Comparison

Investec Private Client vs OUTsurance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Investec Private Client

Manage your daily banking and investments with ease. Perform transactions, access card controls, and stay updated on market data. Securely log in with biometrics and download important financial documents.

Highlights
  • Daily transactional banking
  • Secure biometric login
  • Investec Visa card management
  • In-app authentication
  • Document downloads
  • JSE-listed equity trading
  • Market data and insights
Features
Read full description

Effortless banking and investing at your fingertips Daily transactional banking made easy Make payments, add beneficiaries, transfer funds, check and redeem Investec Rewards point, buy airtime and electricity, send cash to yourself or someone else – it’s easy and convenient. Secure Log into your account with biometrics as a safe alternative to your password. Investec Visa card Temporarily block card, view card details or PIN. You can change or resend your card PIN, or let us know when you will use your card abroad. In App authentication If you’re connected to a Wi-Fi network, you can use In App authentication when you log into Investec Online - useful if you’re travelling abroad. Find and download documents Download statements, email statements, proof of payments, reference letters, tax certificates and visa letters. Trading Seamlessly buy and sell JSE-listed equities. Markets Daily data on major local and international markets, commodities and currencies - plus insights into South African equity market. Keep up to date with investment instruments through Markets Watchlist. And much more on the Investec Private Client App … When you’re on the go, the Investec App goes further. For assistance, please contact the 24/7 Global Client Support Centre on: SA: 0860 110 161 or +27 11 286 9663 UK: 0845 366 6333 or +44 207 597 4131

About

OUTsurance

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

Highlights
  • Manage insurance policies
  • Start new insurance quotes
  • Submit and track claims
  • Request emergency assistance
  • Refer friends for discounts
  • Join SmartDrive program
Read full description

There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.

Screenshots

Investec Private Client4 screens
OUTsurance4 screens

Verdict

The call

The clearest difference is rating: OUTsurance at 4.8 against Investec Private Client's 3.4. OUTsurance also leads on review sentiment (62% vs 42%) and ratings volume (380 vs 39). Investec Private Client's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OUTsurance holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: OUTsurance has 380 ratings behind it against 39, so its average is the more settled of the two. Written reviews point the same way: 42% of Investec Private Client's written reviews are positive against 62% of OUTsurance's.

UpkeepUpdate frequency

Investec Private Client ships an update weekly, OUTsurance fortnightly. The most recent releases landed on September 17, 2026 and September 19, 2026 respectively.

Scorecard6 real differences · 4 level
Investec Private Client versus OUTsurance: the parameters behind the verdict, then further details
ParameterInvestec Private ClientOUTsurance
PriceFreeFree
Rating3.4 (39 ratings)4.8 (380 ratings) — better
Positive reviews41.9% of reviews62.1% of reviews — better
Number of ratings39380 — better
Update frequencyWeekly — betterFortnightly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size273 MB81 MB
Age rating4+4+
DeveloperInvestec LtdOUTsurance

Customer experience

Investec Private Client

All ratings39 ratings
Positive53.8%
Neutral12.8%
Negative33.3%
Written reviews62 reviews
Positive41.9%
Neutral12.9%
Negative45.2%

OUTsurance

All ratings380 ratings
Positive97.9%
Neutral0.5%
Negative1.6%
Written reviews66 reviews
Positive62.1%
Neutral13.6%
Negative24.2%

User reviews

Investec Private Client

From 39 App Store ratings

What we love

  • ✨ Simple and intuitive UI
  • 🔒 Keeps up with security features
  • 🚀 Fast login with fingerprint
  • ✨ Clean and modern look
  • 👍 Great for reviewing investments

Room to improve

  • 🐛 Glitches and bugs
  • 🐛 Transaction history not working
  • 🐛 App closes unexpectedly
  • 🐛 Login errors and not logging in
  • 🐛 Frequent downtime and maintenance

OUTsurance

From 380 App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Quick and efficient process
  • 🚗 Convenient car inspection feature
  • 💡 Innovative use of technology
  • ✨ Outstanding customer service

Room to improve

  • 🐛 Buggy login/logout issues
  • 🔋 High battery consumption
  • 📍 Smart Drive location permission issues
  • 📉 Inaccurate policy data in app
  • 🔄 App crashes after updates

