Comparison

Shoprite SA vs PayCentral

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shoprite SA

This app offers South Africa's lowest cost bank account, allowing users to manage their money safely with a trusted brand. It provides features like salary deposits, cash handling, money transfers, and voucher purchases, all with minimal to no fees.

Highlights
  • Lowest cost bank account
  • Salary deposits
  • Cash deposits and withdrawals
  • Send money and vouchers
  • Buy airtime, data, electricity, gaming vouchers
  • Pay bills
  • View bank statements and tax certificates
Features
Read full description

Shoprite brings you SA's lowest cost bank account. Keep your money safe and bank with a brand you trust! Shoprite, lowest prices always! You can now get your salary paid into your account, so start banking with the brand you can trust. Do more with your Shoprite bank account: View and share your banking details. * Receive EFT deposits (Deposit) into your account. * Deposit and withdraw cash at any of our 25 000 tills countrywide. * Send money or vouchers to any cell number. * Buy airtime, data, electricity, and gaming vouchers. Pay your Pay@ bills and accounts. * Use your Xtra Savings card to deposit & withdraw cash as well as to pay in-store. Save on banking fees and take control of your money: * Monthly fees: FREE * Cash deposits in-store: FREE * Send money to any SA cellphone (money transfers): FREE * Pay your Pay@ bills: FREE * Buy prepaid (airtime, data, electricity or gaming vouchers): FREE * Withdraw cash in-store: R5 * Pay in-store: FREE * Card replacement: FREE * No debit orders Documents you can view, download, or share: * Bank Confirmation Letter * Bank statement * IT3B tax certificates Keep up to date on all things Shoprite: * Find your nearest store easily with our Store Locator * Never miss a deal: view, download, and share all Shoprite leaflets

About

PayCentral

Features
Read full description

PayCentral are leaders in prepaid payment solutions and specialise in creating industry specific debit cards that allow businesses to pay, incentivise and reward their staff or consumers. Our secure online platform allows business owners to make payments using an alternative payment mechanism. Card holders are able to store and spend their money with ease in a cost-effective environment. We work together with our clients to create customised solutions which enable them to easily manage, monitor and effectively control funds which used in their business operations. PayCentral has significant expertise in the rewards and incentive market and our products can be used across all industries. Our cards are powered by MasterCard and Standard Bank, providing much needed national coverage for all cardholders. PayCentral is a proudly South African Level 1 B-BBEE company, operating out of Johannesburg and Lusaka. We have a firm commitment to empowering individuals and doing our bit to make a difference in disadvantaged communities. INSTANT. ANYWHERE. ANYTIME.

Screenshots

Shoprite SA4 screens
PayCentral3 screens

Verdict

The call

Shoprite SA and PayCentral are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Shoprite SA ships an update every 4 weeks, PayCentral monthly. The most recent releases landed on September 22, 2026 and September 19, 2026 respectively.

ScorecardNo meaningful differences
Shoprite SA versus PayCentral: the parameters behind the verdict, then further details
ParameterShoprite SAPayCentral
PriceFreeFree
Rating3.1 (9 ratings) — better—
Positive reviews37.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size157 MB46 MB
Age rating4+4+
DeveloperShoprite Checkers (PTY) LTDPayCentral (Pty) Ltd

In-app purchases

None

Shoprite SA

No in-app purchases

None

PayCentral

No in-app purchases

Questions

Is Shoprite SA free?
Shoprite SA is free to download, with no in-app purchases.
Is PayCentral free?
PayCentral is free to download, with no in-app purchases.
Do Shoprite SA or PayCentral have ads?
Neither Shoprite SA nor PayCentral shows ads.
Which is updated more often, Shoprite SA or PayCentral?
Shoprite SA ships an update every 4 weeks, and PayCentral monthly. Most recently, Shoprite SA was updated on September 22, 2026 and PayCentral on September 19, 2026.

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