Comparison

VYBE by BPI vs Chill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VYBE by BPI

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

Highlights
  • E-wallet enhancement
  • Rewards program integration
  • Earn points with BPI products
  • Redeem exciting rewards
  • Digital banking experience
Features
Read full description

Level-up your e-wallet and rewards experience with VYBE! VYBE is your one-stop lifestyle app that makes your everyday digital banking more rewarding. With the all new BPI Rewards, earn points when you use BPI products and services and redeem exciting rewards through the VYBE app.

About

Chill

Features
Read full description

Adulting is hard enough. Your bills shouldn't make it harder. Chill Bill is the calm, playful way to keep your recurring bills in order — one month at a time. No bank logins. No spreadsheets. No anxiety. Just your bills, sorted, with a little confetti when you're done. Chill Bill is more than a static list, it is a complete monthly bill-management workflow WHY YOU'LL LIKE IT One month at a time Your home screen shows only what's due this month — sorted into Overdue, Upcoming, and Paid. No overwhelming wall of numbers. Just what matters now. Genuinely satisfying Tap to mark a bill paid. Watch the running total tick down. Clear the whole month and the confetti flies. Staying on top of things has never felt this good. Gentle reminders Get a heads-up a few days before anything's due, at a time you choose. Local notifications only — no push servers, no account needed. Bills that fit real life Monthly, weekly, yearly, or one-time. Fixed amounts or variable ones (hello, electricity bill) — pop in the real figure when it arrives. Profiles for every part of life Keep Personal, Shared, and side-hustle bills in separate spaces. Each has its own bills, history, and totals. Receipts & history Snap a photo of a receipt and attach it to any bill. At month's end, get a tidy receipt of everything — carry unpaid bills forward or skip them. Look back at any past month anytime. Share extension + paste From any other app's share sheet (Photos, Safari, Notes, etc.), send Chill Bill an image to attach as a receipt, or text/a link containing a price to create a new bill from or set the amount on an existing bill. The bill-amount field also has a paste button that extracts a money figure from the clipboard. All processing is on-device. Truly private — by design No accounts. No servers. No analytics. No ads. No trackers. Everything you add lives only on your device and is never sent to us or anyone else. We literally can't see your data — and we like it that way. Chill Bill is a personal tool to help you remember your own bills. It doesn't connect to your bank or move money. You stay in control of your actual payments. Download Chill Bill and make staying on top of bills feel a little less like a chore — and a little more like a win.

Screenshots

VYBE by BPI4 screens
Chill4 screens

Verdict

The call

The clearest difference is price: VYBE by BPI at Free against Chill's $9.99. VYBE by BPI also leads on iOS requirement (12 vs 16.4). Chill's advantage is update cadence (fortnightly vs every 5 weeks). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

VYBE by BPI is free to download; Chill costs $9.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VYBE by BPI ships an update every 5 weeks, Chill fortnightly. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
VYBE by BPI versus Chill: the parameters behind the verdict, then further details
ParameterVYBE by BPIChill
PriceFree — better$9.99
Rating1.0 (57 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings57 — better—
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS12 — better16.4
Further details — not scored
Size118 MB45 MB
Age rating4+4+
DeveloperBank of the Philippine IslandsMary Alvarez

Bugs and requests

VYBE by BPI

Reported bugs

33 issues
  • Cannot log in
  • Fails to login after inputting OTP
  • App not working abroad
  • BPI points not reflecting on the app
  • App cannot be opened
Show 28 more
  • Screen stuck on landing page
  • App causes phone to crash
  • App shuts down unexpectedly
  • Invalid account error when trying to log in
  • No OTP sent for forgot MPIN
  • Phone goes blank after logging in
  • App is buggy and throws errors after OTP
  • Cannot go further than MPIN and accepting T&C
  • OTP is invalid
  • Customer service cannot solve login issues
  • Cannot enter OTP as app is still loading
  • App keeps crashing/not opening after logging in successfully
  • Money disappeared from the app and not returned
  • App crashes when attempting to log in or sign up
  • Perpetually on the first screen (logo)
  • OTP not recognized
  • Account locked after signing up
  • 502 Bad Gateway on login
  • Contact support keeps loading
  • Member already exists error after reinstalling
  • Forgot PIN goes to a blank screen
  • Authentication always fails (VYBE MS ERROR)
  • Input is invalid error
  • App gets stuck on the logo screen
  • Slow loading of reward details
  • Cannot get reward codes from the app after claiming
  • App stopped working, it froze
  • Unable to process request error

Requested features

12 requests
  • Support international numbers
  • Allow checking/claiming rewards points without app
  • Remove forced app usage for rewards
  • Fix online option to check points
  • Show total rewards in credit card billing statement
Show 7 more
  • Improve app stability and performance
  • Fix 'Forgot MPIN' functionality
  • Allow sending messages in contact support without character limit
  • Update app interface
  • Enable biometrics for login
  • Fix OTP expiration issue
  • Ensure app is functional before advertising

Chill

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VYBE by BPI

No in-app purchases

None

Chill

No in-app purchases

Questions

Is VYBE by BPI free?
VYBE by BPI is free to download, with no in-app purchases.
Is Chill free?
Chill costs $9.99, with no in-app purchases.
Do VYBE by BPI or Chill have ads?
Neither VYBE by BPI nor Chill shows ads.
Which is updated more often, VYBE by BPI or Chill?
VYBE by BPI ships an update every 5 weeks, and Chill fortnightly. Most recently, VYBE by BPI was updated on October 20, 2026 and Chill on October 7, 2026.

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