eLendly vs Monica
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eLendly
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
- Automate subscriptions
- Lend and borrow with friends
- Track finances
- Investment tracking
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Automate your subscriptions, Lend/Borrow from a friend and track your finances
Monica
Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.
- Tag & Scan to Pay
- Shop with Discounts
- Pay Bills with Ease
- Virtual Dollar Card
- Free Bank Withdrawals
- Send Money Instantly
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Get ready to simplify your spending and personal money management all in one app! Monica is your everyday financial companion, making life easier and way more fun. Why Monica ? Because We've Got It All! - Tag & Scan to Pay - Just a quick scan and you're all set. - Shop with Discounts - Enjoy a 5% discount on airtime and access over 1000+ gift card options. - Pay Bills with Ease - Handle electricity, data, and more with just few taps. - Virtual Dollar Card - Shop globally without a glitch. - Free Bank Withdrawals - Move money to your bank without fees. Yes, really! - Betting Wallet Funding - Top up your betting wallet in seconds. Features You Can’t Resist: - Send Money Instantly - Seamlessly send money within the Monica network. Whether it's paying back a friend or covering your own expenses, do it with ease. - Top-Notch Security - Sleep easy knowing your funds are super secure. - Instant Transactions - Quick and reliable no more waiting. - Anywhere Access - Manage your money on the go, wherever you are. Become Part of the Monica Community! Get in on the fun and freedom Monica offers. Whether you're buying, selling, or managing your finances, do it smarter with us. Download Now! Start enjoying a seamless payment experience. Join the movement Monica isn't just an app, it's a lifestyle. Stay Updated, follow us for the latest amazing features, super hot deals, and awesome updates. We're more than an app we're your daily financial ally!
Screenshots
Verdict
The clearest difference is review sentiment: Monica at 58% against eLendly's 7%. Monica also leads on rating (4.6 vs 2.2) and update cadence (weekly vs every 2 months). eLendly's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Monica holds the better App Store score, 4.6 against 2.2. That said, the two scores are not equally well evidenced: Monica has 14K ratings behind it against 49, so its average is the more settled of the two. Written reviews point the same way: 7% of eLendly's written reviews are positive against 58% of Monica's.
eLendly ships an update every 2 months, Monica weekly. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.
| Parameter | eLendly | Monica |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (49 ratings) | 4.6 (14K ratings) — better |
| Positive reviews | 6.7% of reviews | 58.5% of reviews — better |
| Number of ratings | 49 | 14K — better |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 70 MB | 91 MB |
| Age rating | 4+ | 17+ |
| Developer | Elendly Limited | MONICA TECHNOLOGIES LIMITED |
Customer experience
eLendly
Monica
Bugs and requests
eLendly
Not enough reviews yet to summarise bugs or requests.
Monica
Reported bugs
4 issues- Delayed fund transfers
- Wallet address changes without notice
- App crashes and freezes
- Incorrect transaction amounts
Requested features
4 requests- Expand bank transfer options
- Improve in-app notifications
- Add multi-currency support
- Enhance security features
In-app purchases
eLendly
No in-app purchases
Monica
No in-app purchases
