Lumi Rewards vs Tekpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lumi Rewards
Earn cashback on everyday purchases and for sharing your opinions. Save on bills and airtime by using the app for payments. Get rewarded with points for your feedback.
- Earn cashback on purchases
- Save on airtime and bills
- Get rewarded for opinions
- Shop online and in-store
- Pay for electricity and cable
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Lumi makes it rewarding to be you with quick and easy cashback on everyday purchases and for sharing your opinions and experiences. 1. Earn cashback when you shop at brands you love Automatically get rewarded when you shop online and in-store at your favourite retailers from food and clothing to books and electronics. 2. Save on Airtime & Bills Save up to N5,000 monthly when you pay your bills using the Lumi app. Buy airtime and data, pay for electricity & cable. 3. Get Rewarded For Sharing Your Experiences & Opinions Your opinion can help businesses build the products of the future. Earn Lumi points for every time you share your experiences or opinions!
Tekpay
Easily pay all your bills in one place, anytime, anywhere. This app simplifies transactions for services like airtime, electricity, internet, cable TV, and betting.
- Airtime & Data Top-up
- Electricity & Utility Bills
- Cable TV & Entertainment Payments
- Betting Fund Management
- Secure Transactions
- Fast and Reliable Payments
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Make paying bills a breeze with TekPay! Whether it’s airtime, electricity, internet, data bundles, cable TV, or betting, TekPay simplifies your life by letting you pay all your bills in one place—anytime, anywhere. Key Features: Airtime & Data Top-up – Recharge instantly, 24/7. Electricity & Utility Bills – Pay without the hassle of long queues. Cable TV & Entertainment – Never miss your favorite shows. Betting – Fund your bets directly from the app. Experience secure, fast, and reliable transactions with TekPay—your all-in-one bill payment solution!
Screenshots
Verdict
The clearest difference is rating: Tekpay at 5.0 against Lumi Rewards's 3.3. Tekpay also leads on monetization model (free vs ad-supported). Lumi Rewards's advantage is ratings volume (7 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tekpay holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: Lumi Rewards has 7 ratings behind it against 1, so its average is the more settled of the two.
Lumi Rewards ships an update every 2 weeks, Tekpay every 8 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Lumi Rewards | Tekpay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (7 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 2 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 36 MB | 37 MB |
| Age rating | 4+ | 17+ |
| Developer | ENLUMI INSIGHTS LIMITED | Tekskillz Technology LLC |
Customer experience
Lumi Rewards
Tekpay
In-app purchases
Lumi Rewards
No in-app purchases
Tekpay
No in-app purchases
