Comparison

AUB vs E

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AUB

This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.

Highlights
  • Mobile banking account access
  • Fund transfers via InstaPay and PESONet
  • Online bills payment
  • Virtual teller queueing
  • PDC management
  • Credit card management
  • Loan application
Features
Read full description

Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!

About

E

Manage your finances with ease. Send money, pay bills, and top up mobile credits or virtual wallets conveniently. Utilize wallet credits for seamless transactions anytime, anywhere.

Highlights
  • Send money
  • Pay bills
  • Reload mobile credits
  • Top-up virtual wallets
  • Use wallet credits for transactions
Read full description

E-GRACIA brings the services of Gracia Telecom to your fingertips! You may now send money, pay bills, reload mobile phone credits, and top-up virtual wallets anytime, anywherePay your bills, send money, and top-up virtual wallets using e-Gracia Wallet credits!

Screenshots

AUB4 screens
E4 screens

Verdict

The call

The clearest difference is review sentiment: AUB at 62% against E's 6%. AUB also leads on update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AUB ships an update every 3 weeks, E every 2 months. The most recent releases landed on October 10, 2026 and October 4, 2026 respectively.

Scorecard2 real differences · 8 level
AUB versus E: the parameters behind the verdict, then further details
ParameterAUBE
PriceFreeFree
Rating4.8 (574 ratings) — better—
Positive reviews61.9% of reviews — better6.0% of reviews
Number of ratings574 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size50 MB56 MB
Age rating4+4+
DeveloperAsia United BankGRACIA TELECOMMUNICATIONS CORP.

Customer experience

AUB

All ratings574 ratings
Positive95.8%
Neutral1.6%
Negative2.6%
Written reviews63 reviews
Positive61.9%
Neutral6.3%
Negative31.7%

E

Written reviews50 reviews
Positive6.0%
Neutral4.0%
Negative90.0%

In-app purchases

None

AUB

No in-app purchases

None

E

No in-app purchases

Questions

Is AUB free?
AUB is free to download, with no in-app purchases.
Is E free?
E is free to download, with no in-app purchases.
Do AUB or E have ads?
Neither AUB nor E shows ads.
Which is updated more often, AUB or E?
AUB ships an update every 3 weeks, and E every 2 months. Most recently, AUB was updated on October 10, 2026 and E on October 4, 2026.

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