Networthy vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Networthy
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Track your net worth without a single bank login. Networthy is the offline, private way to log your assets, liabilities, and cash flow. No accounts. No cloud. No tracking. Your financial life stays on your phone โ exactly where it belongs. WHY NETWORTHY - Pay once, own it forever โ no subscription traps - Manual entry, fully on-device โ your data never leaves your phone - No Plaid, no bank credentials, no third-party servers - No ads, no analytics, no tracking pixels - Face ID protected - Built by an indie developer who hates surveillance finance apps WHAT YOU CAN DO - Track every asset โ cash, savings, investments, property, vehicles, crypto - Log every liability โ loans, credit cards, mortgages - See your real net worth update instantly - Project your wealth 3 months, 6 months, 1 year, or 5 years ahead - Track recurring income and expenses - Visualize asset allocation with clean, beautiful charts - Spot trends with month-over-month change tracking - Export everything to CSV โ your data, always yours PRIVACY-FIRST BY DESIGN Other finance apps want your bank login. Networthy doesn't. Your balances, your accounts, your debts โ all stored locally on your device with iOS-level encryption. We can't see your data because it never leaves your phone. Optional encrypted iCloud backup is available if you want it. Off by default. You're in control. PERFECT FOR - People rebuilding after Mint shut down - FIRE community members tracking progress to financial independence - Privacy-conscious users who don't trust Monarch, Copilot, or Empower - Anyone who prefers manual tracking to bank syncing - Couples and families who want a simple shared net worth log THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 income sources - 2 recurring expenses UPGRADE ONCE FOR LIFETIME PREMIUM - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items - Lifetime access โ pay once, never again Stop renting your finance app. Own it. Download Networthy and take back control of your net worth. โ Questions? hello@wish2app.com Web: wish2app.com
Net Worth Tracker
Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.
- Unlimited free accounts for cash, crypto, and debt
- Net-worth trend visualization
- Live crypto and exchange rate updates
- Asset allocation overview
- What-if scenarios and retirement planner
- Data export to CSV/JSON
- Private, local-first data storage
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Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE โข Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards โข Multi-currency with live exchange rates, shown in your home currency โข A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY โข Net worth trend and asset allocation at a glance โข A full activity ledger with search, so every deposit, transfer and payment is on record โข Savings goals with progress you can see PLAN AHEAD โข FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers โข Snapshot reminders so the trend never has gaps YOURS, ALWAYS โข CSV import with a column mapping step, so your spreadsheet comes with you โข Export to CSV, JSON or Markdown at any time. Backup and restore are free โข Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy
Screenshots
Verdict
The clearest difference is update cadence: Net Worth Tracker at every 10 days against Networthy's every 4 months. Networthy's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Networthy sells 1 one-off in-app purchase and Net Worth Tracker sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.
Networthy ships an update every 4 months, Net Worth Tracker every 10 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.
| Parameter | Networthy | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | โ | 100.0% of reviews |
| Update frequency | Every 4 months | Every 10 days โ better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | โ | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.1 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 23 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Ako Orhan | Jawahar Natarajan |
In-app purchases
Networthy
- ZenWealth Premium$4.99
Net Worth Tracker
- Worthtally Pro - Yearly$9.991 Year
- Worthtally Pro$29.99
Questions
Is Networthy free?
Is Net Worth Tracker free?
Do Networthy or Net Worth Tracker have ads?
Which is updated more often, Networthy or Net Worth Tracker?
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