Comparison

MasterPass Scan to Pay vs Telkom Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MasterPass Scan to Pay

Easily scan and pay QR codes for groceries, bills, and online purchases. Securely add Visa and Mastercard for convenient payments without entering card details. Purchase prepaid airtime and data bundles instantly.

Highlights
  • Scan and pay QR codes
  • Securely add bank cards
  • Pay bills and online purchases
  • Buy prepaid airtime and data
  • No need to enter card details
  • Industry-standard encryption
Features
Read full description

Scan to Pay powered by Ukheshe. Our app makes it easy to scan and pay QR codes for almost anything, from groceries to bills to online shopping. Sign up using only your mobile number and securely add bank cards from Visa and Mastercard for safe and convenient payments. Your cards are protected with industry-standard encryption keeping you safe and secure. You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information. Our app provides convenience when buying prepaid airtime, data and SMS bundles from MTN and Vodacom for yourself or someone else. Select the product you want and use your saved cards to pay. Your prepaid airtime and data will be automatically loaded. No need to enter voucher codes. Scan to Pay is a convenient and secure way to make payments.

About

Telkom Pay

Manage your money, make payments, and get paid without needing a bank account. This app allows you to send money, buy prepaid services, and store vouchers securely. It's accessible to all network providers and simplifies transactions with easy verification.

Highlights
  • Make and receive payments
  • Send and request money
  • Buy airtime, data, and vouchers
  • Create virtual prepaid cards
  • Top up wallet via EFT or cash
  • Withdraw cash or via EFT
Features
Read full description

With Telkom Pay, you can make payments, get paid, send money, buy prepaid, store vouchers, and more. Manage your money in your Telkom Pay wallet; you don't need a bank account. You also don't need to be a Telkom customer to use the app; it works on all network providers. Sign up is easy. Verify your identity through a KYC (Know Your Customer) process for your safety. This process is done on your phone with no paperwork or branch visits. All you need to do is upload your South African identity document, valid passport or driver's license. If you are not a South African citizen, you can upload your valid foreign passport or asylum document. You will also take a 'selfie' for your security to ensure you are who you say you are. Verification is instant, and if successful, you will be able to start transacting immediately. Telkom Pay Features Receive money and make payments from your wallet; Top up your wallet by making an EFT bank transfer, a linked bank card, cash at a Pick a Pay, or a Nedbank ATM; Make a withdrawal by EFT, immediate EFT, cash at a Pick a Pay, or Cash Express ATM; Get paid by showing your QR code; Send or request money from friends and family; Pay any Scan to Pay or Snapscan QR codes; Easily create a virtual prepaid card for secure online purchases; Make EFT bank transfers to your own or someone else's bank account; Buy airtime, data, electricity or store and entertainment vouchers; View all payments made or received in your transaction history; Earn money to buy airtime by referring a friend.

Screenshots

MasterPass Scan to Pay4 screens
Telkom Pay4 screens

Verdict

The call

The clearest difference is rating: MasterPass Scan to Pay at 1.8 against Telkom Pay's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MasterPass Scan to Pay holds the better App Store score, 1.8 against 1.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

UpkeepUpdate frequency

MasterPass Scan to Pay ships an update every 3 weeks, Telkom Pay every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
MasterPass Scan to Pay versus Telkom Pay: the parameters behind the verdict, then further details
ParameterMasterPass Scan to PayTelkom Pay
PriceFreeFree
Rating1.8 (4 ratings) — better1.0 (2 ratings)
Positive reviews12.8% of reviews—
Number of ratings4 — better2
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size28 MB36 MB
Age rating4+4+
DeveloperUkheshe Technologies (Pty) LtdTelkom SA SOC Ltd

Customer experience

MasterPass Scan to Pay

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews39 reviews
Positive12.8%
Neutral2.6%
Negative84.6%

Telkom Pay

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MasterPass Scan to Pay

No in-app purchases

None

Telkom Pay

No in-app purchases

Questions

Is MasterPass Scan to Pay free?
MasterPass Scan to Pay is free to download, with no in-app purchases.
Is Telkom Pay free?
Telkom Pay is free to download, with no in-app purchases.
Which has better reviews, MasterPass Scan to Pay or Telkom Pay?
MasterPass Scan to Pay is rated higher. MasterPass Scan to Pay averages 1.8 out of 5 from 4 ratings, while Telkom Pay averages 1.0 from 2 ratings.
Do MasterPass Scan to Pay or Telkom Pay have ads?
Neither MasterPass Scan to Pay nor Telkom Pay shows ads.
Which is updated more often, MasterPass Scan to Pay or Telkom Pay?
MasterPass Scan to Pay ships an update every 3 weeks, and Telkom Pay every 5 weeks. Most recently, MasterPass Scan to Pay was updated on November 2, 2026 and Telkom Pay on November 3, 2026.

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