Comparison

VYBE by BPI vs CashinGuard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VYBE by BPI

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

Highlights
  • E-wallet enhancement
  • Rewards program integration
  • Earn points with BPI products
  • Redeem exciting rewards
  • Digital banking experience
Features
Read full description

Level-up your e-wallet and rewards experience with VYBE! VYBE is your one-stop lifestyle app that makes your everyday digital banking more rewarding. With the all new BPI Rewards, earn points when you use BPI products and services and redeem exciting rewards through the VYBE app.

About

CashinGuard

Features
Read full description

CashinGuard is your digital shield against QR‑based scams. Designed for GCash users and merchants, the app scans QR codes to detect legitimate EMVCo payment strings, highlight suspicious marketplace accounts, and warn you before you pay. Disclaimer: CashinGuard is not affiliated with GCash or BSP. It does not process payments and is intended for educational and protective use only.

Screenshots

VYBE by BPI4 screens
CashinGuard4 screens

Verdict

The call

The clearest difference is ads: VYBE by BPI at none against CashinGuard's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
VYBE by BPI versus CashinGuard: the parameters behind the verdict, then further details
ParameterVYBE by BPICashinGuard
PriceFreeFree
Rating1.0 (56 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings56 — better—
Update frequencyEvery 5 weeks—
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12 — better13.0
Further details — not scored
Size118 MB22 MB
Age rating4+4+
DeveloperBank of the Philippine IslandsWilfred Cruz

Bugs and requests

VYBE by BPI

Reported bugs

33 issues
  • Cannot log in
  • Fails to login after inputting OTP
  • App not working abroad
  • BPI points not reflecting on the app
  • App cannot be opened
Show 28 more
  • Screen stuck on landing page
  • App causes phone to crash
  • App shuts down unexpectedly
  • Invalid account error when trying to log in
  • No OTP sent for forgot MPIN
  • Phone goes blank after logging in
  • App is buggy and throws errors after OTP
  • Cannot go further than MPIN and accepting T&C
  • OTP is invalid
  • Customer service cannot solve login issues
  • Cannot enter OTP as app is still loading
  • App keeps crashing/not opening after logging in successfully
  • Money disappeared from the app and not returned
  • App crashes when attempting to log in or sign up
  • Perpetually on the first screen (logo)
  • OTP not recognized
  • Account locked after signing up
  • 502 Bad Gateway on login
  • Contact support keeps loading
  • Member already exists error after reinstalling
  • Forgot PIN goes to a blank screen
  • Authentication always fails (VYBE MS ERROR)
  • Input is invalid error
  • App gets stuck on the logo screen
  • Slow loading of reward details
  • Cannot get reward codes from the app after claiming
  • App stopped working, it froze
  • Unable to process request error

Requested features

12 requests
  • Support international numbers
  • Allow checking/claiming rewards points without app
  • Remove forced app usage for rewards
  • Fix online option to check points
  • Show total rewards in credit card billing statement
Show 7 more
  • Improve app stability and performance
  • Fix 'Forgot MPIN' functionality
  • Allow sending messages in contact support without character limit
  • Update app interface
  • Enable biometrics for login
  • Fix OTP expiration issue
  • Ensure app is functional before advertising

CashinGuard

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VYBE by BPI

No in-app purchases

None

CashinGuard

No in-app purchases

Questions

Is VYBE by BPI free?
VYBE by BPI is free to download, with no in-app purchases.
Is CashinGuard free?
CashinGuard is free to download, with no in-app purchases.
Do VYBE by BPI or CashinGuard have ads?
CashinGuard shows ads; VYBE by BPI does not.

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