Paynium vs Last Payment

Stay on top of your finances with Payment Tracker — the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it — clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: • Track payments, cards, and expenses in one place • Smart reminders prevent missed due dates • Recurring transactions with automatic scheduling • Monthly and annual spending insights • Income and expense analytics with elegant charts • Asset management and balance overview • CloudKit sync for iCloud-based data backup • Clean, modern design built with SwiftUI Take control of your financial routine — stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. — Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. • Title: Premium Monthly • Length of Subscription: 1 Month • Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html

Tired of forgetting due dates and paying late fees? Last Payment keeps every bill, loan and subscription in one calm list. No account, no internet, no data leaving your phone. WHY LAST PAYMENT? • 100% offline and private: your financial data never leaves your device. No sign-up, no server, no data breaches. Delete the app and the data goes with it. • Unlimited tracking: add as many bills, rent payments, credit cards or loans as you need. No hidden limits. • Any rhythm: weekly, every 2 weeks, monthly, yearly, installments (counting up 3/12) or one-time. Set it once. • Missed months don't disappear: skip a month and it stays on your home screen as an overdue badge until you settle it, one tap at a time. • Record what you actually paid: gas isn't the same every month. Enter the real amount and every period keeps its own figure. • Skip a period: an unused subscription or a postponed fee leaves the overdue list without counting as paid. • Home screen widget: your next payments at a glance, overdue first. On iOS. • Reminders that don't give up: an advance heads-up at 09:00, a due-day alert at 15:00 and a follow-up if the payment slips. Tap a notification to open the payment. • Analytics that tell the truth: totals built from real amounts, a payment-by-payment breakdown and a history chart for each payment. • Timeline: the full history of every payment, month by month. Paid, unpaid, skipped, ended. • A backup you own: export everything to a file and restore it later, merging or replacing your list. • Dark and light mode, 6 languages, any currency. GO FURTHER WITH PRO • Reminders any number of days ahead • Trend, forecast and consistency cards in Analytics • Export your history as CSV or PDF • Full widget view: every upcoming payment, not just the next one WHAT CAN YOU TRACK? • Rent, mortgage and HOA fees • Electricity, water, gas and internet • Credit card payments and installments • Personal debts and loans • Digital subscriptions and gym memberships • Insurance and yearly fees Download Last Payment and stop paying late fees.