Comparison

BASIC i vs dCloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BASIC i

Features
Read full description

Basic Bank Limited has brought digital On boarding solution “Basic i-Account” iOS app. By using this app anyone having a Bangladeshi valid NID can open a bank account anywhere from his/her mobile/Tab/laptop at any time. Benefits of Basic i-Account app: - Customer can open a bank account instantly anytime, from anywhere in Bangladesh - No need to visit the bank branch for opening an account - Request for chequebook/Debit Card through app Requirements: - Good lighting environment while taking picture of applicant, nominee or guardian with full face visibility - Original NID/Smart Card of the Applicant and Nominee - Nominee photo and ID document type (NID/Passport/Birth Certificate). - Guardian NID and photo (If Nominee is Minor) - Scanned Copy of Applicant's e-TIN (If applicable) You will have a very easy to use experience from the app. So download it right now and open your account today.

About

dCloud

Manage your finances digitally with a secure, all-in-one Shariah-compliant banking app. Handle transactions, budgeting, investments, and payments conveniently from your smartphone.

Highlights
  • Secure and encrypted transactions
  • 24/7 account access and transfers
  • Bill payment and scheduling
  • Mobile check deposits
  • Budgeting tools
  • Investment management
  • Digital wallet for contactless payments
Features
Read full description

Welcome to the future of financial empowerment! We are thrilled to introduce dCloud-Digital Shariah Banking your comprehensive digital financial service app designed to simplify, streamline, and revolutionize the way you manage your finances. In today's fast-paced world, where technology meets finance, we're here to help you take control of your financial journey like never before. In today's fast-paced digital world, managing your finances has never been easier, more convenient, or more secure than with our cutting-edge Digital Financial Service App. dCloud-Digital Shariah Banking is your all-in-one solution for seamlessly handling your financial transactions, budgeting, investing, and staying in control of your money, all from the palm of your hand. Here's what makes our app stand out: Key Features: Secure and Encrypted: Your financial security is our top priority. Our app uses state-of-the-art encryption technology to ensure your personal and financial information is kept safe and confidential. 24/7 Banking: Access your accounts, check balances, view transaction history, and transfer money between accounts with ease. Enjoy 24/7 access to your finances wherever you are. Bill Payment: Say goodbye to late fees. Easily pay bills, schedule recurring payments, and manage your expenses in one place. Track due dates and receive payment reminders to stay organized. Mobile Deposits: Deposit checks into your account using your smartphone's camera. No need to visit a branch or ATM. It's quick, convenient, and saves you time. Budgeting Tools: Take control of your spending with our budgeting features. Categorize expenses, set spending limits, and receive alerts when you approach or exceed your budget. Investment Management: Whether you're a seasoned investor or just starting, our app provides insights, real-time market data, and the ability to manage your investment portfolio. Buy, sell, and track your investments effortlessly. Loan and Credit Card Management: Keep track of your loans and credit cards, make payments, and view statements. Get reminders for upcoming payments to avoid late fees and interest charges. Digital Wallet: Add your credit and debit cards to our secure digital wallet for contactless payments. Pay in-store or online with ease, using your smartphone or wearable device. Money Transfers: Send money domestically or internationally with low fees and competitive exchange rates. Transfer funds to family and friends or pay for services without the hassle of traditional banking methods. Customer Support: Reach our dedicated customer support team directly through the app for any inquiries, assistance, or problem resolution. Notifications: Stay informed with real-time transaction alerts, account updates, and personalized financial insights to make informed decisions. Accessibility: Our app is designed to be user-friendly for all, with accessibility features for those with disabilities. dCloud-Digital Shariah Banking is committed to making your financial life simpler, more organized, and more rewarding. Join millions of satisfied users who trust our app to manage their money effectively. Whether you're on the go, at home, or traveling, our Digital Financial Service App empowers you to take control of your financial future.

Screenshots

BASIC i4 screens
dCloud4 screens

Verdict

The call

The clearest difference is update cadence: dCloud at every 2 months against BASIC i's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BASIC i ships an update every 6 months, dCloud every 2 months. The most recent releases landed on September 17, 2026 and September 19, 2026 respectively.

Scorecard1 real difference · 8 level
BASIC i versus dCloud: the parameters behind the verdict, then further details
ParameterBASIC idCloud
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 6 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.012.0
Further details — not scored
Size36 MB76 MB
Age rating4+4+
DeveloperBASIC Bank LimitedFirst Security Islami Bank Limited

In-app purchases

None

BASIC i

No in-app purchases

None

dCloud

No in-app purchases

Questions

Is BASIC i free?
BASIC i is free to download, with no in-app purchases.
Is dCloud free?
dCloud is free to download, with no in-app purchases.
Do BASIC i or dCloud have ads?
Neither BASIC i nor dCloud shows ads.
Which is updated more often, BASIC i or dCloud?
BASIC i ships an update every 6 months, and dCloud every 2 months. Most recently, BASIC i was updated on September 17, 2026 and dCloud on September 19, 2026.

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