Comparison

OUTsurance vs Shoprite SA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OUTsurance

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

Highlights
  • Manage insurance policies
  • Start new insurance quotes
  • Submit and track claims
  • Request emergency assistance
  • Refer friends for discounts
  • Join SmartDrive program
Read full description

There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.

About

Shoprite SA

This app offers South Africa's lowest cost bank account, allowing users to manage their money safely with a trusted brand. It provides features like salary deposits, cash handling, money transfers, and voucher purchases, all with minimal to no fees.

Highlights
  • Lowest cost bank account
  • Salary deposits
  • Cash deposits and withdrawals
  • Send money and vouchers
  • Buy airtime, data, electricity, gaming vouchers
  • Pay bills
  • View bank statements and tax certificates
Features
Read full description

Shoprite brings you SA's lowest cost bank account. Keep your money safe and bank with a brand you trust! Shoprite, lowest prices always! You can now get your salary paid into your account, so start banking with the brand you can trust. Do more with your Shoprite bank account: View and share your banking details. * Receive EFT deposits (Deposit) into your account. * Deposit and withdraw cash at any of our 25 000 tills countrywide. * Send money or vouchers to any cell number. * Buy airtime, data, electricity, and gaming vouchers. Pay your Pay@ bills and accounts. * Use your Xtra Savings card to deposit & withdraw cash as well as to pay in-store. Save on banking fees and take control of your money: * Monthly fees: FREE * Cash deposits in-store: FREE * Send money to any SA cellphone (money transfers): FREE * Pay your Pay@ bills: FREE * Buy prepaid (airtime, data, electricity or gaming vouchers): FREE * Withdraw cash in-store: R5 * Pay in-store: FREE * Card replacement: FREE * No debit orders Documents you can view, download, or share: * Bank Confirmation Letter * Bank statement * IT3B tax certificates Keep up to date on all things Shoprite: * Find your nearest store easily with our Store Locator * Never miss a deal: view, download, and share all Shoprite leaflets

Screenshots

OUTsurance4 screens
Shoprite SA4 screens

Verdict

The call

The clearest difference is rating: OUTsurance at 4.8 against Shoprite SA's 3.1. OUTsurance also leads on review sentiment (62% vs 37%) and ratings volume (384 vs 9). Shoprite SA's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OUTsurance holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 62% of OUTsurance's written reviews are positive against 37% of Shoprite SA's.

UpkeepUpdate frequency

OUTsurance ships an update fortnightly, Shoprite SA every 4 weeks. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

Scorecard6 real differences · 4 level
OUTsurance versus Shoprite SA: the parameters behind the verdict, then further details
ParameterOUTsuranceShoprite SA
PriceFreeFree
Rating4.8 (384 ratings) — better3.1 (9 ratings)
Positive reviews62.1% of reviews — better37.0% of reviews
Number of ratings384 — better9
Update frequencyFortnightly — betterEvery 4 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.4
Further details — not scored
Size81 MB158 MB
Age rating4+4+
DeveloperOUTsuranceShoprite Checkers (PTY) LTD

Customer experience

OUTsurance

All ratings380 ratings
Positive97.9%
Neutral0.5%
Negative1.6%
Written reviews66 reviews
Positive62.1%
Neutral13.6%
Negative24.2%

Shoprite SA

All ratings9 ratings
Positive44.4%
Neutral11.1%
Negative44.4%
Written reviews54 reviews
Positive37.0%
Neutral9.3%
Negative53.7%

Bugs and requests

OUTsurance

Reported bugs

13 issues
  • App keeps logging out frequently
  • Smart Drive requires location services but permission is not requested
  • App crashes after updates
  • Inaccurate policy data displayed in the app
  • Cannot add members to policy
Show 8 more
  • Vehicle tracking not recording trips
  • Biometric login is not functional
  • Registration process for existing clients is broken
  • App does not open after latest update
  • Scanning barcode on license disc closes the app
  • App doesn't show tracking on iPhone
  • Email required error when loading info during vehicle insurance
  • App keeps saying email is required when it's provided

Requested features

8 requests
  • Add ability to view last five years of claims details
  • Increase font size based on device settings
  • Allow points man requests after trip completion
  • Enable fingerprint access for login
  • Improve Smart Drive functionality for non-policyholders
Show 3 more
  • Add dark mode option
  • Improve app compatibility with older devices
  • Allow viewing of policy details for multiple vehicles under one policy

Shoprite SA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OUTsurance

No in-app purchases

None

Shoprite SA

No in-app purchases

Questions

Is OUTsurance free?
OUTsurance is free to download, with no in-app purchases.
Is Shoprite SA free?
Shoprite SA is free to download, with no in-app purchases.
Which has better reviews, OUTsurance or Shoprite SA?
OUTsurance is rated higher. OUTsurance averages 4.8 out of 5 from 384 ratings, while Shoprite SA averages 3.1 from 9 ratings.
Do OUTsurance or Shoprite SA have ads?
OUTsurance shows ads; Shoprite SA does not.
Which is updated more often, OUTsurance or Shoprite SA?
OUTsurance ships an update fortnightly, and Shoprite SA every 4 weeks. Most recently, OUTsurance was updated on October 26, 2026 and Shoprite SA on October 22, 2026.

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