Comparison

Telkom Pay vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Telkom Pay

Manage your money, make payments, and get paid without needing a bank account. This app allows you to send money, buy prepaid services, and store vouchers securely. It's accessible to all network providers and simplifies transactions with easy verification.

Highlights
  • Make and receive payments
  • Send and request money
  • Buy airtime, data, and vouchers
  • Create virtual prepaid cards
  • Top up wallet via EFT or cash
  • Withdraw cash or via EFT
Features
Read full description

With Telkom Pay, you can make payments, get paid, send money, buy prepaid, store vouchers, and more. Manage your money in your Telkom Pay wallet; you don't need a bank account. You also don't need to be a Telkom customer to use the app; it works on all network providers. Sign up is easy. Verify your identity through a KYC (Know Your Customer) process for your safety. This process is done on your phone with no paperwork or branch visits. All you need to do is upload your South African identity document, valid passport or driver's license. If you are not a South African citizen, you can upload your valid foreign passport or asylum document. You will also take a 'selfie' for your security to ensure you are who you say you are. Verification is instant, and if successful, you will be able to start transacting immediately. Telkom Pay Features Receive money and make payments from your wallet; Top up your wallet by making an EFT bank transfer, a linked bank card, cash at a Pick a Pay, or a Nedbank ATM; Make a withdrawal by EFT, immediate EFT, cash at a Pick a Pay, or Cash Express ATM; Get paid by showing your QR code; Send or request money from friends and family; Pay any Scan to Pay or Snapscan QR codes; Easily create a virtual prepaid card for secure online purchases; Make EFT bank transfers to your own or someone else's bank account; Buy airtime, data, electricity or store and entertainment vouchers; View all payments made or received in your transaction history; Earn money to buy airtime by referring a friend.

About

Subscription Tracker

Features
Read full description

Subscription Tracker by Fexo keeps every subscription, bill reminder, and budget plan in one calm, private place. Fexo brings clarity to the money that quietly leaves your account each month. Add any subscription in seconds, see exactly what renews next, and get a gentle nudge before you are charged, so a forgotten free trial or surprise renewal never catches you off guard again. Everything lives on your device, with no account and no sign-up, so the Fexo subscription tracker works fully offline and your data stays yours. KEY FEATURES Add and edit subscriptions with name, plan, price, billing cycle, start and end dates, and notes Flexible billing cycles: weekly, monthly, yearly, or lifetime, with paid and unpaid status Smart payment reminders with custom lead time (at due time, 1 hour, 1 day, 3 days, 1 week, or a date you choose) Local notifications for upcoming payments with name, price, and due date, auto-rescheduled after every edit Dashboard with total monthly spend, active count, and a payments-due-soon alert banner Subscriptions grouped into Upcoming, Active, and Expired, with fast text search Powerful filters and sorting by status, cycle, payment, category, price range, and renewal window Monthly budget with a progress bar plus nearing-limit and over-budget warnings Fexo analytics: projected yearly spend and a 12-month trend chart you can tap for any month's detail Mark favorites and keep them in a dedicated list Choose from 12 currencies, applied and remembered everywhere Fully offline, on-device storage, with deletes safely archived rather than discarded Why choose Fexo: it is fast, private, and built to answer one question instantly, what am I really paying every month. No bank linking, no clutter, just a clear view you control. From the Fexo team, thank you for trusting us with the details that keep your budget on track. Download Subscription Tracker by Fexo today and take back control of every renewal. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Telkom Pay4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Subscription Tracker at 13.0 against Telkom Pay's 15.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
Telkom Pay versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterTelkom PaySubscription Tracker
PriceFreeFree
Rating1.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 5 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size36 MB31 MB
Age rating4+4+
DeveloperTelkom SA SOC LtdFexo FZC LLC

In-app purchases

None

Telkom Pay

No in-app purchases

None

Subscription Tracker

No in-app purchases

Questions

Is Telkom Pay free?
Telkom Pay is free to download, with no in-app purchases.
Is Subscription Tracker free?
Subscription Tracker is free to download, with no in-app purchases.
Do Telkom Pay or Subscription Tracker have ads?
Neither Telkom Pay nor Subscription Tracker shows ads.

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