AUB vs E
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AUB
This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.
- Mobile banking account access
- Fund transfers via InstaPay and PESONet
- Online bills payment
- Virtual teller queueing
- PDC management
- Credit card management
- Loan application
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Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!
E
Manage your finances with ease. Send money, pay bills, and top up mobile credits or virtual wallets conveniently. Utilize wallet credits for seamless transactions anytime, anywhere.
- Send money
- Pay bills
- Reload mobile credits
- Top-up virtual wallets
- Use wallet credits for transactions
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E-GRACIA brings the services of Gracia Telecom to your fingertips! You may now send money, pay bills, reload mobile phone credits, and top-up virtual wallets anytime, anywherePay your bills, send money, and top-up virtual wallets using e-Gracia Wallet credits!
Screenshots
Verdict
The clearest difference is review sentiment: AUB at 62% against E's 6%. AUB also leads on update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AUB ships an update every 3 weeks, E every 2 months. The most recent releases landed on October 10, 2026 and October 4, 2026 respectively.
| Parameter | AUB | E |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (574 ratings) — better | — |
| Positive reviews | 61.9% of reviews — better | 6.0% of reviews |
| Number of ratings | 574 — better | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | GRACIA TELECOMMUNICATIONS CORP. |
Customer experience
AUB
E
In-app purchases
AUB
No in-app purchases
E
No in-app purchases








