AUB vs UnionDigital Bank (UD)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AUB
This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.
- Mobile banking account access
- Fund transfers via InstaPay and PESONet
- Online bills payment
- Virtual teller queueing
- PDC management
- Credit card management
- Loan application
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Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!
UnionDigital Bank (UD)
This digital bank offers high savings rates and time deposit options for Filipinos. It provides in-app tips for financial growth and secure transactions with biometrics and OTP. Regulated by BSP and insured by PDIC, it ensures your money is safe.
- High savings interest rates
- Time deposit accounts
- Financial growth tips
- Biometric security
- In-app OTP
- PDIC insured deposits
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UD is available for every Filipino, everywhere! We’re proud to be the only digital bank parented by a universal bank, UnionBank, and grandparented by the Philippines' first Techglomerate, Aboitiz Equity Ventures. TRUST & STABILITY Magtiwala sa pinalaki nang tama! We’re a wholly-owned, trusted subsidiary of UnionBank so you can be sure your money is safe and secure. HIGH SAVINGS RATES Grow your money securely with our high interest rates for Time Deposits and Savings Accounts. LEARN & GROW FEATURE Get tips and tricks to grow your savings right in the app. HASSLE-FREE SECURITY Transact safely and quickly with our biometrics and in-app OTP. UnionDigital Bank is a local digital bank regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1 Million per depositor. Need Help? For any questions, email us at help@uniondigitalbank.io Our Customer Experience Champions are ready to assist you.
Screenshots
Verdict
The clearest difference is rating: AUB at 4.8 against UnionDigital Bank (UD)'s 2.1. AUB also leads on ads (none vs shown) and ratings volume (574 vs 7). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AUB holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 40% of UnionDigital Bank (UD)'s.
AUB ships an update every 3 weeks, UnionDigital Bank (UD) fortnightly. The most recent releases landed on September 23, 2026 and September 8, 2026 respectively.
| Parameter | AUB | UnionDigital Bank (UD) |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (574 ratings) — better | 2.1 (7 ratings) |
| Positive reviews | 61.9% of reviews — better | 40.0% of reviews |
| Number of ratings | 574 — better | 7 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 50 MB | 163 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | UnionDigital Bank Inc. |
Customer experience
AUB
UnionDigital Bank (UD)
In-app purchases
AUB
No in-app purchases
UnionDigital Bank (UD)
No in-app purchases
Questions
Is AUB free?
Is UnionDigital Bank (UD) free?
Which has better reviews, AUB or UnionDigital Bank (UD)?
Do AUB or UnionDigital Bank (UD) have ads?
Which is updated more often, AUB or UnionDigital Bank (UD)?
Other comparisons
