North Star Mutual vs FairWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
North Star Mutual
Manage your insurance policies on the go. View policy details, make payments with various methods, and track your claims. Easily connect with your insurance agent for support.
- View policy details
- Make payments (Credit Card, Debit Card, Checking/Savings Account)
- View open and closed claims
- Contact agent
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Here are some things you can do with the North Star Mutual - Mobile App: * View your policy details. * Pay using Credit Card, Debit Card, Checking Account or Savings Account. * View open and closed claims. * Contact your agent.
FairWise
Easily track and split shared expenses for any group activity. Organize costs for trips, events, or roommates, and see real-time balances. Settle up with clear payment tracking.
- Create and manage multiple expense groups
- Track shared expenses
- Split costs evenly or custom
- Record payments and settlements
- View real-time balances
- Multi-currency support
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FairWise is a shared expense tracking app designed to help groups organize expenses, split costs fairly, and keep track of balances and payments. Create groups for trips, cabins, boats, events, projects, roommates, or any shared activity where multiple people contribute expenses. Add expenses, assign participants, customize how costs are split, and track who owes what in real time. FairWise helps simplify group finances by keeping all shared expenses organized in one place with clear balance tracking and settlement history. Features Create and manage multiple expense groups Track shared expenses between participants Split expenses evenly or with custom amounts Record payments and settlements between members View real-time balances for each participant Support for multiple currencies and exchange rates Organize expenses for trips, events, projects, boats, cabins, roommates, and more Simple and easy-to-use interface designed for groups FairWise makes it easier to manage shared expenses so everyone stays informed and costs stay fair.
Screenshots
Verdict
The clearest difference is rating: FairWise at 5.0 against North Star Mutual's 1.9. FairWise also leads on update cadence (monthly vs every 3 months). North Star Mutual's advantage is ratings volume (16 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FairWise holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: North Star Mutual has 16 ratings behind it against 2, so its average is the more settled of the two.
North Star Mutual ships an update every 3 months, FairWise monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | North Star Mutual | FairWise |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (16 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 16 — better | 2 |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 49 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | North Star Mutual Insurance Company | Zachary Heiling |
In-app purchases
North Star Mutual
No in-app purchases
FairWise
No in-app purchases
Questions
Is North Star Mutual free?
Is FairWise free?
Which has better reviews, North Star Mutual or FairWise?
Do North Star Mutual or FairWise have ads?
Which is updated more often, North Star Mutual or FairWise?
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