AUB vs OwnBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AUB
This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.
- Mobile banking account access
- Fund transfers via InstaPay and PESONet
- Online bills payment
- Virtual teller queueing
- PDC management
- Credit card management
- Loan application
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Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!
OwnBank
Manage all your financial needs with a transparent and easy-to-use platform. Open an account online in minutes, manage multiple accounts, build wealth with simple deposits, and enjoy free money transfers to friends and family.
- Open account online in 10 minutes
- Manage multiple accounts easily
- Build wealth with simple deposits
- Open time deposit accounts
- Free money transfers
- Transparent and easy finances
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One App for all your financial needs By being an OwnBank user, you can bid farewell to the complicated processes and long waits of traditional finances. In turn, experience transparent and easy finances! Open an account online in 10 minutes! Skip the hassle of going to a bank. All you need are a smartphone and an ID, open your OwnBank account anywhere Manage multiple accounts easily Check your balance with a click. View your income, expense, and types of account at a glance Build wealth one step ahead of others Deposit from ₱1, simple and secure. Open time deposit accounts Earn more easily, every day! Free Transfer to your family and friends! Send money to family, friends, and colleagues as quick as texting for FREE. Contact us: Website: ownbank.com.ph E-mail: cs@ownbank.com.ph Phone: +63 (046) 431 2066
Screenshots
Verdict
The clearest difference is rating: AUB at 4.8 against OwnBank's 2.8. AUB also leads on review sentiment (62% vs 38%) and ratings volume (589 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AUB holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: AUB has 589 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 38% of OwnBank's.
AUB ships an update every 3 weeks, OwnBank fortnightly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | AUB | OwnBank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (589 ratings) — better | 2.8 (8 ratings) |
| Positive reviews | 61.9% of reviews — better | 37.5% of reviews |
| Number of ratings | 589 — better | 8 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 47 MB | 120 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | OWN BANK, THE RURAL BANK OF CAVITE CITY, INC. |
Customer experience
AUB
OwnBank
In-app purchases
AUB
No in-app purchases
OwnBank
No in-app purchases








