Comparison

Finanz vs Spendix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finanz

Learn personal finance and investing through gamified lessons and AI-powered Q&A. Understand stocks, ETFs, and saving with clear, jargon-free explanations. New content is added weekly to help you make confident financial decisions.

Highlights
  • Gamified learning modules
  • AI-powered financial Q&A
  • Personalized learning paths
  • Market news explained
  • Progress tracking quizzes
  • Community support
Features
Read full description

Nobody ever explained money to you. Not at school, often not even at home. Finanz exists to break that silence. 5 minutes a day, on your phone, like a game. Join +500,000 new investors who decided to stop feeling in the dark about money. Finance was built for the few: big words, complexity and fake gurus selling shortcuts. We're flipping it. Clear explanations, zero jargon, one step at a time, around your goals. ACADEMY Hundreds of free lessons, short and to the point, on a personalised path built around you: from the basics of personal finance to the share market, mutual funds, SIPs, ETFs and more advanced topics, all explained, never recommended. Quizzes show you straight away what you've understood. The kiwis you collect while studying turn into gifts. New content every week and a community of people who are just starting out, like you. FINANZ AI Got a question? Ask Finanz AI. Clear answers, and no question is too basic. NEWS What's happening in finance and the economy, explained so it makes sense. Finanz is an educational app. It does not give investment advice, does not promise returns and does not tell you where to put your money: it teaches you to understand it so you can decide with confidence. Know your money, choose your life. Start today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finanzapp.io/en/privacy-policy

About

Spendix

Features
Read full description

Spendix is a straightforward, privacy-focused expense tracker designed to help you understand your spending habits without any unnecessary complexity. With a clean and minimalist layout, Spendix gives you an immediate overview of your monthly finances so you can manage your budget effectively. Key Features: 1. Visual Spending Breakdown: See exactly where your money goes with an intuitive pie chart that categorizes your expenses. 2. Clear Monthly Totals: Your total spending for the current month is displayed prominently right at the top, keeping you aware of your financial status at a single glance. 3. Quick Transaction Logging: Easily add your daily expenses, assign them to custom categories, and navigate between months to review your past history. 4. Flexible Budgeting: Set a total monthly budget to limit your overall spending, or define specific budgets for individual categories to keep detailed track of your habits. 5. 100% Private and Offline: Your financial data belongs to you. Spendix stores all information locally on your device. We do not collect, store, or transmit any of your personal or financial data. No internet connection is required. Keep your budgeting simple, visual, and secure with Spendix. SPENDIX PRO Unlock full access to income tracking, periodic reports, and advanced insights with Spendix Pro. Available via auto-renewing subscriptions (with a 7-day free trial on the annual plan) or a one-time lifetime purchase. Terms of Use & Privacy: Use of this app is subject to Apple's standard Terms of Use (EULA). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vQBFSjB2UkYVIpuspkM45mNrGuITEFYBcAMFn3y1oinr6L264eElHZJc1suHNKq6m6_aGNmbmbLZeSE/pub

Screenshots

Finanz4 screens
Spendix4 screens

Verdict

The call

The clearest difference is ads: Spendix at none against Finanz's shown. Finanz's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finanz sells 2 in-app purchases, starting at $7.99 per month and Spendix sells 9 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 12, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Finanz versus Spendix: the parameters behind the verdict, then further details
ParameterFinanzSpendix
PriceFreeFree
Rating4.9 (108 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings108 — better—
Update frequencyWeeklyWeekly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size185 MB13 MB
Age rating4+4+
DeveloperNOVA CAPITAL SRL SOCIETA' BENEFIT IN FORMA ABBREVIATO NOVA CAPITAL SRL SBIvan Acierno

In-app purchases

2 purchases

Finanz

Subscriptions2
  • Finanz PRO Mensile7 Days trial$7.991 Month
  • Finanz PRO Annuale7 Days trial$69.991 Year
9 purchases

Spendix

Subscriptions5
  • Spendix Pro Monthly$2.991 Month
  • Spendix Pro Monthly2 variants$3.991 Month
  • Spendix Pro Yearly7 Days trial$17.991 Year
Show 2 more
  • Spendix Pro Annual7 Days trial$24.991 Year
  • Spendix Pro Annual7 Days trial$34.991 Year
One-time4
  • Buy me a Coffee$0.99
  • Buy me Breakfast$2.99
  • Buy me a Pizza$4.99
Show 1 more
  • Spendix Founder Offer$12.99

Questions

Is Finanz free?
Finanz is free to download, with in-app purchases available.
Is Spendix free?
Spendix is free to download, with in-app purchases available.
Do Finanz or Spendix have ads?
Finanz shows ads; Spendix does not.
Which is updated more often, Finanz or Spendix?
Finanz ships an update weekly, and Spendix weekly. Most recently, Finanz was updated on November 12, 2026 and Spendix on November 5, 2026.

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