Comparison

Net Worth Tracker vs 一目记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.

Highlights
  • Track account balance changes
  • Focus on significant income/expenses
  • Save time with weekly tracking
  • Reduce financial stress
  • Gain a big picture financial view
  • Improve financial decision-making
Features
Read full description

Are You Lost in the Maze of Modern Finance? A few years ago, I found myself tangled in the complexities of modern life—scattered accounts, endless bills, and countless small transactions. Like many others, I turned to traditional expense tracking apps, hoping to bring order to the chaos. At first, I was enthusiastic, logging every coffee and lunch. But soon, the process became overwhelming. The daily disruptions, the dreaded chore of sorting receipts, and the anxiety of falling behind turned tracking into a burden rather than a solution. Why Traditional Expense Tracking Falls Short Recording every expense might seem ideal, but it’s exhausting: • Disruptive: Logging each purchase interrupts your day. • Time-Consuming: Sorting through receipts takes longer than you expect. • Overwhelming: Missing a few days creates a backlog that’s hard to overcome. This approach may work for some, but I knew I needed something simpler, more flexible, and sustainable. Introducing Mintly: See the Big Picture That’s why I created Mintly—a tool designed to simplify financial management by shifting the focus from every little detail to the bigger picture. Mintly emphasizes two key aspects: 1. Account Balance Changes, By tracking your total balances at regular intervals, Mintly gives you a clear and comprehensive view of your financial health 2. Significant Income and Expenses, Instead of logging every transaction, focus on: • Regular income (like your salary or investment returns). • Major expenses (such as rent or large purchases). This method highlights what truly matters, leaving you free from the endless How Mintly Makes a Difference With Mintly, managing your finances becomes simpler and more meaningful: • Save Time: Just 15 minutes a week is enough to stay on top of your finances. • Reduce Stress: Focus on what truly matters, without the burden of logging every minor expense. • See the Big Picture: Understand your financial trends and trajectory at a glance. By shifting your focus to the growth of your balance and major money movements, Mintly helps you stay in control without feeling overwhelmed. Real Results Since adopting this method, I’ve experienced: • 80% Less Time Spent Tracking: No more daily disruptions. • A Clearer Picture of Financial Health: Easily understand where my money goes. • Better Decision-Making: With less clutter, it’s easier to plan big purchases. • More Freedom to Focus on Growth: Instead of tracking every coffee, I can think about growing my wealth. See the Forest, Not Just the Trees Traditional methods of expense tracking often focus on counting every leaf, every branch, and every tree. But sometimes, seeing the forest is more important than counting every tree. With Mintly, you’ll discover a simpler way to understand and manage your finances.  Try Mintly today and experience the difference for yourself! #About Subscription - Mintly currently offers monthly and annual membership options for purchase; - Fees will be charged to your iTunes account upon confirmation of purchase; - Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current paid period ends; - Your account will be charged again within 24 hours prior to the end of the current paid period; - The annual membership renewal price is $29.99; - The monthly membership renewal price is $2.99; - You can manage your subscription and turn off auto-renewal in your account settings after purchase; - If your trial has not yet ended, the remaining days will automatically expire once you start your subscription; # Terms of Service: https://sprout-garlic-658.notion.site/Mintly-Terms-of-Service-12f2c252c47e80689e2bcc4880eba810?pvs=4 # All personal data will be processed in accordance with Mintly’s privacy policy and terms.  Please click the link for more details: https://sprout-garlic-658.notion.site/Mintly-Privacy-Policy-1282c252c47e8098b2acd7cf59f2163f?pvs=4

About

一目记账

Simplify your financial tracking by updating balances instead of logging every transaction. Visualize your assets, liabilities, and net worth with clear charts and set financial goals to stay on track. Your data is private and locally stored.

Highlights
  • Balance-based tracking
  • Asset and liability overview
  • Financial goal setting
  • Visual financial charts
  • Local data storage
  • Ad-free experience
Features
Read full description

告别琐碎的记账方式,记账不应该成为负担。 「一目记账」提供一种更简单的方式——不用记录每一笔,只需更新余额,也能清晰掌握资产变化。 —— 「只记录余额 」 跳过繁琐记账,只保留真实的资产变化。你看到的,不是流水,而是格局。 「资产与负债,一览无遗 」 现金、卡片、房产、投资、负债……资产全貌,一目了然,净资产随时可见。 「目标,不止是数字 」 设一个目标,也许是存款,也许是还贷。它将成为你与生活和解的节奏感。 「图表,是生活的痕迹 」 净资产趋势、收支对比、资产结构……这些图,不是数据,是你的人生轨迹。 「数据,自主掌握 」 无需登录、无广告干扰,数据本地保存。你的账本,只属于你。 —— 我们不认为记账应该成为负担。 「一目」,为不想逐笔记账,却想轻松掌握资产状况的人而存在。 一目了然,简单一点,反而更容易坚持。 —— 服务条款:https://s0ne9ux26rw.feishu.cn/wiki/QP4WwPu0ii4VmlkauLucSLhentg?from=from_copylink 隐私政策:https://s0ne9ux26rw.feishu.cn/wiki/UwtNwipapiQ9eskhYQ8cZHJ7nme?from=from_copylink

Screenshots

Net Worth Tracker4 screens
一目记账4 screens

Verdict

The call

The clearest difference is review sentiment: Net Worth Tracker at 100% against 一目记账's 50%. Net Worth Tracker also leads on update cadence (every 5 days vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month and 一目记账 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 5 days, 一目记账 every 2 months. The most recent releases landed on September 10, 2026 and September 5, 2026 respectively.

Scorecard2 real differences · 8 level
Net Worth Tracker versus 一目记账: the parameters behind the verdict, then further details
ParameterNet Worth Tracker一目记账
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings2 — better—
Update frequencyEvery 5 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.6 — better
Further details — not scored
Size8 MB60 MB
Age rating4+4+
DeveloperXIANG LIHangzhou Sensewild Technology Co., Ltd

Customer experience

Net Worth Tracker

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

一目记账

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

3 purchases

Net Worth Tracker

Subscriptions2
  • Monthly$0.991 Month
  • Annual7 Days trial$4.991 Year
One-time1
  • Lifetime$6.99
3 purchases

一目记账

Subscriptions2
  • 月度会员订阅$0.991 Month
  • 年度会员订阅$9.991 Year
One-time1
  • 终身会员$14.99

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is 一目记账 free?
一目记账 is free to download, with in-app purchases available.
Do Net Worth Tracker or 一目记账 have ads?
Neither Net Worth Tracker nor 一目记账 shows ads.
Which is updated more often, Net Worth Tracker or 一目记账?
Net Worth Tracker ships an update every 5 days, and 一目记账 every 2 months. Most recently, Net Worth Tracker was updated on September 10, 2026 and 一目记账 on September 5, 2026.

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