Comparison

Networthy vs Wealthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Networthy

Features
Read full description

Track your net worth without a single bank login. Networthy is the offline, private way to log your assets, liabilities, and cash flow. No accounts. No cloud. No tracking. Your financial life stays on your phone — exactly where it belongs. WHY NETWORTHY - Pay once, own it forever — no subscription traps - Manual entry, fully on-device — your data never leaves your phone - No Plaid, no bank credentials, no third-party servers - No ads, no analytics, no tracking pixels - Face ID protected - Built by an indie developer who hates surveillance finance apps WHAT YOU CAN DO - Track every asset — cash, savings, investments, property, vehicles, crypto - Log every liability — loans, credit cards, mortgages - See your real net worth update instantly - Project your wealth 3 months, 6 months, 1 year, or 5 years ahead - Track recurring income and expenses - Visualize asset allocation with clean, beautiful charts - Spot trends with month-over-month change tracking - Export everything to CSV — your data, always yours PRIVACY-FIRST BY DESIGN Other finance apps want your bank login. Networthy doesn't. Your balances, your accounts, your debts — all stored locally on your device with iOS-level encryption. We can't see your data because it never leaves your phone. Optional encrypted iCloud backup is available if you want it. Off by default. You're in control. PERFECT FOR - People rebuilding after Mint shut down - FIRE community members tracking progress to financial independence - Privacy-conscious users who don't trust Monarch, Copilot, or Empower - Anyone who prefers manual tracking to bank syncing - Couples and families who want a simple shared net worth log THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 income sources - 2 recurring expenses UPGRADE ONCE FOR LIFETIME PREMIUM - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items - Lifetime access — pay once, never again Stop renting your finance app. Own it. Download Networthy and take back control of your net worth. — Questions? hello@wish2app.com Web: wish2app.com

About

Wealthly

Track your net worth privately without linking bank accounts. Monitor assets, debts, and growth with live prices and insightful dashboards. Offers on-device AI and optional iCloud sync for a secure financial overview.

Highlights
  • Track assets and liabilities
  • Live prices for stocks, crypto, and metals
  • Net worth dashboard with charts
  • On-device AI insights
  • Home screen widgets
  • Face ID lock
  • CSV import & export
Read full description

Know your net worth, without linking your bank. Wealthly is a privacy-first net worth tracker for iPhone. See assets, debts, and growth in one beautiful dashboard. Your financial data stays on your device by default. Optional iCloud sync uses your Apple account & not our servers. Free to start: track up to 3 assets. Upgrade for unlimited accounts, widgets, and more. WHY WEALTHLY? Most finance apps want your bank login and every transaction. Wealthly focuses on the big picture: your total wealth over time. simple, motivating, and private. KEY FEATURES • Track assets & liabilities: cash, investments, crypto, property, loans & more • Live prices for stocks, crypto & precious metals (gold, silver, platinum) • Net worth dashboard with charts & history • Milestones, streaks & momentum to stay motivated • On-device AI insights (Apple Intelligence) • Home screen widgets • Face ID lock • CSV import & export • Multi-currency support • Light & dark mode • Weekly recaps & reminders • Optional iCloud sync across your devices PRIVACY FIRST • No bank connections or credential sharing • Device storage by default • We do not collect or store your financial entries on our servers PRICING • Free: up to 3 assets • Premium: $2.99/month, $14.99/year, or $39.99 lifetime Download Wealthly and see where you stand today. Contact • Website: https://getwealthly.netlify.app • Support: https://getwealthly.netlify.app/support • Email: wealthly@protonmail.com Legal: • Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula • Privacy Policy - https://getwealthly.netlify.app/privacy-policy

Screenshots

Networthy4 screens
Wealthly4 screens

Verdict

The call

The clearest difference is update cadence: Wealthly at every 3 days against Networthy's every 4 months. Networthy's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.5). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Networthy sells 1 one-off in-app purchase and Wealthly sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Networthy ships an update every 4 months, Wealthly every 3 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Networthy versus Wealthly: the parameters behind the verdict, then further details
ParameterNetworthyWealthly
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 4 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.5
Further details — not scored
Size23 MB22 MB
Age rating4+9+
DeveloperAko OrhanMarco Brian

In-app purchases

1 purchases

Networthy

One-time1
  • ZenWealth Premium$4.99
3 purchases

Wealthly

Subscriptions2
  • Wealthly Monthly Subscription$2.991 Month
  • Wealthly Yearly Subscription$14.991 Year
One-time1
  • Wealthly Lifetime Access$39.99

Questions

Is Networthy free?
Networthy is free to download, with in-app purchases available.
Is Wealthly free?
Wealthly is free to download, with in-app purchases available.
Do Networthy or Wealthly have ads?
Neither Networthy nor Wealthly shows ads.
Which is updated more often, Networthy or Wealthly?
Networthy ships an update every 4 months, and Wealthly every 3 days. Most recently, Networthy was updated on October 25, 2026 and Wealthly on October 31, 2026.

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