SLTF Mobile vs SIKACASH+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SLTF Mobile
This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.
- Loan application for tertiary students
- Requires Ghana Card
- Requires personal email
- Requires e-zwich card registration
- Supports undergraduate programs
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The Students Loan Trust Fund gives loans to Ghanaian tertiary students who are pursuing accredited programmes in accredited tertiary institutions. These students must have gained admission to pursue undergraduate programmes only. What are the application requirements? In order to apply you must: a. Have your Ghana Card b. Have a personal e-mail address. c. Register for an e-zwich card.
SIKACASH+
Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.
- International money transfers
- Fast and secure transfers
- Cost-effective rates
- Multiple payout options (mobile wallet, pickup, bank deposit)
- Extensive African receiving countries
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SENDNAFA is trusted international money transfer service, specializing in fast, secure and cost-effective transfers to Africa. Our mission is to empower individuals and communities, facilitating the seamless flow of funds to support loved ones and economic development across the continent. With a user-friendly platform, competitive rates, and a commitment to customer satisfaction, SENDNAFA is your reliable partner for sending money with confidence Money can be sent from your debit or prepaid card to Mobile Wallet, Office Pick Up and Bank Deposit Our receiving countries: -Benin (XOF) -Burkina Faso (XOF) -Cameroon (XAF) -Cote d’Ivoire (XOF) -Gambia (GMD) -Ghana (GHS) -Guinea Conakry (GNF & USD) -Liberia (USD) -Mali (XOF) -Senegal (XOF) -Sierra Leone (SLL & USD) -Togo (XOF)
Screenshots
Verdict
The clearest difference is review sentiment: SIKACASH+ at 71% against SLTF Mobile's 0%. SIKACASH+ also leads on rating (4.6 vs 2.9) and ratings volume (1.9K vs 28). SLTF Mobile's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SIKACASH+ holds the better App Store score, 4.6 against 2.9. That said, the two scores are not equally well evidenced: SIKACASH+ has 1.9K ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 0% of SLTF Mobile's written reviews are positive against 71% of SIKACASH+'s.
SLTF Mobile ships an update every 6 weeks, SIKACASH+ fortnightly. Both last shipped on October 15, 2026.
| Parameter | SLTF Mobile | SIKACASH+ |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (28 ratings) | 4.6 (1.9K ratings) — better |
| Positive reviews | 0.0% of reviews | 70.6% of reviews — better |
| Number of ratings | 28 | 1.9K — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 37 MB | 63 MB |
| Age rating | 17+ | 17+ |
| Developer | Students Loan Trust Fund | Nafa |
Customer experience
SLTF Mobile
SIKACASH+
Bugs and requests
SLTF Mobile
Not enough reviews yet to summarise bugs or requests.
SIKACASH+
Reported bugs
2 issues- Delayed money arrival
- Unresponsive to phone and WhatsApp inquiries
Requested features
2 requests- Faster transaction processing
- Improved customer support channels
In-app purchases
SLTF Mobile
No in-app purchases
SIKACASH+
No in-app purchases
Questions
Is SLTF Mobile free?
Is SIKACASH+ free?
Which has better reviews, SLTF Mobile or SIKACASH+?
Do SLTF Mobile or SIKACASH+ have ads?
Which is updated more often, SLTF Mobile or SIKACASH+?
Other comparisons
