Comparison

BDBL vs Padma Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BDBL

Instantly open a bank account from anywhere in Bangladesh using your National ID. Start banking immediately and request services like chequebooks and debit cards through the app. Designed for Bangladeshi individuals aged 18 and above.

Highlights
  • Instant account opening
  • Open from anywhere
  • Start banking immediately
  • Request chequebook/debit card
  • Supports Savings, Current, FDR, DPS accounts
Features
Read full description

Bangladesh Development Bank Limited (BDBL) brings digital onboarding app “BDBL- eAccount” through which customer having a valid National ID can instantly open a bank account from anywhere and can start banking right away using another App “BDBL Digital Bank”.  Benefits of BDBL- eAccount app: - Open a bank account instantly anytime, from anywhere in Bangladesh - Start your banking transactions right away - No need to visit the bank branch for opening an account - Request services for chequebook/ Debit Card through app. Requirements: - iOS operating system (12 or above) with selfie camera - Good lighting environment while taking picture of applicant, nominee or guardian with full face visibility - Original NID/Smart Card of the Applicant and Nominee - Scanned Copy of Proof of income (If monthly transaction is over BDT 1 Lac) - Nominee photo and ID document type (NID/Passport/Birth Certificate). - Guardian NID and photo (If Nominee is Minor) - Scanned Copy of Applicant's e-TIN (If applicable) Eligibility: Any Bangladeshi individual aged 18 years or above with a valid National ID. Available list of accounts: - Savings Account - Current (BDT) Account - FDR -DPS Simply download the app and try it today to see how convenient it is to use!

About

Padma Wallet

Manage your Padma Bank accounts and perform various transactions conveniently from your mobile device. Access basic banking services, transfer funds, top up airtime, and pay utility bills with ease.

Highlights
  • Account registration
  • Password and fingerprint login
  • Transaction history
  • Balance enquiry
  • Mini statement
  • Account transfers
  • Airtime top-up
  • Utility bill payments
Features
Read full description

Padma Bank is a fourth generation bank in Bangladesh which inaugurated operations on January 29, 2019 with a new vision and view to become a trusted custodian of financial assets belonging to all valued clients in Bangladesh. To provide an easy and convenient way of banking, the bank introduces its own online banking platform Padma Wallet. It offers a broad set of retail banking functionalities on your fingertips. Basic Services: 1. Registration through Account or Agent Banking Account 2. Password based login and fingerprint login 3. Transaction history for your account and agent banking account 4. Balance enquiry for account and agent banking account 5. Mini Statement for account and agent banking account Transfers and Transactions: 1. Padma Account transfer from account 2. Airtime top-up from account 3. Utility bill payment from account * To register on Padma Wallet all you need to have an active customer account or an active agent banking account with Padma Bank. For Support 24 Hour Call Center: 16612 cards@padmabankbd.com visit our site to know more https://www.padmabankbd.com Padma Bank Limited

Screenshots

BDBL4 screens
Padma Wallet4 screens

Verdict

The call

The clearest difference is update cadence: Padma Wallet at every 4 months against BDBL's every 25 months. Padma Wallet also leads on ratings volume (4 vs 1) and iOS requirement (13.0 vs 15.6). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for BDBL against 5.0 for Padma Wallet. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

BDBL ships an update every 25 months, Padma Wallet every 4 months. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.

Scorecard3 real differences · 7 level
BDBL versus Padma Wallet: the parameters behind the verdict, then further details
ParameterBDBLPadma Wallet
PriceFreeFree
Rating5.0 (1 ratings)5.0 (4 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings14 — better
Update frequencyEvery 25 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size28 MB31 MB
Age rating4+17+
DeveloperBANGLADESH DEVELOPMENT BANK PLC.PADMA BANK LIMITED

Customer experience

BDBL

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Padma Wallet

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

BDBL

No in-app purchases

None

Padma Wallet

No in-app purchases

Questions

Is BDBL free?
BDBL is free to download, with no in-app purchases.
Is Padma Wallet free?
Padma Wallet is free to download, with no in-app purchases.
Which has better reviews, BDBL or Padma Wallet?
BDBL and Padma Wallet are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.
Do BDBL or Padma Wallet have ads?
Neither BDBL nor Padma Wallet shows ads.
Which is updated more often, BDBL or Padma Wallet?
BDBL ships an update every 25 months, and Padma Wallet every 4 months. Most recently, BDBL was updated on September 20, 2026 and Padma Wallet on September 18, 2026.

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