Comparison

Finanz vs Spendix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finanz

Learn to invest and manage your money with personalized lessons and engaging content. Access free lessons, quizzes, and financial news, or upgrade for exclusive video courses, webinars, and community features.

Highlights
  • Personalized study plans
  • Engaging and adaptive lessons
  • Free lessons and quizzes
  • Financial news updates
  • Premium video courses and webinars
  • Community forum
Features
Read full description

Improve your relationship with money 5 minutes a day: learn to invest and manage your money in a guided, simple, and accessible way anywhere. We analyze your goals and interests to create your personalized study plan and teach you what you really need. Access targeted and engaging lessons that easily adapt to your starting level and pace of study. The perfect mix of entertainment and content, keeping you focused on your goals without ever getting bored. ACADEMY Choose from hundreds of free lessons, organized by subject and goals to achieve, starting from the basics, progressing through topics, until you reach the most complex and specialized knowledge. Test yourself and evaluate your progress with quizzes and receive immediate feedback on your knowledge. NEWS Stay up-to-date with facts and news from the world of finance and economics. PREMIUM The exclusive educational area dedicated to the best and created to accelerate your learning. - +12 VIDEO COURSES created with industry professionals - WEEKLY WEBINARS held by teachers and finance experts - LIVE EVENTS with guests and notable figures - A COMMUNITY of students where you can share ideas, notes, and other educational resources - UNLIMITED LEARNING: don’t wait for lives to recharge With Finanz, everyone can learn finance in a simple, fast, and fun way. Just 5 minutes a day. Start now, your goals are waiting! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spendix

Features
Read full description

Spendix is a straightforward, privacy-focused expense tracker designed to help you understand your spending habits without any unnecessary complexity. With a clean and minimalist layout, Spendix gives you an immediate overview of your monthly finances so you can manage your budget effectively. Key Features: 1. Visual Spending Breakdown: See exactly where your money goes with an intuitive pie chart that categorizes your expenses. 2. Clear Monthly Totals: Your total spending for the current month is displayed prominently right at the top, keeping you aware of your financial status at a single glance. 3. Quick Transaction Logging: Easily add your daily expenses, assign them to custom categories, and navigate between months to review your past history. 4. Flexible Budgeting: Set a total monthly budget to limit your overall spending, or define specific budgets for individual categories to keep detailed track of your habits. 5. 100% Private and Offline: Your financial data belongs to you. Spendix stores all information locally on your device. We do not collect, store, or transmit any of your personal or financial data. No internet connection is required. Keep your budgeting simple, visual, and secure with Spendix. SPENDIX PRO Unlock full access to income tracking, periodic reports, and advanced insights with Spendix Pro. Available via auto-renewing subscriptions (with a 7-day free trial on the annual plan) or a one-time lifetime purchase. Terms of Use & Privacy: Use of this app is subject to Apple's standard Terms of Use (EULA). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vQBFSjB2UkYVIpuspkM45mNrGuITEFYBcAMFn3y1oinr6L264eElHZJc1suHNKq6m6_aGNmbmbLZeSE/pub

Screenshots

Finanz4 screens
Spendix4 screens

Verdict

The call

The clearest difference is ads: Spendix at none against Finanz's shown. Finanz's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finanz sells 2 in-app purchases, starting at $7.99 per month and Spendix sells 9 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Finanz versus Spendix: the parameters behind the verdict, then further details
ParameterFinanzSpendix
PriceFreeFree
Rating4.9 (107 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings107 — better—
Update frequencyWeeklyWeekly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size182 MB13 MB
Age rating4+4+
DeveloperNOVA CAPITAL SRL SOCIETA' BENEFIT IN FORMA ABBREVIATO NOVA CAPITAL SRL SBIvan Acierno

In-app purchases

2 purchases

Finanz

Subscriptions2
  • Finanz PRO Mensile$7.991 Month
  • Finanz PRO Annuale$69.991 Year
9 purchases

Spendix

Subscriptions5
  • Spendix Pro Monthly$2.991 Month
  • Spendix Pro Monthly2 variants$3.991 Month
  • Spendix Pro Yearly7 Days trial$17.991 Year
Show 2 more
  • Spendix Pro Annual7 Days trial$24.991 Year
  • Spendix Pro Annual7 Days trial$34.991 Year
One-time4
  • Buy me a Coffee$0.99
  • Buy me Breakfast$2.99
  • Buy me a Pizza$4.99
Show 1 more
  • Spendix Founder Offer$12.99

Questions

Is Finanz free?
Finanz is free to download, with in-app purchases available.
Is Spendix free?
Spendix is free to download, with in-app purchases available.
Do Finanz or Spendix have ads?
Finanz shows ads; Spendix does not.
Which is updated more often, Finanz or Spendix?
Finanz ships an update weekly, and Spendix weekly. Most recently, Finanz was updated on November 7, 2026 and Spendix on November 5, 2026.

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