Bugs and requests

Investec Private Client

Reported bugs

36 issues
  • App closes down when hitting time periods in transaction history
  • List jumps/moves down when selecting first beneficiary
  • Error message when trying to login
  • Transaction engine errors
  • South African app does not allow confirmation text to non-SA numbers
Show 31 more
  • Stuck at login screen for months
  • View fixed in Portrait mode on iPad with Magic Keyboard
  • Unable to request PoP on App
  • App hasn’t worked for the last three days
  • App does not work / open at all on iPhone
  • Red notification on app that won’t clear
  • App crashes on FaceID and terminates
  • UK number diverts to South Africa
  • App hanging every time attempting to pay someone
  • Watch app has become inaccessible
  • Phone app doesn’t recognise fingerprints
  • Payments can no longer be made on iPad
  • App fails at point of entering OTP for payments on iPad
  • Glitches in transaction amounts (e.g., £1,000 vs £1,015.67)
  • Cannot search beneficiaries
  • Cannot download payments retrospectively
  • Cannot add once-off payment beneficiary as permanent
  • App is ALWAYS down for maintenance
  • Watch app never works
  • iPhone X support issues
  • App crashes
  • TouchID has disappeared
  • App hangs when switching between apps
  • App hangs sometimes when creating new beneficiaries
  • Touch ID authentication disables for no reason
  • TouchID login option disappears
  • Keypad not displaying correctly
  • App dialogue box for different field opens when tapping on one field
  • Payment notifications sent to wrong beneficiary due to glitch
  • App keeps asking to accept Ts & Cs and then log in
  • Registration does not work after uninstall/reinstall

Requested features

24 requests
  • Allow confirmation text to non-SA numbers
  • Enable landscape mode on iPad
  • Add FaceID support for iPadOS
  • Ability to edit budgets on mobile app
  • Ability to edit transaction categories on mobile app
Show 19 more
  • Ability to refresh accounts on mobile app
  • Ability to add new accounts on mobile app
  • Save electricity details
  • Implement fingerprint authentication on iPad
  • Allow search for beneficiaries
  • Allow downloading payments retrospectively
  • Allow sending confirmation of payment from app
  • Allow adding once-off payment beneficiary as permanent
  • Improve iPhone X support
  • Modernize banking app like Monzo
  • Make Touch ID optional
  • Add ability to see all investment balances
  • Allow changing beneficiary reference when making a payment
  • Show pending transactions
  • Incorporate Asset Management account (unit trusts)
  • Cater for convenient inter-account transfers for all Investec accounts
  • Fix OTP input for each transaction
  • Improve gesture usage
  • Increase character limit for recipient email

OUTsurance

Reported bugs

13 issues
  • App keeps logging out frequently
  • Smart Drive requires location services but permission is not requested
  • App crashes after updates
  • Inaccurate policy data displayed in the app
  • Cannot add members to policy
Show 8 more
  • Vehicle tracking not recording trips
  • Biometric login is not functional
  • Registration process for existing clients is broken
  • App does not open after latest update
  • Scanning barcode on license disc closes the app
  • App doesn't show tracking on iPhone
  • Email required error when loading info during vehicle insurance
  • App keeps saying email is required when it's provided

Requested features

8 requests
  • Add ability to view last five years of claims details
  • Increase font size based on device settings
  • Allow points man requests after trip completion
  • Enable fingerprint access for login
  • Improve Smart Drive functionality for non-policyholders
Show 3 more
  • Add dark mode option
  • Improve app compatibility with older devices
  • Allow viewing of policy details for multiple vehicles under one policy

In-app purchases

None

Investec Private Client

No in-app purchases

None

OUTsurance

No in-app purchases

Questions

Is Investec Private Client free?
Investec Private Client is free to download, with no in-app purchases.
Is OUTsurance free?
OUTsurance is free to download, with no in-app purchases.
Which has better reviews, Investec Private Client or OUTsurance?
OUTsurance is rated higher. Investec Private Client averages 3.4 out of 5 from 39 ratings, while OUTsurance averages 4.8 from 380 ratings.
Do Investec Private Client or OUTsurance have ads?
OUTsurance shows ads; Investec Private Client does not.
Which is updated more often, Investec Private Client or OUTsurance?
Investec Private Client ships an update weekly, and OUTsurance fortnightly. Most recently, Investec Private Client was updated on September 17, 2026 and OUTsurance on September 19, 2026.

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