Comparison

Couples Budget Tracker vs Home Finances

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Couples Budget Tracker

Easily manage shared finances and track joint expenses with your partner. Define budgets, categorize spending, and monitor financial habits together. Offers a streamlined experience for couples to stay on top of their household finances.

Highlights
  • Shared budget definition
  • Fast expense categorization
  • Spending habit monitoring
  • Recurring expense tracking
  • Partner invitation and collaboration
Features
Read full description

Best Worldwide Couple Budget Tracker App. Easily track your couple finances, expenses and bills with Balance in a few seconds thanks to its blazing fast technology and categorization system. Track your spending habits with your Partner and manage your joint finances. “Finally a couple budget app that my partner enjoys using!” - Jane & Kevin Do you need to plan your couple budget and track your expenses but hate doing it? With Balance you can define and monitor your budget in a snap: 1. Register and invite your partner 2. Define a monthly shared budget 3. Add your shared expenses with our blazing fast categorization system Track your couple’s finances in several different categories, add recurring expenses and monitor your spending habits together. Balance is the easiest app to track your couple budget and finances with new amazing features coming in the next weeks. Activate your 7 days free trial and then upgrade with a 30% off on yearly premium subscription.

About

Home Finances

Features
Read full description

Home Finances is the simplest way to run the bills of a household — made for couples and families who split what they pay. HOW IT WORKS 1. Create your house and add the people in it 2. Add the recurring bills: rent, power, internet 3. Set what each person pays — a fixed amount, a percentage, or an even split 4. Follow the summary: what comes in, what goes out, what is left WHAT IT DOES Smart splitting. Fill in one person's share and the rest adjust themselves. Import a sheet. Photograph a spreadsheet, or hand over a file, and the bills are read off it. Every row is shown for checking before anything is saved. A summary worth reading. Income, spending, what remains, and how much of the household's pay is already committed. Choose which cards you see, as a list or as a chart. Share the house. Invite whoever you live with. You both see and edit the same bills, and each of you can be told when the other changes something. Privacy mode. One tap hides every figure when somebody reads over your shoulder. Your data stays in your own private account and never reaches our servers. Backups. A copy is kept for you each day, and you can export a spreadsheet or a full backup whenever you like. 22 currencies, switchable at any time. FREE AND PREMIUM Free: one house, two people, and everything essential. Premium: unlimited houses and people, spreadsheet export, custom categories, backup import, and no ads. No sign-up and no account to create. Open it, see what is left, and get on with your life. Premium is an auto-renewing subscription. Payment is charged on confirmation, and it renews unless cancelled at least 24 hours before the period ends. Manage or cancel it in your account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Couples Budget Tracker4 screens
Home Finances4 screens

Verdict

The call

The clearest difference is in-app purchases: Home Finances at none against Couples Budget Tracker's 3. Couples Budget Tracker's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 17.0). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Couples Budget Tracker sells 3 in-app purchases, starting at $3.99 per month. Home Finances asks for nothing beyond the download.

UpkeepUpdate frequency

Couples Budget Tracker ships an update every 3 days, Home Finances every 6 days. Both last shipped on October 30, 2026.

Scorecard3 real differences · 7 level
Couples Budget Tracker versus Home Finances: the parameters behind the verdict, then further details
ParameterCouples Budget TrackerHome Finances
PriceFreeFree
Rating4.5 (29 ratings) — better—
Positive reviews48.4% of reviews—
Number of ratings29 — better—
Update frequencyEvery 3 days — betterEvery 6 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, Apple Watch
Requires iOS15.0 — better17.0
Further details — not scored
Size60 MB31 MB
Age rating4+4+
DeveloperWELLCODE SRL SEMPLIFICATABruno Goncalves

In-app purchases

3 purchases

Couples Budget Tracker

Subscriptions2
  • Balance Premium$3.991 Month
  • Balance Premium7 Days trial$24.991 Year
One-time1
  • Balance Premium$74.99
None

Home Finances

No in-app purchases

Questions

Is Couples Budget Tracker free?
Couples Budget Tracker is free to download, with in-app purchases available.
Is Home Finances free?
Home Finances is free to download, with no in-app purchases.
Do Couples Budget Tracker or Home Finances have ads?
Neither Couples Budget Tracker nor Home Finances shows ads.
Which is updated more often, Couples Budget Tracker or Home Finances?
Couples Budget Tracker ships an update every 3 days, and Home Finances every 6 days. Most recently, Couples Budget Tracker was updated on October 30, 2026 and Home Finances on October 30, 2026.

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