Comparison

Extra CU Mobile App vs GEFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extra CU Mobile App

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and more. Secure your account with a passcode or biometrics.

Highlights
  • Check balances and transactions
  • Transfer funds between accounts
  • Pay loans and bills
  • Deposit checks remotely
  • Reorder or turn off debit cards
  • Set up balance alerts
  • Aggregate financial accounts
Features
Read full description

Extra CU Mobile Banking allows you to check balances, view your transactions, transfer funds, pay loans, and much more! Here’s what you can do with Extra CU Mobile Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find services near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices. If you have any questions about this application, please contact Extra Credit Union at 586-276-3000.

About

GEFCU

Manage your finances on the go with this personal financial advocate. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks easily. Secure your account with passcodes or biometrics.

Highlights
  • Add tags, notes, and photos to transactions
  • Set balance alerts
  • Make loan payments
  • Transfer money between accounts
  • Mobile check deposit
  • Reorder or turn off debit card
  • View and save statements
  • Find branches and ATMs
  • Aggregate financial accounts
  • Secure login with passcode/biometrics
Features
Read full description

GEFCU mobile banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with the GEFCU app: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make loan payments Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

Extra CU Mobile App4 screens
GEFCU4 screens

Verdict

The call

Extra CU Mobile App and GEFCU both sit at 4.8 stars, but that hides the real split: 100% of GEFCU's written reviews are positive against 47% of Extra CU Mobile App's. Extra CU Mobile App's advantage is monetization model (ad-supported vs free with in-app purchases) and ratings volume (2.3K vs 763). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Extra CU Mobile App against 4.9 for GEFCU. Both are backed by a comparable volume of ratings — 2.3K and 763 respectively. Written reviews are what separate them: 47% of Extra CU Mobile App's written reviews are positive against 100% of GEFCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 12, 2026.

Scorecard4 real differences · 6 level
Extra CU Mobile App versus GEFCU: the parameters behind the verdict, then further details
ParameterExtra CU Mobile AppGEFCU
PriceFreeFree
Rating4.8 (2.3K ratings)4.9 (763 ratings) — better
Positive reviews46.9% of reviews100.0% of reviews — better
Number of ratings2.3K — better763
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.4 — better26.3
Further details — not scored
Size196 MB202 MB
Age rating4+4+
DeveloperExtra Credit UnionGovernment Employees Federal Credit Union

Customer experience

Extra CU Mobile App

All ratings2,311 ratings
Positive94.4%
Neutral1.6%
Negative4.1%
Written reviews32 reviews
Positive46.9%
Neutral3.1%
Negative50.0%

GEFCU

All ratings763 ratings
Positive97.1%
Neutral1.2%
Negative1.7%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Extra CU Mobile App

Reported bugs

3 issues
  • Unable to update app on older devices
  • Mobile deposit issues
  • Crashes and freezes

Requested features

3 requests
  • Improve mobile deposit process
  • Add dark mode option
  • Enhance account overview functionality

GEFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Extra CU Mobile App

No in-app purchases

None

GEFCU

No in-app purchases

Questions

Is Extra CU Mobile App free?
Extra CU Mobile App is free to download, with no in-app purchases.
Is GEFCU free?
GEFCU is free to download, with no in-app purchases.
Which has better reviews, Extra CU Mobile App or GEFCU?
GEFCU is rated higher. Extra CU Mobile App averages 4.8 out of 5 from 2.3K ratings, while GEFCU averages 4.9 from 763 ratings.
Do Extra CU Mobile App or GEFCU have ads?
Neither Extra CU Mobile App nor GEFCU shows ads.
Which is updated more often, Extra CU Mobile App or GEFCU?
Extra CU Mobile App ships an update monthly, and GEFCU monthly. Most recently, Extra CU Mobile App was updated on November 12, 2026 and GEFCU on November 12, 2026.

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