Net Worth Tracker vs Net Worth
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Net Worth Tracker
Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.
- Unlimited free accounts for cash, crypto, and debt
- Net-worth trend visualization
- Live crypto and exchange rate updates
- Asset allocation overview
- What-if scenarios and retirement planner
- Data export to CSV/JSON
- Private, local-first data storage
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Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE โข Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards โข Multi-currency with live exchange rates, shown in your home currency โข A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY โข Net worth trend and asset allocation at a glance โข A full activity ledger with search, so every deposit, transfer and payment is on record โข Savings goals with progress you can see PLAN AHEAD โข FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers โข Snapshot reminders so the trend never has gaps YOURS, ALWAYS โข CSV import with a column mapping step, so your spreadsheet comes with you โข Export to CSV, JSON or Markdown at any time. Backup and restore are free โข Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy
Net Worth
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Wealth Level is not a portfolio tracker and not a banking app. You enter your net worth yourself, once a month โ accounts, brokerage, property, watches, loans โ and then you see what comes of it: a curve that grows, a level that rises, and where you stand among all adults. THE RITUAL One reminder a month. A two-minute check-in, position by position. Then the seal โ and the moment the new number is revealed. Streaks, badges, and a level you earn month by month. YOUR PERCENTILE "Top 24% in Germany." Five regions โ Germany, Austria, Switzerland, Europe, the world โ and your age cohort if you want it. Plus your journey through the distribution: how many people you have moved past since your first month. The basis is WID.world wealth data (2023); the sources and their limits are stated inside the app. TEN LEVELS, FOURTEEN TITLES From the first stone to magnate, each level in three tiers โ and alongside it the internationally recognised titles from Retail through Mass Affluent and HNWI to UHNWI. The level is the path, the title is the official standing. WHAT YOU ACTUALLY OWN Ten categories plus your own, positions in euros, francs or dollars with your own exchange rate. The donut shows the split, the list shows every position, and the net line spells out its equation. OUTLOOK AND GOALS The projection uses the pace of your own history and shows a band, not a line โ explicitly a scenario, not investment advice. Goals get a forecast, but only when there is one: without positive momentum the app names the remaining amount instead of inventing a date. YOUR OWN COMPANY If you own a business, estimate your share using industry multiples โ with net debt, ownership share and an imputed owner's salary, the way the sources require. An estimate with a range, not a valuation. MOMENTS, NOT A WALL OF NUMBERS A year in review, plus quarterly and half-year moments. They end with your next threshold rather than with the past โ and never two ceremonies in the same month. ON YOUR HOME SCREEN Two home screen widgets, three for the lock screen, plus Siri and Shortcuts. The amount can be hidden in the widget. PRIVATE BY DESIGN No account, no server, no bank login. Your numbers live on your device. iCloud sync is optional and runs through your own private iCloud โ not ours, because we have none. Plus a Face ID lock, CSV export, and a backup encrypted with your own password. No analytics, no ads, no tracking. ON IPHONE, IPAD AND MAC German and English, light and dark, Dynamic Type and VoiceOver all the way into the ceremonies. On iPad with a sidebar and two columns, on the Mac as a native app with a table, an inspector and Touch ID. Free, on every device. Free. No in-app purchases. Enter your first month โ in thirty days you will have your first curve.
Screenshots
Verdict
The clearest difference is in-app purchases: Net Worth at none against Net Worth Tracker's 2. Net Worth Tracker's advantage is iOS requirement (18.0 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $9.99 per year. Net Worth asks for nothing beyond the download.
| Parameter | Net Worth Tracker | Net Worth |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Every 10 days | โ |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Monetization | Freemium | โ |
| Devices | iPhone, iPad, Mac | iPhone, iPad, Mac |
| Requires iOS | 18.0 โ better | 26.0 |
| Further details โ not scored | ||
| Size | 67 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | Jawahar Natarajan | Jonas Gehring |
In-app purchases
Net Worth Tracker
- Worthtally Pro - Yearly$9.991 Year
- Worthtally Pro$29.99
Net Worth
No in-app purchases








