Comparison

Paynium vs Sublio

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Paynium

Features
Read full description

Stay on top of your finances with Payment Tracker β€” the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it β€” clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: β€’ Track payments, cards, and expenses in one place β€’ Smart reminders prevent missed due dates β€’ Recurring transactions with automatic scheduling β€’ Monthly and annual spending insights β€’ Income and expense analytics with elegant charts β€’ Asset management and balance overview β€’ CloudKit sync for iCloud-based data backup β€’ Clean, modern design built with SwiftUI Take control of your financial routine β€” stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. β€” Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. β€’ Title: Premium Monthly β€’ Length of Subscription: 1 Month β€’ Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html

About

Sublio

Features
Read full description

Are you losing track of your monthly subscriptions? Streaming services, software tools, gym memberships... it all adds up! Sublio is your ultimate personal subscription manager, designed to help you take back control of your recurring expenses and save money. With a beautiful, modern, and minimalist interface, Sublio makes budgeting effortless. See exactly where your money is going every month and never pay for an unwanted or forgotten subscription again. Key Features: Track Everything in One Place: Easily add, organize, and manage all your digital and physical subscriptions. Smart Reminders: Get notified before a payment is due or a free trial ends. Never miss a cancellation date again! Expense Insights: Clear, easy-to-read charts that show your monthly and yearly spending at a glance. Clean & Intuitive Design: A seamless, user-friendly experience without any clutter. Take charge of your budget today. Download Sublio and start managing your subscriptions the smart way! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Paynium4 screens
Sublio4 screens

Verdict

The call

The clearest difference is ads: Sublio at none against Paynium's shown. Paynium's advantage is update cadence (every 5 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Paynium sells 1 in-app purchase, starting at $0.99 per month and Sublio sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Paynium ships an update every 5 days, Sublio every 3 weeks. The most recent releases landed on October 6, 2026 and October 17, 2026 respectively.

Scorecard2 real differences Β· 4 level
Paynium versus Sublio: the parameters behind the verdict, then further details
ParameterPayniumSublio
PriceFreeFree
Update frequencyEvery 5 days β€” betterEvery 3 weeks
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad β€” better
Requires iOS17.617.0 β€” better
Further details β€” not scored
Size7 MB18 MB
Age rating4+4+
Developerozgun gungorEthem fatih Hocaoglu

In-app purchases

1 purchases

Paynium

Subscriptions1
  • Monthly Subscription$0.991 Month
2 purchases

Sublio

Subscriptions2
  • Sublio Premium Monthly$0.991 Month
  • Sublio Premium Yearly$9.991 Year

Questions

Is Paynium free?
Paynium is free to download, with in-app purchases available.
Is Sublio free?
Sublio is free to download, with in-app purchases available.
Do Paynium or Sublio have ads?
Paynium shows ads; Sublio does not.
Which is updated more often, Paynium or Sublio?
Paynium ships an update every 5 days, and Sublio every 3 weeks. Most recently, Paynium was updated on October 6, 2026 and Sublio on October 17, 2026.

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