Spendix vs Pennli

Spendix is a straightforward, privacy-focused expense tracker designed to help you understand your spending habits without any unnecessary complexity. With a clean and minimalist layout, Spendix gives you an immediate overview of your monthly finances so you can manage your budget effectively. Key Features: 1. Visual Spending Breakdown: See exactly where your money goes with an intuitive pie chart that categorizes your expenses. 2. Clear Monthly Totals: Your total spending for the current month is displayed prominently right at the top, keeping you aware of your financial status at a single glance. 3. Quick Transaction Logging: Easily add your daily expenses, assign them to custom categories, and navigate between months to review your past history. 4. Flexible Budgeting: Set a total monthly budget to limit your overall spending, or define specific budgets for individual categories to keep detailed track of your habits. 5. 100% Private and Offline: Your financial data belongs to you. Spendix stores all information locally on your device. We do not collect, store, or transmit any of your personal or financial data. No internet connection is required. Keep your budgeting simple, visual, and secure with Spendix. SPENDIX PRO Unlock full access to income tracking, periodic reports, and advanced insights with Spendix Pro. Available via auto-renewing subscriptions (with a 7-day free trial on the annual plan) or a one-time lifetime purchase. Terms of Use & Privacy: Use of this app is subject to Apple's standard Terms of Use (EULA). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vQBFSjB2UkYVIpuspkM45mNrGuITEFYBcAMFn3y1oinr6L264eElHZJc1suHNKq6m6_aGNmbmbLZeSE/pub

Most budgeting apps wait until the end of the month to tell you what you did wrong. Pennli does the opposite. You decide where your money goes at the start, and one number tells you what is genuinely left to spend today. It is the envelope method, without the cash or the shoebox. HOW IT WORKS 1. Add what is coming in — a salary, a side income, the money that arrives whenever it arrives. 2. Divide it into envelopes: groceries, rent, going out, the things you actually spend on. 3. Log spending as it happens. Every envelope shows what is left, not what you have burned through. No spreadsheet to maintain. No category system to learn. About two minutes to set up. WHAT IS INSIDE • Envelopes you name yourself, with budgets you can change any month • Savings goals with a monthly amount, so "one day" finally gets a date • Repeating bills entered once and handled from then on • A weekly view of where the money went, tappable down to the single expense • Month-by-month history you can page back through • CSV export, so your records stay yours • Six languages and six currencies PRIVATE BY DEFAULT Pennli never asks for a bank login, because it never connects to one. There is no account, no sign-up, and no email address to hand over. Your budget is stored on your iPhone and stays there. We cannot read it and we cannot recover it. That is the trade, and we think it is the right one. QUIET BY DESIGN Pennli sends exactly one notification: a heads-up two days before a free trial ends. No daily reminders. No streaks to protect. No nudges asking you to log a coffee. BUILT FOR THE MONTH YOU ARE ALREADY IN Forgot to write something down yesterday? Change the date. Spent more than the envelope held? It says so plainly and moves on. Nothing here is designed to make you feel behind. PENNLI PREMIUM Full access to Pennli requires a subscription. Choose an annual plan, or a one-time lifetime purchase. Current prices are shown in the app before you confirm anything. A free trial is available on the annual plan. Terms of Use: https://newdevway.com/pennli/terms Privacy Policy: https://newdevway.com/pennli/privacy