Comparison

Wealthly vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthly

Track your net worth privately without linking bank accounts. Monitor assets, debts, and growth with live prices and insightful dashboards. Offers on-device AI and optional iCloud sync for a secure financial overview.

Highlights
  • Track assets and liabilities
  • Live prices for stocks, crypto, and metals
  • Net worth dashboard with charts
  • On-device AI insights
  • Home screen widgets
  • Face ID lock
  • CSV import & export
Read full description

Know your net worth, without linking your bank. Wealthly is a privacy-first net worth tracker for iPhone. See assets, debts, and growth in one beautiful dashboard. Your financial data stays on your device by default. Optional iCloud sync uses your Apple account & not our servers. Free to start: track up to 3 assets. Upgrade for unlimited accounts, widgets, and more. WHY WEALTHLY? Most finance apps want your bank login and every transaction. Wealthly focuses on the big picture: your total wealth over time. simple, motivating, and private. KEY FEATURES • Track assets & liabilities: cash, investments, crypto, property, loans & more • Live prices for stocks, crypto & precious metals (gold, silver, platinum) • Net worth dashboard with charts & history • Milestones, streaks & momentum to stay motivated • On-device AI insights (Apple Intelligence) • Home screen widgets • Face ID lock • CSV import & export • Multi-currency support • Light & dark mode • Weekly recaps & reminders • Optional iCloud sync across your devices PRIVACY FIRST • No bank connections or credential sharing • Device storage by default • We do not collect or store your financial entries on our servers PRICING • Free: up to 3 assets • Premium: $2.99/month, $14.99/year, or $39.99 lifetime Download Wealthly and see where you stand today. Contact • Website: https://getwealthly.netlify.app • Support: https://getwealthly.netlify.app/support • Email: wealthly@protonmail.com Legal: • Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula • Privacy Policy - https://getwealthly.netlify.app/privacy-policy

About

Net Worth Tracker

Manually track your global assets and financial independence with a professional-grade dashboard. This app prioritizes your privacy with local data storage and no bank connections. Model your path to financial freedom with detailed planning tools.

Highlights
  • Complete Net Worth Command Centre
  • Bulk Update in Under 60 Seconds
  • Live Market Prices
  • Real Estate & Mortgage Equity Tracking
  • FIRE & Wealth Planning Tools
  • Multi-Currency Global Portfolio
  • Privacy First Design
Features
Read full description

Built by an investment banker for the privacy-conscious investor. NetWorth is a high-performance manual wealth tracker that puts you back in control. No bank connections, no data scraping, and no middle-men. Just a professional-grade dashboard to manage your global assets, model your financial independence, and track your true net worth in total privacy. Why NetWorth? In an era of data breaches and "free" apps that sell your financial habits, NetWorth takes a different path. We believe your wealth is your business. By using manual entry, you can track complex assets—private equity, offshore accounts, real estate, and physical holdings—that automated apps cannot see. Most apps treat net worth like a social media feed. We treat it like a Balance Sheet. Experience the clarity of professional asset allocation without compromising your data security. Zero Connections. Total Privacy. Absolute Clarity. Key Features: * Complete Net Worth Command Centre
 - Track every corner of your balance sheet in one place — equities, ETFs, crypto, real estate, pension, bonds, vehicles, collectibles, liabilities and many more. One unified view of everything you own and owe. * Bulk Update in Under 60 Seconds - 
Designed for the monthly portfolio ritual. Update every asset across all brokers and banks in one session. Pro feature. * Live Market Prices
 - Connect stocks, ETFs and crypto to live market data. Position values update automatically using real prices — no manual entry required. Pro feature. * Real Estate & Mortgage Equity
 - Link mortgages directly to properties to see your true equity in real time. Factor in selling costs for an honest liquidation value, and track rental yield alongside property growth. * FIRE & Wealth Planning
 - Model your path to financial independence. FI/RE and Coast FIRE calculators, compound growth projections with inflation and TER drag, and UK tax-wrapper simulations (ISA, SIPP, GIA). * Multi-Currency, Global Portfolio 
- Track assets in 30+ currencies with live FX rates. Everything converts automatically to your chosen base currency — no spreadsheet required. * ETF Portfolio Analyser
 - Build and analyse your ETF portfolio with asset class breakdown, TER tracking, replication type and distribution type. Live valuations optional. Pro feature. * Privacy First, Always
 - Your data never touches our servers. Local storage on device, optional iCloud sync, Face ID / Touch ID lock, and one-tap privacy mode to blur all balances in public. * Portfolio Intelligence with Apple Intelligence
 - Automatic audit log separates market gains from your own contributions. Apple Intelligence generates plain-English portfolio summaries on demand. Pro feature. * Lock Screen & Home Screen Widgets
 - Net worth always within reach. Lock screen widgets show your total and portfolio alpha vs S&P 500. Home screen widgets in small and medium. * Document Vault
 - Store mortgage statements, payslips, tax documents and financial records securely on device — always within reach, never in the cloud. * Gamification & Streaks
 - Daily tracking streaks, streak freezes, milestone badges and achievements keep the wealth-building habit front of mind. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Wealthly4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Wealthly at 17.5 against Net Worth Tracker's 26.4. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthly sells 3 in-app purchases, starting at $2.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Wealthly versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterWealthlyNet Worth Tracker
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings3 — better—
Update frequencyEvery 3 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS17.5 — better26.4
Further details — not scored
Size22 MB9 MB
Age rating9+4+
DeveloperMarco BrianMario Simak

Customer experience

Wealthly

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Net Worth Tracker

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Wealthly

Subscriptions2
  • Wealthly Monthly Subscription$2.991 Month
  • Wealthly Yearly Subscription$14.991 Year
One-time1
  • Wealthly Lifetime Access$39.99
3 purchases

Net Worth Tracker

Subscriptions2
  • Pro Monthly$4.991 Month
  • Pro Annual7 Days trial$49.991 Year
One-time1
  • Streak Freeze$0.99

Questions

Is Wealthly free?
Wealthly is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do Wealthly or Net Worth Tracker have ads?
Neither Wealthly nor Net Worth Tracker shows ads.

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