WisdomTree Prime vs BudgeIt+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WisdomTree Prime
This platform allows users to invest in digital assets, including cryptocurrencies and tokenized real-world assets like gold. It offers self-custody, multi-chain support, and seamless conversion of fiat or stablecoins into various digital investments. The app prioritizes security and transparency for investors seeking control over their onchain holdings.
- Direct exposure to Bitcoin and Ether
- Tokenized real-world assets (Digital Gold, Funds)
- Self-custody digital wallet
- Multi-chain asset support (Solana, Ethereum, etc.)
- Seamless conversion of USD/stablecoins to digital assets
- Zero transfer fees
- End-to-end encryption and 2-factor authentication
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Experience digital assets the way they were intended; trusted, regulated and able to be held in a self-custody digital wallet. WisdomTree Prime is a platform that gives direct exposure to cryptocurrencies like Bitcoin and Ether, as well as tokenized assets like Digital Gold and an ever-growing selection of WisdomTree Digital Funds. Built for investors who want more control, transparency and flexibility, who want to diversity their onchain holdings without intermediaries or compromise. Choose your Chain - Fund your account with stablecoins or bank account. - Move supported assets across multiple blockchains including Solana, Base, Optimism, Arbitrum, Ethereum, Avalanche, Plume and Stellar. - Self-custody enabled across all supported chains. From Idle Cash to Digital Assets - Seamlessly convert U.S. dollars or supported stablecoins, (including USDC, PYUSD and USDW) into the full suite of WisdomTree Digital Assets including Tokenized RWAs, Tokenized Treasuries, Bitcoin, Ether and Onchain Gold. - WisdomTree Funds are designed to bring institutional-quality investment strategies onchain with greater transparency and flexibility and with lower minimums than traditional structures. - Each Onchain Gold token corresponds to ownership of one troy ounce of a LBMA gold bar, providing a modern and secure way to invest in gold. - Fund your multichain wallet and put your money to work efficiently, all within the app. Zero Transfer Fees - On Prime, $1in means $1out - Send stablecoins from one chain to another on Prime without losing a cent, no gas fees paid by user and no missing funds Built for Security - End-to-End encryption, auto-enrolled 2-factor authentication, password protection and real-time fraud monitoring to keep your assets protected. Need Assistance? Contact customer support using the in-app chat, email support@wisdomtreeprime.com, or troubleshoot on your own by visiting our support website at support.wisdomtreeprime.com For more information: WEBSITE: https://www.wisdomtreeprime.com OFFER TERMS & CONDITIONS: https://www.wisdomtreeprime.com/terms-and-conditions/ DIGITAL FUNDS: https://www.wisdomtreeprime.com/digital-funds/ X: @WisdomTreePrime IMPORTANT INFORMATION: WisdomTree Prime is available to U.S. Citizens 18 and older. PRODUCTS AND SERVICES AVAILABLE VIA WISDOMTREE PRIME: NOT FDIC INSURED | NO BANK GUARANTEE | NOT A BANK DEPOSIT | MAY LOSE VALUE | NOT SIPC PROTECTED | NOT INSURED BY ANY GOVERNMENT AGENCY For informational purposes only. Not intended as investment advice, a solicitation or offer to buy or sell any security, financial product, digital asset, commodity, or service. Investing involves risk, including loss of principal. Digital assets are considered to be highly speculative and involve a high degree of risk including the potential for loss of the entire investment The WisdomTree Prime digital wallet and digital asset services are offered through 1) WisdomTree Digital Trust Company, LLC (“WDTC”) to New York customers, which is chartered as a limited purpose trust company by the New York State Department of Financial Services to engage in virtual currency business; and 2) WisdomTree Digital Movement, Inc. (“WDM”) to Non-NY customers, which is a federally registered money services business, state-licensed money transmitter and financial technology company (NMLS ID: 2372500) WDTC and WDM are not banks and do not take deposits. Demand deposit accounts made available to you as a WisdomTree Prime user are provided by Bank of New York, Member FDIC. Digital assets held in WDM or WDTC accounts are not legal tender and are not covered by FDIC protections. WisdomTree Digital Movement, Inc., 250 W 34th Street, 3rd Floor New York, NY 10119
BudgeIt+
This app helps you manage your daily spending and savings goals with smart budgeting tools. It offers automatic bank syncing, spending alerts, and a privacy-first approach to your financial data. A personal finance coach guides you to save money by improving your daily spending habits.
