Comparison

Padma Wallet vs BASIC i

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Padma Wallet

Manage your Padma Bank accounts and perform various transactions conveniently from your mobile device. Access basic banking services, transfer funds, top up airtime, and pay utility bills with ease.

Highlights
  • Account registration
  • Password and fingerprint login
  • Transaction history
  • Balance enquiry
  • Mini statement
  • Account transfers
  • Airtime top-up
  • Utility bill payments
Features
Read full description

Padma Bank is a fourth generation bank in Bangladesh which inaugurated operations on January 29, 2019 with a new vision and view to become a trusted custodian of financial assets belonging to all valued clients in Bangladesh. To provide an easy and convenient way of banking, the bank introduces its own online banking platform Padma Wallet. It offers a broad set of retail banking functionalities on your fingertips. Basic Services: 1. Registration through Account or Agent Banking Account 2. Password based login and fingerprint login 3. Transaction history for your account and agent banking account 4. Balance enquiry for account and agent banking account 5. Mini Statement for account and agent banking account Transfers and Transactions: 1. Padma Account transfer from account 2. Airtime top-up from account 3. Utility bill payment from account * To register on Padma Wallet all you need to have an active customer account or an active agent banking account with Padma Bank. For Support 24 Hour Call Center: 16612 cards@padmabankbd.com visit our site to know more https://www.padmabankbd.com Padma Bank Limited

About

BASIC i

Features
Read full description

Basic Bank Limited has brought digital On boarding solution “Basic i-Account” iOS app. By using this app anyone having a Bangladeshi valid NID can open a bank account anywhere from his/her mobile/Tab/laptop at any time. Benefits of Basic i-Account app: - Customer can open a bank account instantly anytime, from anywhere in Bangladesh - No need to visit the bank branch for opening an account - Request for chequebook/Debit Card through app Requirements: - Good lighting environment while taking picture of applicant, nominee or guardian with full face visibility - Original NID/Smart Card of the Applicant and Nominee - Nominee photo and ID document type (NID/Passport/Birth Certificate). - Guardian NID and photo (If Nominee is Minor) - Scanned Copy of Applicant's e-TIN (If applicable) You will have a very easy to use experience from the app. So download it right now and open your account today.

Screenshots

Padma Wallet4 screens
BASIC i4 screens

Verdict

The call

Padma Wallet and BASIC i are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Padma Wallet ships an update every 4 months, BASIC i every 6 months. The most recent releases landed on September 18, 2026 and May 16, 2026 respectively.

ScorecardNo meaningful differences
Padma Wallet versus BASIC i: the parameters behind the verdict, then further details
ParameterPadma WalletBASIC i
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 4 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size31 MB36 MB
Age rating17+4+
DeveloperPADMA BANK LIMITEDBASIC Bank Limited

In-app purchases

None

Padma Wallet

No in-app purchases

None

BASIC i

No in-app purchases

Questions

Is Padma Wallet free?
Padma Wallet is free to download, with no in-app purchases.
Is BASIC i free?
BASIC i is free to download, with no in-app purchases.
Do Padma Wallet or BASIC i have ads?
Neither Padma Wallet nor BASIC i shows ads.
Which is updated more often, Padma Wallet or BASIC i?
Padma Wallet ships an update every 4 months, and BASIC i every 6 months. Most recently, Padma Wallet was updated on September 18, 2026 and BASIC i on May 16, 2026.

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