一目记账 vs Aseta

告别琐碎的记账方式，记账不应该成为负担。 「一目记账」提供一种更简单的方式——不用记录每一笔，只需更新余额，也能清晰掌握资产变化。 —— 「只记录余额 」 跳过繁琐记账，只保留真实的资产变化。你看到的，不是流水，而是格局。 「资产与负债，一览无遗 」 现金、卡片、房产、投资、负债……资产全貌，一目了然，净资产随时可见。 「目标，不止是数字 」 设一个目标，也许是存款，也许是还贷。它将成为你与生活和解的节奏感。 「图表，是生活的痕迹 」 净资产趋势、收支对比、资产结构……这些图，不是数据，是你的人生轨迹。 「数据，自主掌握 」 无需登录、无广告干扰，数据本地保存。你的账本，只属于你。 —— 我们不认为记账应该成为负担。 「一目」，为不想逐笔记账，却想轻松掌握资产状况的人而存在。 一目了然，简单一点，反而更容易坚持。 —— 服务条款：https://s0ne9ux26rw.feishu.cn/wiki/QP4WwPu0ii4VmlkauLucSLhentg?from=from_copylink 隐私政策：https://s0ne9ux26rw.feishu.cn/wiki/UwtNwipapiQ9eskhYQ8cZHJ7nme?from=from_copylink

Aseta brings snapshot-first net worth tracking, important item management, and recurring expense planning together in one app. No need to record every transaction or connect a bank account — track your net worth and asset allocation changes with less effort. ITEMS AND RECURRING EXPENSES - Manage purchase information, current value, status, location, photos or attachments, and warranty or return dates - Review daily usage cost and value history over time - Track recurring expenses such as rent, insurance, memberships, and subscriptions - See schedules, upcoming payments, and reminders alongside your overall financial picture SNAPSHOT-FIRST: TRACK NET WORTH THE SIMPLE WAY Unlike budgeting apps that demand daily transaction logging or bank credentials, Aseta lets you record your asset balances at a point in time. Take a monthly snapshot to see how your wealth changes over time. It's that simple. - Record balances at any frequency: daily, weekly, or monthly - Add historical snapshots to build your trend retroactively - Attach notes and income/expense summaries to each snapshot - Set customizable reminders to keep your rhythm POWERFUL ANALYTICS DASHBOARD See the full picture of your financial health with professional-grade charts and metrics: - Net worth trend over time - Period contribution analysis (which assets drove growth?) - Drawdown and volatility metrics - Asset allocation pie charts and breakdowns - Year-over-year and month-over-month comparisons MULTI-CURRENCY, MULTI-LEDGER, MULTI-PERSPECTIVE Manage complex portfolios with ease: - Multiple currencies per asset with automatic exchange rate conversion - Multiple ledger profiles (personal, family, scenario planning) - Custom asset group perspectives: view by geography, risk level, liquidity, or any custom tag - Sub-asset structure: break down accounts into parent-child hierarchies (e.g., brokerage with sub-portfolios) GOAL TRACKING AND REBALANCING Set financial goals and track your progress: - Amount goals: target total assets, net worth, specific accounts, or tagged groups - Allocation goals: set target ratios by account or tag group - Deviation view: see how far your current allocation drifts from target - Use deviation data to make rebalancing decisions BUILT-IN FINANCIAL CALCULATORS From tracking to decision-making in one app: - FIRE calculator: estimate your financial independence timeline - Compound interest withdrawal planner - Debt avalanche calculator: optimize debt payoff order PRIVACY-FIRST, OFFLINE-READY Stay in control of your financial data: - No bank login required -- ever - No proprietary server storing your data - Core data works fully offline - iCloud backup and restore - Cross-device sync via iCloud (Sync V2) - Biometric lock with Face ID and Touch ID - CSV export for auditing and migration 14 LANGUAGES SUPPORTED Use Aseta in your language: English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Korean, Portuguese (Brazil), Russian, Turkish, Simplified Chinese, Traditional Chinese. WHO IS ASETA FOR? - Individual investors tracking long-term wealth growth - High-net-worth individuals managing complex multi-currency portfolios - Family wealth managers overseeing shared assets - FIRE movement followers planning for financial independence - Privacy-conscious users who refuse to share bank credentials - Expats and global citizens with assets in multiple currencies - Anyone tired of transaction-by-transaction budgeting apps Aseta is free to use. Optional Aseta Pro is a one-time Lifetime purchase (no auto-renew) or an auto-renewable Monthly/Yearly subscription. Payment is charged to your Apple Account at confirmation. Subscriptions renew unless auto-renew is turned off at least 24 hours before the period ends. Manage or cancel in Apple Account settings. Prices vary by region. Privacy Policy: https://aseta.ulives.io/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/