Comparison

Couples Budget Tracker vs Hearth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Couples Budget Tracker

Easily manage shared finances and track joint expenses with your partner. Define budgets, categorize spending, and monitor financial habits together. Offers a streamlined experience for couples to stay on top of their household finances.

Highlights
  • Shared budget definition
  • Fast expense categorization
  • Spending habit monitoring
  • Recurring expense tracking
  • Partner invitation and collaboration
Features
Read full description

Best Worldwide Couple Budget Tracker App. Easily track your couple finances, expenses and bills with Balance in a few seconds thanks to its blazing fast technology and categorization system. Track your spending habits with your Partner and manage your joint finances. “Finally a couple budget app that my partner enjoys using!” - Jane & Kevin Do you need to plan your couple budget and track your expenses but hate doing it? With Balance you can define and monitor your budget in a snap: 1. Register and invite your partner 2. Define a monthly shared budget 3. Add your shared expenses with our blazing fast categorization system Track your couple’s finances in several different categories, add recurring expenses and monitor your spending habits together. Balance is the easiest app to track your couple budget and finances with new amazing features coming in the next weeks. Activate your 7 days free trial and then upgrade with a 30% off on yearly premium subscription.

About

Hearth

This app helps couples manage their finances together with shared envelopes for bills, groceries, and savings. It offers real-time expense tracking, optional bank syncing, and AI receipt scanning for easy logging. Budgeting becomes simpler and more transparent for both partners.

Highlights
  • Shared envelopes for joint budgeting
  • Real-time expense tracking
  • Optional bank account syncing
  • AI receipt scanning
  • Spending insights and trends
  • Shared recurring bills management
Features
Read full description

Finally, a budget you and your partner will both actually use. Hearth is envelope budgeting built for couples: simple enough that you'll both stick with it. Create shared envelopes for groceries, bills, dining, and savings. Both partners see the same budget in real time, log expenses from either phone, and always know what's left before they spend. Type purchases in yourself, or connect your bank and just approve what comes in. WHY COUPLES CHOOSE HEARTH - NEW: Carry forward: unspent money rolls into next month instead of resetting to zero - NEW: Envelope types: Fixed for steady bills, Variable for everyday spending, Savings with a goal and a date - NEW: Check-in rhythm: see if you're on pace for the week, the fortnight, or the half month - NEW: Insights filtered to one partner, not just the household total - Bank sync (optional): transactions arrive on their own, and nothing touches your budget until you approve it - Shared envelopes built for two, always in sync - Real-time expense tracking across both phones - AI receipt scanning: snap a receipt, skip the typing - Privacy-first: bank connection is optional, read-only, and powered by Plaid - Shared payees and recurring bills - Spending heatmaps, trends, and category insights Start free with full partner sharing and unlimited transactions. Upgrade to unlock more envelopes when you're ready. Less money stress. More clarity. Budget together with Hearth. — Support: support@hearthbudget.com Privacy: hearthbudget.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Couples Budget Tracker4 screens
Hearth4 screens

Verdict

The call

The clearest difference is review sentiment: Hearth at 100% against Couples Budget Tracker's 48%. Hearth also leads on rating (5.0 vs 4.5). Couples Budget Tracker's advantage is ads (none vs shown) and ratings volume (29 vs 6). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Couples Budget Tracker sells 3 in-app purchases, starting at $3.99 per month and Hearth sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Hearth holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 29 and 6 respectively. Written reviews point the same way: 48% of Couples Budget Tracker's written reviews are positive against 100% of Hearth's.

UpkeepUpdate frequency

Couples Budget Tracker ships an update every 3 days, Hearth every 4 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard5 real differences · 5 level
Couples Budget Tracker versus Hearth: the parameters behind the verdict, then further details
ParameterCouples Budget TrackerHearth
PriceFreeFree
Rating4.5 (29 ratings)5.0 (6 ratings) — better
Positive reviews48.4% of reviews100.0% of reviews — better
Number of ratings29 — better6
Update frequencyEvery 3 days — betterEvery 4 days
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size60 MB81 MB
Age rating4+4+
DeveloperWELLCODE SRL SEMPLIFICATAMarcin Brzuzy

Customer experience

Couples Budget Tracker

All ratings29 ratings
Positive86.2%
Neutral6.9%
Negative6.9%
Written reviews31 reviews
Positive48.4%
Neutral22.6%
Negative29.0%

Hearth

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Couples Budget Tracker

Subscriptions2
  • Balance Premium$3.991 Month
  • Balance Premium7 Days trial$24.991 Year
One-time1
  • Balance Premium$74.99
4 purchases

Hearth

Subscriptions4
  • Hearth Premium Monthly14 Days trial$1.991 Month
  • Hearth Premium Monthly$4.991 Month
  • Premium Annual14 Days trial$11.991 Year
Show 1 more
  • Hearth Budget Premium Annual3 Days trial$34.991 Year

Questions

Is Couples Budget Tracker free?
Couples Budget Tracker is free to download, with in-app purchases available.
Is Hearth free?
Hearth is free to download, with in-app purchases available.
Which has better reviews, Couples Budget Tracker or Hearth?
Hearth is rated higher. Couples Budget Tracker averages 4.5 out of 5 from 29 ratings, while Hearth averages 5.0 from 6 ratings.
Do Couples Budget Tracker or Hearth have ads?
Hearth shows ads; Couples Budget Tracker does not.
Which is updated more often, Couples Budget Tracker or Hearth?
Couples Budget Tracker ships an update every 3 days, and Hearth every 4 days. Most recently, Couples Budget Tracker was updated on October 30, 2026 and Hearth on October 28, 2026.

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