Comparison

MasterPass Scan to Pay vs PayCentral

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MasterPass Scan to Pay

Easily scan and pay QR codes for groceries, bills, and online purchases. Securely add Visa and Mastercard for convenient payments without entering card details. Purchase prepaid airtime and data bundles instantly.

Highlights
  • Scan and pay QR codes
  • Securely add bank cards
  • Pay bills and online purchases
  • Buy prepaid airtime and data
  • No need to enter card details
  • Industry-standard encryption
Read full description

Scan to Pay powered by Ukheshe. Our app makes it easy to scan and pay QR codes for almost anything, from groceries to bills to online shopping. Sign up using only your mobile number and securely add bank cards from Visa and Mastercard for safe and convenient payments. Your cards are protected with industry-standard encryption keeping you safe and secure. You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information. Our app provides convenience when buying prepaid airtime, data and SMS bundles from MTN and Vodacom for yourself or someone else. Select the product you want and use your saved cards to pay. Your prepaid airtime and data will be automatically loaded. No need to enter voucher codes. Scan to Pay is a convenient and secure way to make payments.

About

PayCentral

Features
Read full description

PayCentral are leaders in prepaid payment solutions and specialise in creating industry specific debit cards that allow businesses to pay, incentivise and reward their staff or consumers. Our secure online platform allows business owners to make payments using an alternative payment mechanism. Card holders are able to store and spend their money with ease in a cost-effective environment. We work together with our clients to create customised solutions which enable them to easily manage, monitor and effectively control funds which used in their business operations. PayCentral has significant expertise in the rewards and incentive market and our products can be used across all industries. Our cards are powered by MasterCard and Standard Bank, providing much needed national coverage for all cardholders. PayCentral is a proudly South African Level 1 B-BBEE company, operating out of Johannesburg and Lusaka. We have a firm commitment to empowering individuals and doing our bit to make a difference in disadvantaged communities. INSTANT. ANYWHERE. ANYTIME.

Screenshots

MasterPass Scan to Pay4 screens
PayCentral3 screens

Verdict

The call

The clearest difference is iOS requirement: MasterPass Scan to Pay at 13.0 against PayCentral's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MasterPass Scan to Pay ships an update every 3 weeks, PayCentral monthly. The most recent releases landed on September 24, 2026 and September 19, 2026 respectively.

Scorecard1 real difference · 9 level
MasterPass Scan to Pay versus PayCentral: the parameters behind the verdict, then further details
ParameterMasterPass Scan to PayPayCentral
PriceFreeFree
Rating1.8 (4 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size28 MB46 MB
Age rating4+4+
DeveloperUkheshe Technologies (Pty) LtdPayCentral (Pty) Ltd

In-app purchases

None

MasterPass Scan to Pay

No in-app purchases

None

PayCentral

No in-app purchases

Questions

Is MasterPass Scan to Pay free?
MasterPass Scan to Pay is free to download, with no in-app purchases.
Is PayCentral free?
PayCentral is free to download, with no in-app purchases.
Do MasterPass Scan to Pay or PayCentral have ads?
Neither MasterPass Scan to Pay nor PayCentral shows ads.
Which is updated more often, MasterPass Scan to Pay or PayCentral?
MasterPass Scan to Pay ships an update every 3 weeks, and PayCentral monthly. Most recently, MasterPass Scan to Pay was updated on September 24, 2026 and PayCentral on September 19, 2026.

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