leaving it to try again later after endless waiting.

Pathetic online portal and web app

Throw your IT team members out of your organisation and hire a better group.

Below par

Such a low grade application. Email OTP received after more than 10 minutes and cannot change my password. Used same old PWD from last time and cannot login. Don’t know, how LIC is surviving with this kind of support

No return button to home

Clicked on apply lic card. Got an error . But still in the same page and no option to go back to home page. Close the app and reopen to go to home. The great design and testing team. Silly guys. Come on where are you still

App not working

App not working Even working very slow