AUB vs Virtual Pag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AUB
This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.
- Mobile banking account access
- Fund transfers via InstaPay and PESONet
- Online bills payment
- Virtual teller queueing
- PDC management
- Credit card management
- Loan application
Read full descriptionHide full description
Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
Read full descriptionHide full description
The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
Screenshots
Verdict
The clearest difference is review sentiment: AUB at 62% against Virtual Pag's 0%. AUB also leads on rating (4.8 vs 2.8) and ratings volume (574 vs 13). Virtual Pag's advantage is iOS requirement (13.1 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AUB holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 0% of Virtual Pag's.
AUB ships an update every 3 weeks, Virtual Pag every 2 months. The most recent releases landed on September 23, 2026 and August 7, 2026 respectively.
| Parameter | AUB | Virtual Pag |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (574 ratings) — better | 2.8 (13 ratings) |
| Positive reviews | 61.9% of reviews — better | 0.0% of reviews |
| Number of ratings | 574 — better | 13 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.1 — better |
| Further details — not scored | ||
| Size | 50 MB | 132 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | Pag-IBIG Fund |
Customer experience
AUB
Virtual Pag
In-app purchases
AUB
No in-app purchases
Virtual Pag
No in-app purchases









