OwnBank vs E
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OwnBank
Manage all your financial needs with a transparent and easy-to-use platform. Open an account online in minutes, manage multiple accounts, build wealth with simple deposits, and enjoy free money transfers to friends and family.
- Open account online in 10 minutes
- Manage multiple accounts easily
- Build wealth with simple deposits
- Open time deposit accounts
- Free money transfers
- Transparent and easy finances
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One App for all your financial needs By being an OwnBank user, you can bid farewell to the complicated processes and long waits of traditional finances. In turn, experience transparent and easy finances! Open an account online in 10 minutes! Skip the hassle of going to a bank. All you need are a smartphone and an ID, open your OwnBank account anywhere Manage multiple accounts easily Check your balance with a click. View your income, expense, and types of account at a glance Build wealth one step ahead of others Deposit from ₱1, simple and secure. Open time deposit accounts Earn more easily, every day! Free Transfer to your family and friends! Send money to family, friends, and colleagues as quick as texting for FREE. Contact us: Website: ownbank.com.ph E-mail: cs@ownbank.com.ph Phone: +63 (046) 431 2066
E
Manage your finances with ease. Send money, pay bills, and top up mobile credits or virtual wallets conveniently. Utilize wallet credits for seamless transactions anytime, anywhere.
- Send money
- Pay bills
- Reload mobile credits
- Top-up virtual wallets
- Use wallet credits for transactions
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E-GRACIA brings the services of Gracia Telecom to your fingertips! You may now send money, pay bills, reload mobile phone credits, and top-up virtual wallets anytime, anywherePay your bills, send money, and top-up virtual wallets using e-Gracia Wallet credits!
Screenshots
Verdict
The clearest difference is review sentiment: OwnBank at 38% against E's 6%. OwnBank also leads on update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OwnBank ships an update fortnightly, E every 2 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.
| Parameter | OwnBank | E |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (8 ratings) — better | — |
| Positive reviews | 37.5% of reviews — better | 6.0% of reviews |
| Number of ratings | 8 — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | OWN BANK, THE RURAL BANK OF CAVITE CITY, INC. | GRACIA TELECOMMUNICATIONS CORP. |
Customer experience
OwnBank
E
In-app purchases
OwnBank
No in-app purchases
E
No in-app purchases
