Comparison

Networthy vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Networthy

Features
Read full description

Track your net worth without a single bank login. Networthy is the offline, private way to log your assets, liabilities, and cash flow. No accounts. No cloud. No tracking. Your financial life stays on your phone — exactly where it belongs. WHY NETWORTHY - Pay once, own it forever — no subscription traps - Manual entry, fully on-device — your data never leaves your phone - No Plaid, no bank credentials, no third-party servers - No ads, no analytics, no tracking pixels - Face ID protected - Built by an indie developer who hates surveillance finance apps WHAT YOU CAN DO - Track every asset — cash, savings, investments, property, vehicles, crypto - Log every liability — loans, credit cards, mortgages - See your real net worth update instantly - Project your wealth 3 months, 6 months, 1 year, or 5 years ahead - Track recurring income and expenses - Visualize asset allocation with clean, beautiful charts - Spot trends with month-over-month change tracking - Export everything to CSV — your data, always yours PRIVACY-FIRST BY DESIGN Other finance apps want your bank login. Networthy doesn't. Your balances, your accounts, your debts — all stored locally on your device with iOS-level encryption. We can't see your data because it never leaves your phone. Optional encrypted iCloud backup is available if you want it. Off by default. You're in control. PERFECT FOR - People rebuilding after Mint shut down - FIRE community members tracking progress to financial independence - Privacy-conscious users who don't trust Monarch, Copilot, or Empower - Anyone who prefers manual tracking to bank syncing - Couples and families who want a simple shared net worth log THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 income sources - 2 recurring expenses UPGRADE ONCE FOR LIFETIME PREMIUM - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items - Lifetime access — pay once, never again Stop renting your finance app. Own it. Download Networthy and take back control of your net worth. — Questions? hello@wish2app.com Web: wish2app.com

About

Net Worth Tracker

This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.

Highlights
  • Private net worth tracking
  • No bank account linking required
  • Track cash, investments, and bills
  • AI-powered financial insights
  • Goal setting and progress tracking
  • CSV export and import
  • On-device data processing
Features
Read full description

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads in the app. Your financial data stays on your device. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 160+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Group them into folders like Family or Bills, each with its own total • Press and hold a payment to mark it paid or set its next date • Archive paused items without losing history • Reminders and total monthly spend at a glance DISTRIBUTION • See what you own as simple blocks, sized by what each category is worth • Tap a block to open it and see every account inside NETVO AI Overview: AI projects your net worth trajectory from your real history. Spending: AI surfaces patterns across your subscriptions and planned payments. Goals: AI gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Tag your goals (Retirement, FIRE, House Deposit, or your own) and filter by tag • AI projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it • Your day streak follows you when you change phones GUIDED TOURS • New to Tracker, Goals or Distribution? A 30-second tour shows you one thing at a time CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No bank login, ever • No ads in the app • Your financial data stays on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • Unlimited goals • All themes and color palettes • iCloud sync across devices • Custom reminders • Netvo AI • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms

Screenshots

Networthy4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 9 days against Networthy's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Networthy sells 1 one-off in-app purchase and Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Networthy ships an update every 4 months, Net Worth Tracker every 9 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Networthy versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterNetworthyNet Worth Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 4 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size23 MB24 MB
Age rating4+4+
DeveloperAko OrhanAhzin Razal

In-app purchases

1 purchases

Networthy

One-time1
  • ZenWealth Premium$4.99
2 purchases

Net Worth Tracker

Subscriptions1
  • Netvo Pro Yearly7 Days trial$19.991 Year
One-time1
  • Netvo Pro Lifetime$49.99

Questions

Is Networthy free?
Networthy is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do Networthy or Net Worth Tracker have ads?
Neither Networthy nor Net Worth Tracker shows ads.
Which is updated more often, Networthy or Net Worth Tracker?
Networthy ships an update every 4 months, and Net Worth Tracker every 9 days. Most recently, Networthy was updated on October 25, 2026 and Net Worth Tracker on October 24, 2026.

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