MasterPass Scan to Pay vs Telkom Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MasterPass Scan to Pay
Easily scan and pay QR codes for groceries, bills, and online purchases. Securely add Visa and Mastercard for convenient payments without entering card details. Purchase prepaid airtime and data bundles instantly.
- Scan and pay QR codes
- Securely add bank cards
- Pay bills and online purchases
- Buy prepaid airtime and data
- No need to enter card details
- Industry-standard encryption
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Scan to Pay powered by Ukheshe. Our app makes it easy to scan and pay QR codes for almost anything, from groceries to bills to online shopping. Sign up using only your mobile number and securely add bank cards from Visa and Mastercard for safe and convenient payments. Your cards are protected with industry-standard encryption keeping you safe and secure. You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information. Our app provides convenience when buying prepaid airtime, data and SMS bundles from MTN and Vodacom for yourself or someone else. Select the product you want and use your saved cards to pay. Your prepaid airtime and data will be automatically loaded. No need to enter voucher codes. Scan to Pay is a convenient and secure way to make payments.
Telkom Pay
Manage your money, make payments, and get paid without needing a bank account. This app allows you to send money, buy prepaid services, and store vouchers securely. It's accessible to all network providers and simplifies transactions with easy verification.
- Make and receive payments
- Send and request money
- Buy airtime, data, and vouchers
- Create virtual prepaid cards
- Top up wallet via EFT or cash
- Withdraw cash or via EFT
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With Telkom Pay, you can make payments, get paid, send money, buy prepaid, store vouchers, and more. Manage your money in your Telkom Pay wallet; you don't need a bank account. You also don't need to be a Telkom customer to use the app; it works on all network providers. Sign up is easy. Verify your identity through a KYC (Know Your Customer) process for your safety. This process is done on your phone with no paperwork or branch visits. All you need to do is upload your South African identity document, valid passport or driver's license. If you are not a South African citizen, you can upload your valid foreign passport or asylum document. You will also take a 'selfie' for your security to ensure you are who you say you are. Verification is instant, and if successful, you will be able to start transacting immediately. Telkom Pay Features Receive money and make payments from your wallet; Top up your wallet by making an EFT bank transfer, a linked bank card, cash at a Pick a Pay, or a Nedbank ATM; Make a withdrawal by EFT, immediate EFT, cash at a Pick a Pay, or Cash Express ATM; Get paid by showing your QR code; Send or request money from friends and family; Pay any Scan to Pay or Snapscan QR codes; Easily create a virtual prepaid card for secure online purchases; Make EFT bank transfers to your own or someone else's bank account; Buy airtime, data, electricity or store and entertainment vouchers; View all payments made or received in your transaction history; Earn money to buy airtime by referring a friend.
Screenshots
Verdict
The clearest difference is rating: MasterPass Scan to Pay at 1.8 against Telkom Pay's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MasterPass Scan to Pay holds the better App Store score, 1.8 against 1.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively.
MasterPass Scan to Pay ships an update every 3 weeks, Telkom Pay every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | MasterPass Scan to Pay | Telkom Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (4 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 12.8% of reviews | — |
| Number of ratings | 4 — better | 2 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 28 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Ukheshe Technologies (Pty) Ltd | Telkom SA SOC Ltd |
Customer experience
MasterPass Scan to Pay
Telkom Pay
In-app purchases
MasterPass Scan to Pay
No in-app purchases
Telkom Pay
No in-app purchases
Questions
Is MasterPass Scan to Pay free?
Is Telkom Pay free?
Which has better reviews, MasterPass Scan to Pay or Telkom Pay?
Do MasterPass Scan to Pay or Telkom Pay have ads?
Which is updated more often, MasterPass Scan to Pay or Telkom Pay?
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