Comparison

Help Pay Rent vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Help Pay Rent

This app connects landlords and renters with state and local rental assistance programs. It facilitates the application process for emergency rental aid, helping tenants remain housed and ensuring landlords receive payments.

Highlights
  • Access state and local rental assistance programs
  • Facilitates landlord applications for aid
  • Assists renters in completing applications
  • Helps ensure timely rent payments
  • Supports housing stability for renters
Features
Read full description

State and local programs are distributing billions of dollars in rental assistance to help renters stay housed. If you’re a landlord, you may think of rental assistance as help for renters. But right now, most federal emergency rental assistance programs accept applications from landlords. Where renters can apply, they often need your help to complete the process and make payments to you.

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Help Pay Rent4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is rating: Pay with Sublime at 4.7 against Help Pay Rent's 1.0. Pay with Sublime also leads on ads (none vs shown) and update cadence (every 9 days vs every 5 months). Help Pay Rent's advantage is iOS requirement (13.0 vs 18.5). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay with Sublime holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Pay with Sublime has 225 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Help Pay Rent ships an update every 5 months, Pay with Sublime every 9 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard6 real differences · 4 level
Help Pay Rent versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterHelp Pay RentPay with Sublime
PriceFreeFree
Rating1.0 (1 ratings)4.7 (225 ratings) — better
Positive reviews—85.7% of reviews
Number of ratings1225 — better
Update frequencyEvery 5 monthsEvery 9 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.5
Further details — not scored
Size74 MB61 MB
Age rating4+17+
DeveloperOvidiu LupSublime Payments Company

Customer experience

Help Pay Rent

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Pay with Sublime

All ratings157 ratings
Positive92.4%
Neutral1.9%
Negative5.7%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

Help Pay Rent

No in-app purchases

None

Pay with Sublime

No in-app purchases

Questions

Is Help Pay Rent free?
Help Pay Rent is free to download, with no in-app purchases.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Which has better reviews, Help Pay Rent or Pay with Sublime?
Pay with Sublime is rated higher. Help Pay Rent averages 1.0 out of 5 from 1 ratings, while Pay with Sublime averages 4.7 from 225 ratings.
Do Help Pay Rent or Pay with Sublime have ads?
Help Pay Rent shows ads; Pay with Sublime does not.
Which is updated more often, Help Pay Rent or Pay with Sublime?
Help Pay Rent ships an update every 5 months, and Pay with Sublime every 9 days. Most recently, Help Pay Rent was updated on October 24, 2026 and Pay with Sublime on October 25, 2026.

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