Comparison

Checklist Pro vs Paynium

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checklist Pro

Effortlessly manage your shopping lists and track expenses with a user-friendly checklist format. Visualize your progress, calculate totals automatically, and sync lists across devices. Ideal for holiday planning, shopping, or managing payments.

Highlights
  • Create tailored category lists
  • Track expenses by checking off items
  • Visualize progress with a dynamic bar
  • Automatically calculate total and remaining expenses
  • Sync lists across devices via iCloud
  • Split receipts and expenses
  • Ad-free experience
Features
Read full description

Checklist Pro: Expense Tracker is the ultimate money manager, budget planner, and shared list calculator built around numbers. Unlike traditional to-do lists or complex finance apps, Checklist Pro combines smart checklists with automatic math, so you always know your grand total, what you have spent or collected, and what remains. Whether you are calculating grocery runs, tracking monthly bills, logging incoming client invoices, managing rental payments, or splitting group expenses, Checklist Pro makes tracking money completely effortless. HOW IT WORKS • Input items with prices, quantities, or amounts using our fast numeric keypad. • Check items off as you spend money, pay bills, or collect incoming payments. • Watch your Grand Total, Completed Amount, and Remaining Balance update in real time. • Track visual progress instantly with dynamic status bars. POWERFUL FEATURES • Income & Expense Tracking: Log outgoing expenses or incoming payments. Track outstanding client invoices, freelancing income, rental collection, and group reimbursements until your remaining balance hits zero. • Interactive Deep-Link Widgets: Long-press any Home Screen or Lock Screen widget to assign a specific list. Tap the widget anytime to jump directly into that list with real-time live totals. • Ready-Made Templates: Jumpstart your budget instantly with built-in templates for monthly bills, groceries, travel, moving house, weddings, savings goals, invoices, and more. • Recurring Items: Mark any bill, subscription, or recurring income to automatically reset at the start of each month. • Collaborative Shared Lists: Effortlessly share lists and split expenses with family, partners, or friends. • Instant Device Sync & Export (.ckc): Keep your lists seamlessly updated across devices with cross-platform import and export support. • Fast Custom Keypad: Enter prices and amounts rapidly without standard device keyboards blocking your view. PRIVACY FIRST & BUILT TO LAST • 100% Offline & Private: Your data stays on your device. No cloud tracking, no accounts required. • No Subscriptions: Pay once, own it forever. • Ad-Free Experience: Zero distractions, just clean financial control. Take control of your spending and incoming payments today. Download Checklist Pro and experience personal finance crafted to perfection.

About

Paynium

Features
Read full description

Stay on top of your finances with Payment Tracker — the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it — clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: • Track payments, cards, and expenses in one place • Smart reminders prevent missed due dates • Recurring transactions with automatic scheduling • Monthly and annual spending insights • Income and expense analytics with elegant charts • Asset management and balance overview • CloudKit sync for iCloud-based data backup • Clean, modern design built with SwiftUI Take control of your financial routine — stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. — Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. • Title: Premium Monthly • Length of Subscription: 1 Month • Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html

Screenshots

Checklist Pro4 screens
Paynium4 screens

Verdict

The call

The clearest difference is price: Paynium at Free against Checklist Pro's $3.99. Paynium also leads on update cadence (every 5 days vs monthly). Checklist Pro's advantage is in-app purchases (none vs 1) and ads (none vs shown). On device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Paynium is free to download; Checklist Pro costs $3.99 up front. Paynium sells 1 in-app purchase, starting at $0.99 per month. Checklist Pro asks for nothing beyond the download.

UpkeepUpdate frequency

Checklist Pro ships an update monthly, Paynium every 5 days. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
Checklist Pro versus Paynium: the parameters behind the verdict, then further details
ParameterChecklist ProPaynium
Price$3.99Free — better
Rating3.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyMonthlyEvery 5 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationPaid—
DevicesiPhoneiPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size3 MB7 MB
Age rating4+4+
DeveloperNicolae Gherasimozgun gungor

In-app purchases

None

Checklist Pro

No in-app purchases

1 purchases

Paynium

Subscriptions1
  • Monthly Subscription$0.991 Month

Questions

Is Checklist Pro free?
Checklist Pro costs $3.99, with no in-app purchases.
Is Paynium free?
Paynium is free to download, with in-app purchases available.
Do Checklist Pro or Paynium have ads?
Paynium shows ads; Checklist Pro does not.
Which is updated more often, Checklist Pro or Paynium?
Checklist Pro ships an update monthly, and Paynium every 5 days. Most recently, Checklist Pro was updated on October 7, 2026 and Paynium on October 6, 2026.

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