Budget Planner & Subscriptions vs Qashly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner & Subscriptions
Manage your money effectively by tracking expenses, creating custom budgets, and visualizing spending habits. Gain insights into your financial health with automated calculations and detailed reports. Securely store all your financial data directly on your device.
- Track income and expenses
- Create and monitor custom budgets
- Visualize spending with charts
- Multi-currency support
- Recurring transaction setup
- Export financial data
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Take complete control of your finances with this comprehensive personal finance app. Track expenses, create budgets, and gain valuable insights into your spending habits. KEY FEATURES: - Track income and expenses with intuitive interface - Create and monitor budgets for different categories - Visualise spending with interactive pie charts and bar charts - Multi-currency support for international transactions - Set up recurring transactions for regular income/expenses - Support of Siri & Shortcuts - Export and share your financial data - Search and filter transaction history - Calculate net income and budget performance automatically - Beautiful, modern design with smooth animations BUDGETING & PLANNING: - Create custom budgets for any category - Track budget vs actual spending in real-time - Get alerts when approaching budget limits - Monitor your financial goals and progress ADVANCED FEATURES: - Multi-currency support with automatic conversion - Set up recurring transactions (salary, bills, subscriptions) - Export data to CSV or PDF for external analysis - Share financial reports and summaries - Advanced filtering and search capabilities SPENDING INSIGHTS: - Detailed category breakdowns and trends - Compare spending across weeks, months, and years - Identify spending patterns and opportunities to save - Track budget performance with visual indicators PRIVACY FOCUSED: - All data stored securely on your device - No accounts required for basic functionality - Complete control over your financial information - Export your data anytime Perfect for individuals, families, and small business owners who want comprehensive financial tracking with powerful budgeting tools. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms and conditions: https://majdielfelah.co.uk/legal/terms-conditions Privacy policy: https://majdielfelah.co.uk/legal/privacy-policy
Qashly
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No bank login. No account. No email address. Open Qashly and start tracking — it works offline privately on your phone. Most budgeting apps ask to connect to your bank before they show you anything. Qashly never does. Your transactions, budgets and balances live in a secure database on your phone. WHAT MAKES QASHLY DIFFERENT Talk to it, and it acts. Tap the orb and say "twelve pounds for lunch yesterday, and mark the electricity bill paid." Qashly does both. It is a voice assistant that performs actions across your accounts, not a dictation box that writes a note. Undo anything the assistant does. Every AI action lands in a feed with a one-tap undo. Nothing touches your money that you cannot reverse. Point the camera at a receipt. Qashly reads receipts, invoices and statements, pulls out every line, and offers to set up the subscription or bill when it recognises one. See what your reminders will do before they do it. Open "What's Scheduled" for every reminder queued over the next 30 days, and History to see what was sent — plus what was held back, and why. NINE TOOLS, EVERY ONE ON THE FREE PLAN • Bills — due dates, arrears, auto-pay logging, skip a cycle without breaking the schedule • Subscriptions — 59 ready-made services, trial-ending and price-rise alerts, true monthly commitment • Goals — auto-contribute, pace tracking, and a what-if simulator for "£50 more a month" • Loans — full amortisation, plus a payoff simulator showing months and interest saved • Investments — live crypto and stock prices, dividends, and scheduled recurring buys • UK Tax Centre — Scottish and rUK bands, the £100k allowance taper, all five student loan plans, payments on account, PDF export • To-Dos — money tasks linked to the exact bill, subscription or budget line they concern • Calculators — take-home pay, loan, savings, investment, dividend, budget, tip • Currency — 42 currencies with live rates EVERYTHING ELSE • Budgets by category or group, with monthly rollover and a guided setup • Daily spend limit and daily income target, with streaks • Multiple wallets and separate projects for personal, family and business • CSV import built for UK bank exports, including paired money-in / money-out columns, with duplicate detection • Reports for spending, income and net worth; cash flow and P&L statements as PDF • Tags, custom categories, recurring transactions, receipt attachments BUILT TO STAY PRIVATE • PIN lock in hardware-backed storage, with Face ID or fingerprint • Hide balances, and a privacy screen that covers the app in the switcher • No AI tool can change your PIN, disable biometrics or unhide balances — security is walled off from the assistant by design • AI features are optional. Voice, chat and receipt scanning send that request to our AI provider to process it; everything else stays on your device PLANS Free — all nine tools, one item in each. Unlimited to-dos and all eight calculators, forever. 3 receipt scans, 3 minutes of voice and 10 assistant messages to try. Premium — £6.99/month, £49.99/year or £99.99 once. 20 of each tool, 20 custom categories, 10 projects, 50 scans, 15 minutes of voice and 50 assistant messages a month, advanced reports and PDF export. Pro — £9.99/month, £99.99/year or £149.99 once. Unlimited tools, categories, tags, projects and wallets. 100 scans, 30 minutes of voice, 100 assistant messages a month. 3-day free trial on monthly and annual. Annual saves 40%. Lifetime plans never renew. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Qashly at none against Budget Planner & Subscriptions's shown. Qashly also leads on update cadence (every 5 days vs every 3 months) and iOS requirement (15.1 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner & Subscriptions sells 2 in-app purchases, starting at $5.99 per month and Qashly sells 6 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Planner & Subscriptions ships an update every 3 months, Qashly every 5 days. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.
| Parameter | Budget Planner & Subscriptions | Qashly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 27 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | Majdi El Felah | Venturity Ltd |
In-app purchases
Budget Planner & Subscriptions
- Monthly$5.991 Month
- Yearly$29.991 Year
Qashly
- Qashly Premium - Monthly3 Days trial$6.991 Month
- Qashly Pro - Monthly3 Days trial$9.991 Month
- Qashly Premium - Annual3 Days trial$49.991 Year
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- Qashly Pro - Annual3 Days trial$99.991 Year
- Qashly Premium - Lifetime$99.99
- Qashly Pro - Lifetime$149.99
Questions
Is Budget Planner & Subscriptions free?
Is Qashly free?
Do Budget Planner & Subscriptions or Qashly have ads?
Which is updated more often, Budget Planner & Subscriptions or Qashly?
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