BDBL vs dCloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDBL
Instantly open a bank account from anywhere in Bangladesh using your National ID. Start banking immediately and request services like chequebooks and debit cards through the app. Designed for Bangladeshi individuals aged 18 and above.
- Instant account opening
- Open from anywhere
- Start banking immediately
- Request chequebook/debit card
- Supports Savings, Current, FDR, DPS accounts
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Bangladesh Development Bank Limited (BDBL) brings digital onboarding app “BDBL- eAccount” through which customer having a valid National ID can instantly open a bank account from anywhere and can start banking right away using another App “BDBL Digital Bank”. Benefits of BDBL- eAccount app: - Open a bank account instantly anytime, from anywhere in Bangladesh - Start your banking transactions right away - No need to visit the bank branch for opening an account - Request services for chequebook/ Debit Card through app. Requirements: - iOS operating system (12 or above) with selfie camera - Good lighting environment while taking picture of applicant, nominee or guardian with full face visibility - Original NID/Smart Card of the Applicant and Nominee - Scanned Copy of Proof of income (If monthly transaction is over BDT 1 Lac) - Nominee photo and ID document type (NID/Passport/Birth Certificate). - Guardian NID and photo (If Nominee is Minor) - Scanned Copy of Applicant's e-TIN (If applicable) Eligibility: Any Bangladeshi individual aged 18 years or above with a valid National ID. Available list of accounts: - Savings Account - Current (BDT) Account - FDR -DPS Simply download the app and try it today to see how convenient it is to use!
dCloud
Manage your finances digitally with a secure, all-in-one Shariah-compliant banking app. Handle transactions, budgeting, investments, and payments conveniently from your smartphone.
- Secure and encrypted transactions
- 24/7 account access and transfers
- Bill payment and scheduling
- Mobile check deposits
- Budgeting tools
- Investment management
- Digital wallet for contactless payments
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Welcome to the future of financial empowerment! We are thrilled to introduce dCloud-Digital Shariah Banking your comprehensive digital financial service app designed to simplify, streamline, and revolutionize the way you manage your finances. In today's fast-paced world, where technology meets finance, we're here to help you take control of your financial journey like never before. In today's fast-paced digital world, managing your finances has never been easier, more convenient, or more secure than with our cutting-edge Digital Financial Service App. dCloud-Digital Shariah Banking is your all-in-one solution for seamlessly handling your financial transactions, budgeting, investing, and staying in control of your money, all from the palm of your hand. Here's what makes our app stand out: Key Features: Secure and Encrypted: Your financial security is our top priority. Our app uses state-of-the-art encryption technology to ensure your personal and financial information is kept safe and confidential. 24/7 Banking: Access your accounts, check balances, view transaction history, and transfer money between accounts with ease. Enjoy 24/7 access to your finances wherever you are. Bill Payment: Say goodbye to late fees. Easily pay bills, schedule recurring payments, and manage your expenses in one place. Track due dates and receive payment reminders to stay organized. Mobile Deposits: Deposit checks into your account using your smartphone's camera. No need to visit a branch or ATM. It's quick, convenient, and saves you time. Budgeting Tools: Take control of your spending with our budgeting features. Categorize expenses, set spending limits, and receive alerts when you approach or exceed your budget. Investment Management: Whether you're a seasoned investor or just starting, our app provides insights, real-time market data, and the ability to manage your investment portfolio. Buy, sell, and track your investments effortlessly. Loan and Credit Card Management: Keep track of your loans and credit cards, make payments, and view statements. Get reminders for upcoming payments to avoid late fees and interest charges. Digital Wallet: Add your credit and debit cards to our secure digital wallet for contactless payments. Pay in-store or online with ease, using your smartphone or wearable device. Money Transfers: Send money domestically or internationally with low fees and competitive exchange rates. Transfer funds to family and friends or pay for services without the hassle of traditional banking methods. Customer Support: Reach our dedicated customer support team directly through the app for any inquiries, assistance, or problem resolution. Notifications: Stay informed with real-time transaction alerts, account updates, and personalized financial insights to make informed decisions. Accessibility: Our app is designed to be user-friendly for all, with accessibility features for those with disabilities. dCloud-Digital Shariah Banking is committed to making your financial life simpler, more organized, and more rewarding. Join millions of satisfied users who trust our app to manage their money effectively. Whether you're on the go, at home, or traveling, our Digital Financial Service App empowers you to take control of your financial future.
Screenshots
Verdict
The clearest difference is update cadence: dCloud at every 2 months against BDBL's every 25 months. dCloud also leads on iOS requirement (12.0 vs 15.6). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for BDBL against 5.0 for dCloud. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
BDBL ships an update every 25 months, dCloud every 2 months. The most recent releases landed on September 20, 2026 and September 19, 2026 respectively.
| Parameter | BDBL | dCloud |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 25 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 28 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | BANGLADESH DEVELOPMENT BANK PLC. | First Security Islami Bank Limited |
Customer experience
BDBL
dCloud
In-app purchases
BDBL
No in-app purchases
dCloud
No in-app purchases








