WealthSnap vs Net Worth

WealthSnap shows everything you own and owe in one place, and how it changes over time. Add your accounts yourself: cash, savings, stocks, ETFs, crypto, gold, pension, property, vehicles, loans and credit cards. There is no bank login and no account linking. You enter the numbers, and they stay yours. EVERYTHING IN ONE TOTAL • One net worth figure across every account and currency • Accounts grouped by category, with assets and liabilities side by side • A net worth chart built from the snapshots you take • What Changed: each move in your net worth, explained, on the Overview and on each group of accounts • Cash Exposure: your cash by currency, and the share of each • Put two fingers on a chart to measure the change between two dates INVESTMENTS • Record buys, sells, deposits, withdrawals and dividends for each position • Prices for stocks, ETFs, crypto and metals (live with PRO; free: updated about once an hour) • Track cold wallets and offline holdings without connecting anything EVERYDAY MONEY • Log expenses and income by category • Budgets: a monthly limit, category caps, breakdowns and a pace detail for each month • Savings rate by month, and the total you saved over time • Shake your iPhone to hide your amounts • Keep accounts in different currencies and see one total in your own WEALTHSNAP PRO An optional subscription unlocks: • Your real profit: cost basis, average price, gains, fees and currency effect • Live prices and a Markets watchlist • Charts for every account, over any date range • Rebuilt history: your charts start before your first snapshot, rebuilt from your transactions • Unlimited snapshots and check-ins (free: 2 snapshots a month, one check-in a week) • Automatic snapshots on a schedule, and at new highs and lows • Transfers, swaps and loan pay-downs • Unlimited recurring schedules (free: one active schedule) • Invest, Budget and Available Cash in the currency you choose • Cash Exposure history, and an alert when a currency passes your limit • iCloud sync between your devices, restore and a full export file • Five more themes, each in light and dark • Priority support Payment is charged to your Apple Account. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings. Privacy policy: https://craftingbytes.eu/wealthsnap-privacy.html Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Wealth Level is not a portfolio tracker and not a banking app. You enter your net worth yourself, once a month — accounts, brokerage, property, watches, loans — and then you see what comes of it: a curve that grows, a level that rises, and where you stand among all adults. THE RITUAL One reminder a month. A two-minute check-in, position by position. Then the seal — and the moment the new number is revealed. Streaks, badges, and a level you earn month by month. YOUR PERCENTILE "Top 24% in Germany." Five regions — Germany, Austria, Switzerland, Europe, the world — and your age cohort if you want it. Plus your journey through the distribution: how many people you have moved past since your first month. The basis is WID.world wealth data (2023); the sources and their limits are stated inside the app. TEN LEVELS, FOURTEEN TITLES From the first stone to magnate, each level in three tiers — and alongside it the internationally recognised titles from Retail through Mass Affluent and HNWI to UHNWI. The level is the path, the title is the official standing. WHAT YOU ACTUALLY OWN Ten categories plus your own, positions in euros, francs or dollars with your own exchange rate. The donut shows the split, the list shows every position, and the net line spells out its equation. OUTLOOK AND GOALS The projection uses the pace of your own history and shows a band, not a line — explicitly a scenario, not investment advice. Goals get a forecast, but only when there is one: without positive momentum the app names the remaining amount instead of inventing a date. YOUR OWN COMPANY If you own a business, estimate your share using industry multiples — with net debt, ownership share and an imputed owner's salary, the way the sources require. An estimate with a range, not a valuation. MOMENTS, NOT A WALL OF NUMBERS A year in review, plus quarterly and half-year moments. They end with your next threshold rather than with the past — and never two ceremonies in the same month. ON YOUR HOME SCREEN Two home screen widgets, three for the lock screen, plus Siri and Shortcuts. The amount can be hidden in the widget. PRIVATE BY DESIGN No account, no server, no bank login. Your numbers live on your device. iCloud sync is optional and runs through your own private iCloud — not ours, because we have none. Plus a Face ID lock, CSV export, and a backup encrypted with your own password. No analytics, no ads, no tracking. ON IPHONE, IPAD AND MAC German and English, light and dark, Dynamic Type and VoiceOver all the way into the ceremonies. On iPad with a sidebar and two columns, on the Mac as a native app with a table, an inspector and Touch ID. Free, on every device. Free. No in-app purchases. Enter your first month — in thirty days you will have your first curve.