Comparison

Networthy vs Worva

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Networthy

Features
Read full description

Track your net worth without a single bank login. Networthy is the offline, private way to log your assets, liabilities, and cash flow. No accounts. No cloud. No tracking. Your financial life stays on your phone โ€” exactly where it belongs. WHY NETWORTHY - Pay once, own it forever โ€” no subscription traps - Manual entry, fully on-device โ€” your data never leaves your phone - No Plaid, no bank credentials, no third-party servers - No ads, no analytics, no tracking pixels - Face ID protected - Built by an indie developer who hates surveillance finance apps WHAT YOU CAN DO - Track every asset โ€” cash, savings, investments, property, vehicles, crypto - Log every liability โ€” loans, credit cards, mortgages - See your real net worth update instantly - Project your wealth 3 months, 6 months, 1 year, or 5 years ahead - Track recurring income and expenses - Visualize asset allocation with clean, beautiful charts - Spot trends with month-over-month change tracking - Export everything to CSV โ€” your data, always yours PRIVACY-FIRST BY DESIGN Other finance apps want your bank login. Networthy doesn't. Your balances, your accounts, your debts โ€” all stored locally on your device with iOS-level encryption. We can't see your data because it never leaves your phone. Optional encrypted iCloud backup is available if you want it. Off by default. You're in control. PERFECT FOR - People rebuilding after Mint shut down - FIRE community members tracking progress to financial independence - Privacy-conscious users who don't trust Monarch, Copilot, or Empower - Anyone who prefers manual tracking to bank syncing - Couples and families who want a simple shared net worth log THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 income sources - 2 recurring expenses UPGRADE ONCE FOR LIFETIME PREMIUM - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items - Lifetime access โ€” pay once, never again Stop renting your finance app. Own it. Download Networthy and take back control of your net worth. โ€” Questions? hello@wish2app.com Web: wish2app.com

About

Worva

Features
Read full description

Worva is a simple tracker for recording your net worth by hand. No bank connections โ€” you enter your assets and liabilities yourself and watch your net worth change over time. Fully local / no sign-in Your data stays only on this device. No account, no cloud upload. Built for people who care about privacy. Add assets and debts by hand Organize cash, investments, real estate, precious metals, crypto and vehicles by category. Enter amounts down to the cent. Net worth trend graph Snapshots are plotted by their real date โ€” an accurate timeline that never flattens your history, so you see your growth as it really happened. See your allocation A pie chart shows the share of each asset category, so you can tell at a glance where your wealth is concentrated. Export / import your data Back up to JSON or CSV and move your data when you change devices. Make managing your money simple and private. Start tracking your net worth with Worva. Terms of Use: https://show-ec09e.web.app/terms.html Privacy Policy: https://show-ec09e.web.app/privacy.html

Screenshots

Networthy4 screens
Worva4 screens

Verdict

The call

The clearest difference is ads: Networthy at none against Worva's shown. Worva's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Networthy sells 1 one-off in-app purchase and Worva sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences ยท 4 level
Networthy versus Worva: the parameters behind the verdict, then further details
ParameterNetworthyWorva
PriceFreeFree
Update frequencyEvery 4 monthsโ€”
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 โ€” better
Further details โ€” not scored
Size23 MB87 MB
Age rating4+4+
DeveloperAko Orhankota tada

In-app purchases

1 purchases

Networthy

One-time1
  • ZenWealth Premium$4.99
2 purchases

Worva

Subscriptions2
  • Premium (1 month)7 Days trial$4.991 Month
  • Premium (1 year)14 Days trial$49.991 Year

Questions

Is Networthy free?
Networthy is free to download, with in-app purchases available.
Is Worva free?
Worva is free to download, with in-app purchases available.
Do Networthy or Worva have ads?
Worva shows ads; Networthy does not.

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