- Privacy-first financial tracking
- Automatic bank and credit card sync
- Smart daily spending limits
- Daily transaction tracking
- Spend Overview and Breakdown
- Savings goal management
- Spending alerts and notifications
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**What makes BudgeIt+ different:** - Privacy-first: only you see your finances and your data never sold - Share an account and BudgeIt+ as a team - Automatic bank & credit card sync - Smart daily spending limits - Daily transaction tracking - Spend Overview: See your total monthly spending at a glance. - Spend Breakdown: View category percentages for clearer insights. - Savings goal management - Spending alerts & notifications - Bank-level encryption - Personal finance coach that helps you save through daily spending habits **Perfect for:** • Tracking everyday spending • Meeting savings goals • Paying off debt • Managing multiple accounts • Avoiding overdrafts **Free 30-day trial included.** Cancel anytime. Your financial data stays private and secure. We use read-only access to your accounts and never sell your information to third parties. Download BudgeIt and start budgeting smarter today! Privacy Policy: https://testifyd.io/privacy/ Terms of Use: https://testifyd.io/terms-and-conditions/
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Verdict
The clearest difference is review sentiment: BudgeIt+ at 100% against WisdomTree Prime's 36%. BudgeIt+ also leads on rating (5.0 vs 4.1) and update cadence (weekly vs fortnightly). WisdomTree Prime's advantage is in-app purchases (none vs 1) and ratings volume (132 vs 3). On price, ads, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BudgeIt+ sells 1 in-app purchase, starting at $8.99 per month. WisdomTree Prime asks for nothing beyond the download.
BudgeIt+ holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: WisdomTree Prime has 132 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 36% of WisdomTree Prime's written reviews are positive against 100% of BudgeIt+'s.
WisdomTree Prime ships an update fortnightly, BudgeIt+ weekly. The most recent releases landed on October 7, 2026 and September 17, 2026 respectively.
| Parameter | WisdomTree Prime | BudgeIt+ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (132 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 36.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 132 — better | 3 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 93 MB | 69 MB |
| Age rating | 17+ | 4+ |
| Developer | WisdomTree, Inc. | Testifyd LLC |
Customer experience
WisdomTree Prime
BudgeIt+
Bugs and requests
WisdomTree Prime
Reported bugs
13 issues- Recurring login/account glitches
- App is buggy and has performance issues
- Delayed wait times within the app
- Cannot add funds when owed money
- Difficulty adding funds to cover small balances
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- Unclear how to pay through personal bank account
- Account closure without explanation
- Vague and unhelpful customer service
- Authentication failed errors preventing login
- App keeps stating it's sending a passcode but it never arrives
- App is very buggy
- Recurring login issues
- Account/login glitches
Requested features
2 requests- Allow transfer via Apple Cash to bank feature
- Allow direct Bitcoin withdrawal to other wallets
BudgeIt+
Not enough reviews yet to summarise bugs or requests.
In-app purchases
WisdomTree Prime
No in-app purchases
BudgeIt+
- BudegIt+ Premium$8.991 Month
Questions
Is WisdomTree Prime free?
Is BudgeIt+ free?
Which has better reviews, WisdomTree Prime or BudgeIt+?
Do WisdomTree Prime or BudgeIt+ have ads?
Which is updated more often, WisdomTree Prime or BudgeIt+?
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