Comparison

Aseta vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Aseta

Easily track your net worth and asset allocation without linking bank accounts or recording every transaction. Take periodic snapshots to monitor wealth changes, analyze performance with powerful charts, and plan for financial goals. Offers multi-currency support and robust privacy features.

Highlights
  • Snapshot-based net worth tracking
  • Asset allocation analysis
  • Multi-currency portfolio management
  • Goal tracking and rebalancing
  • Built-in financial calculators
  • Privacy-first, offline-ready
  • CSV export
Features
Read full description

Aseta brings snapshot-first net worth tracking, important item management, and recurring expense planning together in one app. No need to record every transaction or connect a bank account โ€” track your net worth and asset allocation changes with less effort. ITEMS AND RECURRING EXPENSES - Manage purchase information, current value, status, location, photos or attachments, and warranty or return dates - Review daily usage cost and value history over time - Track recurring expenses such as rent, insurance, memberships, and subscriptions - See schedules, upcoming payments, and reminders alongside your overall financial picture SNAPSHOT-FIRST: TRACK NET WORTH THE SIMPLE WAY Unlike budgeting apps that demand daily transaction logging or bank credentials, Aseta lets you record your asset balances at a point in time. Take a monthly snapshot to see how your wealth changes over time. It's that simple. - Record balances at any frequency: daily, weekly, or monthly - Add historical snapshots to build your trend retroactively - Attach notes and income/expense summaries to each snapshot - Set customizable reminders to keep your rhythm POWERFUL ANALYTICS DASHBOARD See the full picture of your financial health with professional-grade charts and metrics: - Net worth trend over time - Period contribution analysis (which assets drove growth?) - Drawdown and volatility metrics - Asset allocation pie charts and breakdowns - Year-over-year and month-over-month comparisons MULTI-CURRENCY, MULTI-LEDGER, MULTI-PERSPECTIVE Manage complex portfolios with ease: - Multiple currencies per asset with automatic exchange rate conversion - Multiple ledger profiles (personal, family, scenario planning) - Custom asset group perspectives: view by geography, risk level, liquidity, or any custom tag - Sub-asset structure: break down accounts into parent-child hierarchies (e.g., brokerage with sub-portfolios) GOAL TRACKING AND REBALANCING Set financial goals and track your progress: - Amount goals: target total assets, net worth, specific accounts, or tagged groups - Allocation goals: set target ratios by account or tag group - Deviation view: see how far your current allocation drifts from target - Use deviation data to make rebalancing decisions BUILT-IN FINANCIAL CALCULATORS From tracking to decision-making in one app: - FIRE calculator: estimate your financial independence timeline - Compound interest withdrawal planner - Debt avalanche calculator: optimize debt payoff order PRIVACY-FIRST, OFFLINE-READY Stay in control of your financial data: - No bank login required -- ever - No proprietary server storing your data - Core data works fully offline - iCloud backup and restore - Cross-device sync via iCloud (Sync V2) - Biometric lock with Face ID and Touch ID - CSV export for auditing and migration 14 LANGUAGES SUPPORTED Use Aseta in your language: English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Korean, Portuguese (Brazil), Russian, Turkish, Simplified Chinese, Traditional Chinese. WHO IS ASETA FOR? - Individual investors tracking long-term wealth growth - High-net-worth individuals managing complex multi-currency portfolios - Family wealth managers overseeing shared assets - FIRE movement followers planning for financial independence - Privacy-conscious users who refuse to share bank credentials - Expats and global citizens with assets in multiple currencies - Anyone tired of transaction-by-transaction budgeting apps Aseta is free to use. Optional Aseta Pro is a one-time Lifetime purchase (no auto-renew) or an auto-renewable Monthly/Yearly subscription. Payment is charged to your Apple Account at confirmation. Subscriptions renew unless auto-renew is turned off at least 24 hours before the period ends. Manage or cancel in Apple Account settings. Prices vary by region. Privacy Policy: https://aseta.ulives.io/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
Read full description

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE โ€ข Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards โ€ข Multi-currency with live exchange rates, shown in your home currency โ€ข A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY โ€ข Net worth trend and asset allocation at a glance โ€ข A full activity ledger with search, so every deposit, transfer and payment is on record โ€ข Savings goals with progress you can see PLAN AHEAD โ€ข FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers โ€ข Snapshot reminders so the trend never has gaps YOURS, ALWAYS โ€ข CSV import with a column mapping step, so your spreadsheet comes with you โ€ข Export to CSV, JSON or Markdown at any time. Backup and restore are free โ€ข Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

Screenshots

Aseta4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Net Worth Tracker at 100% against Aseta's 50%. Net Worth Tracker also leads on in-app purchases (none vs 3). Aseta's advantage is iOS requirement (16.0 vs 18.0). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Aseta sells 3 in-app purchases, starting at $0.99 per month. Net Worth Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Aseta ships an update weekly, Net Worth Tracker every 10 days. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

Scorecard3 real differences ยท 5 level
Aseta versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterAsetaNet Worth Tracker
PriceFreeFree
Positive reviews50.0% of reviews100.0% of reviews โ€” better
Update frequencyWeekly โ€” betterEvery 10 days
AdsNoNo
In-app purchasesYesNo โ€” better
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad, Mac โ€” better
Requires iOS16.0 โ€” better18.0
Further details โ€” not scored
Size39 MB67 MB
Age rating+44+
DeveloperGuangzhou Xilu Software StudioJawahar Natarajan

Customer experience

Aseta

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Net Worth Tracker

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Aseta

Subscriptions2
  • Monthly Pro$0.991 Month
  • Yearly Pro$3.991 Year
One-time1
  • aseta Lifetime$9.99
None

Net Worth Tracker

No in-app purchases

Questions

Is Aseta free?
Aseta is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with no in-app purchases.
Do Aseta or Net Worth Tracker have ads?
Neither Aseta nor Net Worth Tracker shows ads.
Which is updated more often, Aseta or Net Worth Tracker?
Aseta ships an update weekly, and Net Worth Tracker every 10 days. Most recently, Aseta was updated on October 31, 2026 and Net Worth Tracker on October 24, 2026.

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