Comparison

North Star Mutual vs FairWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

North Star Mutual

Manage your insurance policies on the go. View policy details, make payments with various methods, and track your claims. Easily connect with your insurance agent for support.

Highlights
  • View policy details
  • Make payments (Credit Card, Debit Card, Checking/Savings Account)
  • View open and closed claims
  • Contact agent
Features
Read full description

Here are some things you can do with the North Star Mutual - Mobile App: * View your policy details. * Pay using Credit Card, Debit Card, Checking Account or Savings Account. * View open and closed claims. * Contact your agent.

About

FairWise

Easily track and split shared expenses for any group activity. Organize costs for trips, events, or roommates, and see real-time balances. Settle up with clear payment tracking.

Highlights
  • Create and manage multiple expense groups
  • Track shared expenses
  • Split costs evenly or custom
  • Record payments and settlements
  • View real-time balances
  • Multi-currency support
Features
Read full description

FairWise is a shared expense tracking app designed to help groups organize expenses, split costs fairly, and keep track of balances and payments. Create groups for trips, cabins, boats, events, projects, roommates, or any shared activity where multiple people contribute expenses. Add expenses, assign participants, customize how costs are split, and track who owes what in real time. FairWise helps simplify group finances by keeping all shared expenses organized in one place with clear balance tracking and settlement history. Features Create and manage multiple expense groups Track shared expenses between participants Split expenses evenly or with custom amounts Record payments and settlements between members View real-time balances for each participant Support for multiple currencies and exchange rates Organize expenses for trips, events, projects, boats, cabins, roommates, and more Simple and easy-to-use interface designed for groups FairWise makes it easier to manage shared expenses so everyone stays informed and costs stay fair.

Screenshots

North Star Mutual4 screens
FairWise4 screens

Verdict

The call

The clearest difference is rating: FairWise at 5.0 against North Star Mutual's 1.9. FairWise also leads on update cadence (monthly vs every 3 months). North Star Mutual's advantage is ratings volume (16 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FairWise holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: North Star Mutual has 16 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

North Star Mutual ships an update every 3 months, FairWise monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
North Star Mutual versus FairWise: the parameters behind the verdict, then further details
ParameterNorth Star MutualFairWise
PriceFreeFree
Rating1.9 (16 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings16 — better2
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size49 MB33 MB
Age rating4+4+
DeveloperNorth Star Mutual Insurance CompanyZachary Heiling

In-app purchases

None

North Star Mutual

No in-app purchases

None

FairWise

No in-app purchases

Questions

Is North Star Mutual free?
North Star Mutual is free to download, with no in-app purchases.
Is FairWise free?
FairWise is free to download, with no in-app purchases.
Which has better reviews, North Star Mutual or FairWise?
FairWise is rated higher. North Star Mutual averages 1.9 out of 5 from 16 ratings, while FairWise averages 5.0 from 2 ratings.
Do North Star Mutual or FairWise have ads?
Neither North Star Mutual nor FairWise shows ads.
Which is updated more often, North Star Mutual or FairWise?
North Star Mutual ships an update every 3 months, and FairWise monthly. Most recently, North Star Mutual was updated on October 24, 2026 and FairWise on October 25, 2026.

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