North Star Mutual vs RAM Mutual
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
North Star Mutual
Manage your insurance policies on the go. View policy details, make payments with various methods, and track your claims. Easily connect with your insurance agent for support.
- View policy details
- Make payments (Credit Card, Debit Card, Checking/Savings Account)
- View open and closed claims
- Contact agent
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Here are some things you can do with the North Star Mutual - Mobile App: * View your policy details. * Pay using Credit Card, Debit Card, Checking Account or Savings Account. * View open and closed claims. * Contact your agent.
RAM Mutual
Manage your insurance policies, view policy details, and access digital ID cards. Submit and track claims, and make payments directly through the app. Easily connect with your insurance agent for support.
- View policy information
- Access digital ID cards
- Make payments
- Submit and view claims
- Contact agent
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FEATURES - View important policy information - View digital ID cards - Make payments - Submit claims and view claims history - Contact your agent
Screenshots
Verdict
The clearest difference is rating: North Star Mutual at 1.9 against RAM Mutual's 1.0. North Star Mutual also leads on ratings volume (16 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
North Star Mutual holds the better App Store score, 1.9 against 1.0. That said, the two scores are not equally well evidenced: North Star Mutual has 16 ratings behind it against 1, so its average is the more settled of the two.
North Star Mutual ships an update every 3 months, RAM Mutual every 2 months. Both last shipped on November 3, 2026.
| Parameter | North Star Mutual | RAM Mutual |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (16 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 16 — better | 1 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 49 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | North Star Mutual Insurance Company | RAM Mutual Insurance |
In-app purchases
North Star Mutual
No in-app purchases
RAM Mutual
No in-app purchases
Questions
Is North Star Mutual free?
Is RAM Mutual free?
Which has better reviews, North Star Mutual or RAM Mutual?
Do North Star Mutual or RAM Mutual have ads?
Which is updated more often, North Star Mutual or RAM Mutual?
Other comparisons
