Comparison

Couples Budget Tracker vs OurPlan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Couples Budget Tracker

Easily manage shared finances and track joint expenses with your partner. Define budgets, categorize spending, and monitor financial habits together. Offers a streamlined experience for couples to stay on top of their household finances.

Highlights
  • Shared budget definition
  • Fast expense categorization
  • Spending habit monitoring
  • Recurring expense tracking
  • Partner invitation and collaboration
Features
Read full description

Best Worldwide Couple Budget Tracker App. Easily track your couple finances, expenses and bills with Balance in a few seconds thanks to its blazing fast technology and categorization system. Track your spending habits with your Partner and manage your joint finances. “Finally a couple budget app that my partner enjoys using!” - Jane & Kevin Do you need to plan your couple budget and track your expenses but hate doing it? With Balance you can define and monitor your budget in a snap: 1. Register and invite your partner 2. Define a monthly shared budget 3. Add your shared expenses with our blazing fast categorization system Track your couple’s finances in several different categories, add recurring expenses and monitor your spending habits together. Balance is the easiest app to track your couple budget and finances with new amazing features coming in the next weeks. Activate your 7 days free trial and then upgrade with a 30% off on yearly premium subscription.

About

OurPlan

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Getting out of debt is hard enough. Doing it as a couple should not require guessing who paid what, arguing over priorities, or handing over your bank credentials. OurPlan helps couples turn each paycheck into a shared financial recovery plan. It does not import transactions or move money. Instead, it helps you decide what should happen next, carry out the plan, and confirm what actually happened. PUT REQUIRED PAYMENTS FIRST Add credit cards, loans, and other debts with their balances, APRs, minimums, and due days. Debt minimums become protected Essentials in the payday plan before savings and flexible spending. If income is short, Debt Rescue Mode shows what the entered paycheck can cover and where the shortfall remains. KEEP THE PAYDAY PROMISE Assign the paycheck across bills, debt, savings, and spending buckets. Assignment means planned—not paid. After you make a payment or transfer, confirm the actual amount so both partners can see what is still open. KNOW WHETHER YOU ARE ON TRACK OurPlan distinguishes money that was assigned from actions that were confirmed. Money Meetings surface unfunded commitments, unconfirmed debt payments, stale agreements, and the next move to make together. PLAN DEBT WITHOUT BLAME Compare estimated debt avalanche and debt snowball timelines, document ownership and fair contributions, and answer difficult planning questions privately before revealing both choices. FREE CORE Create a shared plan, invite your partner or spouse, protect debt minimums, assign paychecks, use Debt Rescue Mode, keep Payday Promises, and run guided Money Meetings. OURPLAN PRO Unlock Debt Payoff Forecasts, Couple Debt Agreements, Shared Debt Progress, Private-Then-Reveal Planning, Partner Balance, What-If scenarios, insights, unlimited buckets and goals, recurring items, full meeting history, premium widgets, and CSV export. WHY NO BANK LINKING? Bank feeds explain past transactions. OurPlan focuses on the decisions and follow-through that determine what happens next. You confirm lender balances and completed payments yourself, so progress is based on information you entered—not an unsupported claim that a payment cleared. IMPORTANT Payoff forecasts are estimates based on the balances, rates, payments, and timing you enter. OurPlan does not guarantee payoff dates, move money, verify lender activity, or replace financial, legal, tax, or credit advice. Annual Pro is $49.99/year with a 14-day free trial for eligible new subscribers. Monthly Pro is $9.99/month. Purchases restore on devices signed in with the same Apple ID. Your household plan is encrypted before syncing through CloudKit. There are no bank credentials or third-party ad tracking. Privacy Policy: https://getourplan.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Couples Budget Tracker4 screens
OurPlan4 screens

Verdict

The call

The clearest difference is update cadence: Couples Budget Tracker at every 4 days against OurPlan's every 10 days. Couples Budget Tracker also leads on device support (4 vs 2) and iOS requirement (15.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Couples Budget Tracker sells 3 in-app purchases, starting at $3.99 per month and OurPlan sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Couples Budget Tracker ships an update every 4 days, OurPlan every 10 days. The most recent releases landed on September 23, 2026 and September 19, 2026 respectively.

Scorecard3 real differences · 7 level
Couples Budget Tracker versus OurPlan: the parameters behind the verdict, then further details
ParameterCouples Budget TrackerOurPlan
PriceFreeFree
Rating4.5 (29 ratings) — better—
Positive reviews48.4% of reviews—
Number of ratings29 — better—
Update frequencyEvery 4 days — betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad
Requires iOS15.0 — better18.6
Further details — not scored
Size59 MB11 MB
Age rating4+4+
DeveloperWELLCODE SRL SEMPLIFICATADaniel Torrijos

In-app purchases

3 purchases

Couples Budget Tracker

Subscriptions2
  • Balance Premium$3.991 Month
  • Balance Premium7 Days trial$24.991 Year
One-time1
  • Balance Premium$79.99
2 purchases

OurPlan

Subscriptions2
  • OurPlan Pro$9.991 Month
  • OurPlan Pro14 Days trial$49.991 Year

Questions

Is Couples Budget Tracker free?
Couples Budget Tracker is free to download, with in-app purchases available.
Is OurPlan free?
OurPlan is free to download, with in-app purchases available.
Do Couples Budget Tracker or OurPlan have ads?
Neither Couples Budget Tracker nor OurPlan shows ads.
Which is updated more often, Couples Budget Tracker or OurPlan?
Couples Budget Tracker ships an update every 4 days, and OurPlan every 10 days. Most recently, Couples Budget Tracker was updated on September 23, 2026 and OurPlan on September 19, 2026.

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