Comparison

UB Banking App vs Net Worth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UB Banking App

Features
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Die neue UB Banking App. Alle wichtigen Bankgeschäfte mit dem Smartphone erledigen. Die Kontostände prüfen oder eine Überweisung durchführen, alles direkt in der App. DIE APP IM ÜBERBLICK: - sicher, einfach, modern - innovativer Sprachassistent kiu - alle Konten im Überblick - Banking bequem mit dem Smartphone - Postfach - die Kontoauszüge und Nachrichten der Bank immer griffbereit - Fotoüberweisung Kontoüberblick Mit der UB Banking App alle Konten schnell im Überblick und damit immer informiert über die Kontostände und Umsätze. kiu – innovativer Sprachassistent Die Kontostände kurz abhören oder eine Überweisung per Sprache aufgeben? Das alles ermöglicht der neue Sprachassistent kiu. Einfach per Sprache oder Tastatur die Frage eingeben und kiu hat die Lösung! Probieren Sie es einfach aus. Banking – bequem mit dem Smartphone Eine Überweisung von unterwegs aus durchführen, einen Dauerauftrag anlegen, ändern löschen? Mit der UB Banking App unkompliziert und einfach*. Postfach – immer dabei Die letzten Kontoauszüge oder Nachrichten des Beraters, alle direkt in der App über das Postfach abrufbar. Die Kommunikation erfolgt im Hintergrund sicher und verschlüsselt. *Bitte beachten Sie, dass bei einigen Geschäftsvorfällen ein zweiter Faktor in Form einer TAN oder Direktfreigabe notwendig sein kann, hierfür ist ggf. die App SecureGo plus oder ein TAN-Generator notwendig. Unsere Banking App ist TÜV geprüft sicher. —————————— Herstellerin im Sinne des Cyber Resilience Act (CRA): Atruvia AG Fiduciastraße 20, 76227 Karlsruhe / GAD-Straße 2–6, 48163 Münster HRB 102381, Amtsgericht Frankfurt am Main Schwachstellen melden: Hinweise auf Sicherheitslücken oder Schwachstellen senden Sie bitte an: security-contact@atruvia.de Bitte beachten Sie: Diese Kontaktadresse dient ausschließlich der Meldung von Schwachstellen gemäß den CRA-Vorgaben. Für Fragen zum Produkt oder sonstigen Support nutzen Sie bitte die bekannten Support-Kanäle. ——————————

About

Net Worth

Features
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Wealth Level is not a portfolio tracker and not a banking app. You enter your net worth yourself, once a month — accounts, brokerage, property, watches, loans — and then you see what comes of it: a curve that grows, a level that rises, and where you stand among all adults. THE RITUAL One reminder a month. A two-minute check-in, position by position. Then the seal — and the moment the new number is revealed. Streaks, badges, and a level you earn month by month. YOUR PERCENTILE "Top 24% in Germany." Five regions — Germany, Austria, Switzerland, Europe, the world — and your age cohort if you want it. Plus your journey through the distribution: how many people you have moved past since your first month. The basis is WID.world wealth data (2023); the sources and their limits are stated inside the app. TEN LEVELS, FOURTEEN TITLES From the first stone to magnate, each level in three tiers — and alongside it the internationally recognised titles from Retail through Mass Affluent and HNWI to UHNWI. The level is the path, the title is the official standing. WHAT YOU ACTUALLY OWN Ten categories plus your own, positions in euros, francs or dollars with your own exchange rate. The donut shows the split, the list shows every position, and the net line spells out its equation. OUTLOOK AND GOALS The projection uses the pace of your own history and shows a band, not a line — explicitly a scenario, not investment advice. Goals get a forecast, but only when there is one: without positive momentum the app names the remaining amount instead of inventing a date. YOUR OWN COMPANY If you own a business, estimate your share using industry multiples — with net debt, ownership share and an imputed owner's salary, the way the sources require. An estimate with a range, not a valuation. MOMENTS, NOT A WALL OF NUMBERS A year in review, plus quarterly and half-year moments. They end with your next threshold rather than with the past — and never two ceremonies in the same month. ON YOUR HOME SCREEN Two home screen widgets, three for the lock screen, plus Siri and Shortcuts. The amount can be hidden in the widget. PRIVATE BY DESIGN No account, no server, no bank login. Your numbers live on your device. iCloud sync is optional and runs through your own private iCloud — not ours, because we have none. Plus a Face ID lock, CSV export, and a backup encrypted with your own password. No analytics, no ads, no tracking. ON IPHONE, IPAD AND MAC German and English, light and dark, Dynamic Type and VoiceOver all the way into the ceremonies. On iPad with a sidebar and two columns, on the Mac as a native app with a table, an inspector and Touch ID. Free, on every device. Free. No in-app purchases. Enter your first month — in thirty days you will have your first curve.

Screenshots

UB Banking App4 screens
Net Worth4 screens

Verdict

The call

The clearest difference is iOS requirement: UB Banking App at 17.6 against Net Worth's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
UB Banking App versus Net Worth: the parameters behind the verdict, then further details
ParameterUB Banking AppNet Worth
PriceFreeFree
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS17.6 — better26.0
Further details — not scored
Size161 MB89 MB
Age rating12+4+
DeveloperUnion - Bank, AktiengesellschaftJonas Gehring

In-app purchases

None

UB Banking App

No in-app purchases

None

Net Worth

No in-app purchases

Questions

Is UB Banking App free?
UB Banking App is free to download, with no in-app purchases.
Is Net Worth free?
Net Worth is free to download, with no in-app purchases.
Do UB Banking App or Net Worth have ads?
Neither UB Banking App nor Net Worth shows ads.

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