Pemo vs Aafaq Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pemo
This platform consolidates all company invoices, expenses, approvals, and spending decisions into a single, powerful system. It offers smart corporate cards, invoice payment, and expense tracking, supported by automated approvals and real-time reporting to save businesses time and money.
- Invoice management
- Expense tracking
- Smart corporate cards
- Automated approval flows
- Direct accounting integration
- Real-time reporting
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Pemo is the all-in-one spend management solution that empowers your business by packing every company invoice, expense, approval and spending decision into one powerful platform. Pemo ’s offering includes smart corporate cards, invoice payment systems and expense tracking functions. Pemo’s offering is supported by automated approval flows, direct accounting integration and real-time reporting - features that allow business owners to save time, save money, automate admin and every expense so they can get on with what you do best - building great businesses.
Aafaq Digital
Manage your financial products with ease. Apply for new services and access existing accounts all within one application. Offers convenient control over your finances.
- Apply for financial products
- Manage existing accounts
- Easy access to services
- Digital financial management
- Card management
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Apply and manage all your aafaq financial products through the App
Screenshots
Verdict
The clearest difference is rating: Pemo at 3.8 against Aafaq Digital's 3.2. Pemo also leads on update cadence (weekly vs monthly). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pemo holds the better App Store score, 3.8 against 3.2. Both are backed by a comparable volume of ratings — 6 and 11 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
Pemo ships an update weekly, Aafaq Digital monthly. Both last shipped on November 3, 2026.
| Parameter | Pemo | Aafaq Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (6 ratings) — better | 3.2 (11 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 6 | 11 — better |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 185 MB | 414 MB |
| Age rating | 4+ | 17+ |
| Developer | Payables Technology LTD | Aafaq |
Customer experience
Pemo
Aafaq Digital
In-app purchases
Pemo
No in-app purchases
Aafaq Digital
No in-app purchases









